Cálculo de intereses
Ahorrando S/ 372,118
Veamos que pasaría si Usted ahorrara 372,118 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 372,118.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,251.09 | S/ 8,550.74 | S/ 12,899.51 | S/ 17,297.96 | S/ 389,415.96 |
| 8.50% | S/ 7,667.05 | S/ 15,492.07 | S/ 23,478.32 | S/ 31,629.11 | S/ 403,747.11 |
| 8.00% | S/ 7,228.76 | S/ 14,597.95 | S/ 22,110.30 | S/ 29,768.57 | S/ 401,886.57 |
| 7.10% | S/ 6,436.00 | S/ 12,983.31 | S/ 19,643.86 | S/ 26,419.61 | S/ 398,537.61 |
| 7.00% | S/ 6,347.60 | S/ 12,803.49 | S/ 19,369.50 | S/ 26,047.51 | S/ 398,165.51 |
| 6.50% | S/ 5,904.71 | S/ 11,903.11 | S/ 17,996.69 | S/ 24,186.97 | S/ 396,304.97 |
| 6.10% | S/ 5,549.27 | S/ 11,181.29 | S/ 16,897.29 | S/ 22,698.54 | S/ 394,816.54 |
| 6.20% | S/ 5,638.22 | S/ 11,361.87 | S/ 17,172.24 | S/ 23,070.65 | S/ 395,188.65 |
| 5.90% | S/ 5,371.17 | S/ 10,819.86 | S/ 16,347.21 | S/ 21,954.33 | S/ 394,072.33 |
| 5.75% | S/ 5,237.43 | S/ 10,548.57 | S/ 15,934.47 | S/ 21,396.17 | S/ 393,514.17 |
| 5.70% | S/ 5,192.82 | S/ 10,458.10 | S/ 15,796.86 | S/ 21,210.12 | S/ 393,328.12 |
| 5.65% | S/ 5,148.19 | S/ 10,367.60 | S/ 15,659.23 | S/ 21,024.06 | S/ 393,142.06 |
| 5.60% | S/ 5,103.55 | S/ 10,277.09 | S/ 15,521.58 | S/ 20,838.01 | S/ 392,956.01 |
| 5.50% | S/ 5,014.21 | S/ 10,095.99 | S/ 15,246.25 | S/ 20,465.90 | S/ 392,583.90 |
| 5.30% | S/ 4,835.36 | S/ 9,733.54 | S/ 14,695.38 | S/ 19,721.69 | S/ 391,839.69 |
| 5.25% | S/ 4,790.60 | S/ 9,642.88 | S/ 14,557.62 | S/ 19,535.63 | S/ 391,653.63 |
| 5.05% | S/ 4,611.42 | S/ 9,280.00 | S/ 14,006.42 | S/ 18,791.42 | S/ 390,909.42 |
| 5.00% | S/ 4,566.59 | S/ 9,189.22 | S/ 13,868.58 | S/ 18,605.37 | S/ 390,723.37 |
| 4.95% | S/ 4,521.74 | S/ 9,098.43 | S/ 13,730.73 | S/ 18,419.31 | S/ 390,537.31 |
| 4.75% | S/ 4,342.18 | S/ 8,735.03 | S/ 13,179.13 | S/ 17,675.10 | S/ 389,793.10 |
| 4.55% | S/ 4,162.36 | S/ 8,371.28 | S/ 12,627.28 | S/ 16,930.88 | S/ 389,048.88 |
| 4.50% | S/ 4,117.37 | S/ 8,280.29 | S/ 12,489.27 | S/ 16,744.83 | S/ 388,862.83 |
| 4.40% | S/ 4,027.33 | S/ 8,098.24 | S/ 12,213.22 | S/ 16,372.72 | S/ 388,490.72 |
| 4.30% | S/ 3,937.22 | S/ 7,916.11 | S/ 11,937.09 | S/ 16,000.62 | S/ 388,118.62 |
| 4.25% | S/ 3,892.15 | S/ 7,825.01 | S/ 11,799.00 | S/ 15,814.56 | S/ 387,932.56 |
| 4.20% | S/ 3,847.06 | S/ 7,733.89 | S/ 11,660.90 | S/ 15,628.51 | S/ 387,746.51 |
| 4.15% | S/ 3,801.95 | S/ 7,642.74 | S/ 11,522.78 | S/ 15,442.46 | S/ 387,560.46 |
| 4.00% | S/ 3,666.53 | S/ 7,369.18 | S/ 11,108.32 | S/ 14,884.30 | S/ 387,002.30 |
| 3.90% | S/ 3,576.16 | S/ 7,186.70 | S/ 10,831.93 | S/ 14,512.19 | S/ 386,630.19 |
| 3.75% | S/ 3,440.50 | S/ 6,912.80 | S/ 10,417.22 | S/ 13,954.03 | S/ 386,072.03 |
| 3.50% | S/ 3,214.06 | S/ 6,455.88 | S/ 9,725.70 | S/ 13,023.76 | S/ 385,141.76 |
| 3.00% | S/ 2,759.95 | S/ 5,540.37 | S/ 8,341.41 | S/ 11,163.22 | S/ 383,281.22 |
| 2.75% | S/ 2,532.27 | S/ 5,081.78 | S/ 7,648.63 | S/ 10,232.95 | S/ 382,350.95 |
| 2.50% | S/ 2,304.18 | S/ 4,622.63 | S/ 6,955.44 | S/ 9,302.69 | S/ 381,420.69 |
| 2.00% | S/ 1,846.74 | S/ 3,702.65 | S/ 5,567.77 | S/ 7,442.15 | S/ 379,560.15 |
| 1.35% | S/ 1,249.55 | S/ 2,503.31 | S/ 3,761.27 | S/ 5,023.45 | S/ 377,141.45 |
| 1.00% | S/ 926.80 | S/ 1,855.91 | S/ 2,787.33 | S/ 3,721.08 | S/ 375,839.08 |
| 0.10% | S/ 92.99 | S/ 186.01 | S/ 279.05 | S/ 372.11 | S/ 372,490.11 |
Sobre los datos
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Para S/ 372,118 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 372,118 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.