Cálculo de intereses
Ahorrando S/ 368,628
Veamos que pasaría si Usted ahorrara 368,628 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 368,628.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,211.22 | S/ 8,470.54 | S/ 12,778.53 | S/ 17,135.73 | S/ 385,763.73 |
| 8.50% | S/ 7,595.14 | S/ 15,346.77 | S/ 23,258.12 | S/ 31,332.47 | S/ 399,960.47 |
| 8.00% | S/ 7,160.97 | S/ 14,461.04 | S/ 21,902.93 | S/ 29,489.38 | S/ 398,117.38 |
| 7.10% | S/ 6,375.64 | S/ 12,861.54 | S/ 19,459.63 | S/ 26,171.83 | S/ 394,799.83 |
| 7.00% | S/ 6,288.07 | S/ 12,683.41 | S/ 19,187.83 | S/ 25,803.21 | S/ 394,431.21 |
| 6.50% | S/ 5,849.33 | S/ 11,791.47 | S/ 17,827.91 | S/ 23,960.13 | S/ 392,588.13 |
| 6.10% | S/ 5,497.22 | S/ 11,076.42 | S/ 16,738.82 | S/ 22,485.66 | S/ 391,113.66 |
| 6.20% | S/ 5,585.34 | S/ 11,255.31 | S/ 17,011.19 | S/ 22,854.28 | S/ 391,482.28 |
| 5.90% | S/ 5,320.79 | S/ 10,718.39 | S/ 16,193.89 | S/ 21,748.43 | S/ 390,376.43 |
| 5.75% | S/ 5,188.31 | S/ 10,449.64 | S/ 15,785.02 | S/ 21,195.50 | S/ 389,823.50 |
| 5.70% | S/ 5,144.12 | S/ 10,360.02 | S/ 15,648.70 | S/ 21,011.19 | S/ 389,639.19 |
| 5.65% | S/ 5,099.91 | S/ 10,270.37 | S/ 15,512.37 | S/ 20,826.88 | S/ 389,454.88 |
| 5.60% | S/ 5,055.68 | S/ 10,180.70 | S/ 15,376.01 | S/ 20,642.57 | S/ 389,270.57 |
| 5.50% | S/ 4,967.19 | S/ 10,001.30 | S/ 15,103.26 | S/ 20,273.96 | S/ 388,901.96 |
| 5.30% | S/ 4,790.01 | S/ 9,642.25 | S/ 14,557.55 | S/ 19,536.72 | S/ 388,164.72 |
| 5.25% | S/ 4,745.67 | S/ 9,552.44 | S/ 14,421.09 | S/ 19,352.41 | S/ 387,980.41 |
| 5.05% | S/ 4,568.18 | S/ 9,192.96 | S/ 13,875.06 | S/ 18,615.18 | S/ 387,243.18 |
| 5.00% | S/ 4,523.76 | S/ 9,103.04 | S/ 13,738.51 | S/ 18,430.87 | S/ 387,058.87 |
| 4.95% | S/ 4,479.33 | S/ 9,013.09 | S/ 13,601.95 | S/ 18,246.56 | S/ 386,874.56 |
| 4.75% | S/ 4,301.46 | S/ 8,653.10 | S/ 13,055.53 | S/ 17,509.33 | S/ 386,137.33 |
| 4.55% | S/ 4,123.32 | S/ 8,292.77 | S/ 12,508.85 | S/ 16,772.09 | S/ 385,400.09 |
| 4.50% | S/ 4,078.75 | S/ 8,202.63 | S/ 12,372.14 | S/ 16,587.79 | S/ 385,215.79 |
| 4.40% | S/ 3,989.56 | S/ 8,022.29 | S/ 12,098.67 | S/ 16,219.17 | S/ 384,847.17 |
| 4.30% | S/ 3,900.30 | S/ 7,841.86 | S/ 11,825.14 | S/ 15,850.55 | S/ 384,478.55 |
| 4.25% | S/ 3,855.65 | S/ 7,751.62 | S/ 11,688.34 | S/ 15,666.24 | S/ 384,294.24 |
| 4.20% | S/ 3,810.98 | S/ 7,661.35 | S/ 11,551.53 | S/ 15,481.93 | S/ 384,109.93 |
| 4.15% | S/ 3,766.29 | S/ 7,571.06 | S/ 11,414.71 | S/ 15,297.62 | S/ 383,925.62 |
| 4.00% | S/ 3,632.14 | S/ 7,300.07 | S/ 11,004.13 | S/ 14,744.70 | S/ 383,372.70 |
| 3.90% | S/ 3,542.62 | S/ 7,119.29 | S/ 10,730.34 | S/ 14,376.08 | S/ 383,004.08 |
| 3.75% | S/ 3,408.23 | S/ 6,847.97 | S/ 10,319.51 | S/ 13,823.16 | S/ 382,451.16 |
| 3.50% | S/ 3,183.91 | S/ 6,395.33 | S/ 9,634.48 | S/ 12,901.61 | S/ 381,529.61 |
| 3.00% | S/ 2,734.06 | S/ 5,488.41 | S/ 8,263.18 | S/ 11,058.53 | S/ 379,686.53 |
| 2.75% | S/ 2,508.52 | S/ 5,034.12 | S/ 7,576.90 | S/ 10,136.98 | S/ 378,764.98 |
| 2.50% | S/ 2,282.57 | S/ 4,579.28 | S/ 6,890.20 | S/ 9,215.44 | S/ 377,843.44 |
| 2.00% | S/ 1,829.42 | S/ 3,667.93 | S/ 5,515.55 | S/ 7,372.35 | S/ 376,000.35 |
| 1.35% | S/ 1,237.84 | S/ 2,479.83 | S/ 3,725.99 | S/ 4,976.34 | S/ 373,604.34 |
| 1.00% | S/ 918.11 | S/ 1,838.50 | S/ 2,761.19 | S/ 3,686.18 | S/ 372,314.18 |
| 0.10% | S/ 92.12 | S/ 184.26 | S/ 276.43 | S/ 368.62 | S/ 368,996.62 |
Sobre los datos
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Para S/ 368,628 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 368,628 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.