Cálculo de intereses
Ahorrando S/ 373,126
Veamos que pasaría si Usted ahorrara 373,126 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 373,126.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,262.60 | S/ 8,573.90 | S/ 12,934.45 | S/ 17,344.82 | S/ 390,470.82 |
| 8.50% | S/ 7,687.82 | S/ 15,534.04 | S/ 23,541.91 | S/ 31,714.79 | S/ 404,840.79 |
| 8.00% | S/ 7,248.34 | S/ 14,637.50 | S/ 22,170.19 | S/ 29,849.21 | S/ 402,975.21 |
| 7.10% | S/ 6,453.43 | S/ 13,018.48 | S/ 19,697.07 | S/ 26,491.18 | S/ 399,617.18 |
| 7.00% | S/ 6,364.80 | S/ 12,838.17 | S/ 19,421.96 | S/ 26,118.06 | S/ 399,244.06 |
| 6.50% | S/ 5,920.70 | S/ 11,935.35 | S/ 18,045.44 | S/ 24,252.49 | S/ 397,378.49 |
| 6.10% | S/ 5,564.30 | S/ 11,211.57 | S/ 16,943.07 | S/ 22,760.03 | S/ 395,886.03 |
| 6.20% | S/ 5,653.49 | S/ 11,392.65 | S/ 17,218.76 | S/ 23,133.14 | S/ 396,259.14 |
| 5.90% | S/ 5,385.72 | S/ 10,849.17 | S/ 16,391.49 | S/ 22,013.80 | S/ 395,139.80 |
| 5.75% | S/ 5,251.62 | S/ 10,577.15 | S/ 15,977.63 | S/ 21,454.13 | S/ 394,580.13 |
| 5.70% | S/ 5,206.88 | S/ 10,486.43 | S/ 15,839.65 | S/ 21,267.57 | S/ 394,393.57 |
| 5.65% | S/ 5,162.14 | S/ 10,395.69 | S/ 15,701.65 | S/ 21,081.01 | S/ 394,207.01 |
| 5.60% | S/ 5,117.37 | S/ 10,304.93 | S/ 15,563.63 | S/ 20,894.45 | S/ 394,020.45 |
| 5.50% | S/ 5,027.80 | S/ 10,123.34 | S/ 15,287.55 | S/ 20,521.34 | S/ 393,647.34 |
| 5.30% | S/ 4,848.45 | S/ 9,759.91 | S/ 14,735.18 | S/ 19,775.11 | S/ 392,901.11 |
| 5.25% | S/ 4,803.58 | S/ 9,669.00 | S/ 14,597.05 | S/ 19,588.55 | S/ 392,714.55 |
| 5.05% | S/ 4,623.92 | S/ 9,305.13 | S/ 14,044.36 | S/ 18,842.32 | S/ 391,968.32 |
| 5.00% | S/ 4,578.96 | S/ 9,214.11 | S/ 13,906.15 | S/ 18,655.76 | S/ 391,781.76 |
| 4.95% | S/ 4,533.99 | S/ 9,123.07 | S/ 13,767.92 | S/ 18,469.21 | S/ 391,595.21 |
| 4.75% | S/ 4,353.94 | S/ 8,758.69 | S/ 13,214.83 | S/ 17,722.98 | S/ 390,848.98 |
| 4.55% | S/ 4,173.64 | S/ 8,393.96 | S/ 12,661.48 | S/ 16,976.75 | S/ 390,102.75 |
| 4.50% | S/ 4,128.52 | S/ 8,302.72 | S/ 12,523.11 | S/ 16,790.19 | S/ 389,916.19 |
| 4.40% | S/ 4,038.24 | S/ 8,120.18 | S/ 12,246.30 | S/ 16,417.07 | S/ 389,543.07 |
| 4.30% | S/ 3,947.89 | S/ 7,937.55 | S/ 11,969.43 | S/ 16,043.96 | S/ 389,169.96 |
| 4.25% | S/ 3,902.69 | S/ 7,846.20 | S/ 11,830.96 | S/ 15,857.40 | S/ 388,983.40 |
| 4.20% | S/ 3,857.48 | S/ 7,754.84 | S/ 11,692.49 | S/ 15,670.84 | S/ 388,796.84 |
| 4.15% | S/ 3,812.25 | S/ 7,663.45 | S/ 11,553.99 | S/ 15,484.29 | S/ 388,610.29 |
| 4.00% | S/ 3,676.46 | S/ 7,389.14 | S/ 11,138.41 | S/ 14,924.61 | S/ 388,050.61 |
| 3.90% | S/ 3,585.85 | S/ 7,206.16 | S/ 10,861.27 | S/ 14,551.50 | S/ 387,677.50 |
| 3.75% | S/ 3,449.82 | S/ 6,931.53 | S/ 10,445.43 | S/ 13,991.83 | S/ 387,117.83 |
| 3.50% | S/ 3,222.77 | S/ 6,473.37 | S/ 9,752.04 | S/ 13,059.04 | S/ 386,185.04 |
| 3.00% | S/ 2,767.42 | S/ 5,555.37 | S/ 8,364.00 | S/ 11,193.46 | S/ 384,319.46 |
| 2.75% | S/ 2,539.13 | S/ 5,095.54 | S/ 7,669.35 | S/ 10,260.67 | S/ 383,386.67 |
| 2.50% | S/ 2,310.42 | S/ 4,635.15 | S/ 6,974.28 | S/ 9,327.89 | S/ 382,453.89 |
| 2.00% | S/ 1,851.75 | S/ 3,712.68 | S/ 5,582.86 | S/ 7,462.31 | S/ 380,588.31 |
| 1.35% | S/ 1,252.94 | S/ 2,510.09 | S/ 3,771.45 | S/ 5,037.06 | S/ 378,163.06 |
| 1.00% | S/ 929.31 | S/ 1,860.94 | S/ 2,794.88 | S/ 3,731.16 | S/ 376,857.16 |
| 0.10% | S/ 93.24 | S/ 186.51 | S/ 279.80 | S/ 373.12 | S/ 373,499.12 |
Sobre los datos
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Para S/ 373,126 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 373,126 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
