Cálculo de intereses
Ahorrando S/ 368,198
Veamos que pasaría si Usted ahorrara 368,198 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 368,198.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,206.31 | S/ 8,460.66 | S/ 12,763.62 | S/ 17,115.74 | S/ 385,313.74 |
| 8.50% | S/ 7,586.28 | S/ 15,328.87 | S/ 23,230.99 | S/ 31,295.92 | S/ 399,493.92 |
| 8.00% | S/ 7,152.61 | S/ 14,444.17 | S/ 21,877.38 | S/ 29,454.98 | S/ 397,652.98 |
| 7.10% | S/ 6,368.20 | S/ 12,846.54 | S/ 19,436.93 | S/ 26,141.30 | S/ 394,339.30 |
| 7.00% | S/ 6,280.74 | S/ 12,668.61 | S/ 19,165.45 | S/ 25,773.11 | S/ 393,971.11 |
| 6.50% | S/ 5,842.51 | S/ 11,777.72 | S/ 17,807.11 | S/ 23,932.18 | S/ 392,130.18 |
| 6.10% | S/ 5,490.81 | S/ 11,063.50 | S/ 16,719.29 | S/ 22,459.43 | S/ 390,657.43 |
| 6.20% | S/ 5,578.83 | S/ 11,242.18 | S/ 16,991.34 | S/ 22,827.62 | S/ 391,025.62 |
| 5.90% | S/ 5,314.59 | S/ 10,705.88 | S/ 16,175.00 | S/ 21,723.06 | S/ 389,921.06 |
| 5.75% | S/ 5,182.26 | S/ 10,437.45 | S/ 15,766.61 | S/ 21,170.78 | S/ 389,368.78 |
| 5.70% | S/ 5,138.11 | S/ 10,347.93 | S/ 15,630.45 | S/ 20,986.68 | S/ 389,184.68 |
| 5.65% | S/ 5,093.96 | S/ 10,258.39 | S/ 15,494.27 | S/ 20,802.59 | S/ 389,000.59 |
| 5.60% | S/ 5,049.78 | S/ 10,168.83 | S/ 15,358.08 | S/ 20,618.49 | S/ 388,816.49 |
| 5.50% | S/ 4,961.39 | S/ 9,989.64 | S/ 15,085.64 | S/ 20,250.31 | S/ 388,448.31 |
| 5.30% | S/ 4,784.42 | S/ 9,631.01 | S/ 14,540.57 | S/ 19,513.93 | S/ 387,711.93 |
| 5.25% | S/ 4,740.14 | S/ 9,541.30 | S/ 14,404.27 | S/ 19,329.84 | S/ 387,527.84 |
| 5.05% | S/ 4,562.85 | S/ 9,182.24 | S/ 13,858.87 | S/ 18,593.47 | S/ 386,791.47 |
| 5.00% | S/ 4,518.48 | S/ 9,092.42 | S/ 13,722.49 | S/ 18,409.37 | S/ 386,607.37 |
| 4.95% | S/ 4,474.11 | S/ 9,002.58 | S/ 13,586.08 | S/ 18,225.28 | S/ 386,423.28 |
| 4.75% | S/ 4,296.44 | S/ 8,643.01 | S/ 13,040.30 | S/ 17,488.90 | S/ 385,686.90 |
| 4.55% | S/ 4,118.51 | S/ 8,283.10 | S/ 12,494.26 | S/ 16,752.53 | S/ 384,950.53 |
| 4.50% | S/ 4,073.99 | S/ 8,193.06 | S/ 12,357.71 | S/ 16,568.44 | S/ 384,766.44 |
| 4.40% | S/ 3,984.90 | S/ 8,012.93 | S/ 12,084.56 | S/ 16,200.25 | S/ 384,398.25 |
| 4.30% | S/ 3,895.75 | S/ 7,832.72 | S/ 11,811.34 | S/ 15,832.06 | S/ 384,030.06 |
| 4.25% | S/ 3,851.15 | S/ 7,742.58 | S/ 11,674.71 | S/ 15,647.97 | S/ 383,845.97 |
| 4.20% | S/ 3,806.53 | S/ 7,652.42 | S/ 11,538.06 | S/ 15,463.87 | S/ 383,661.87 |
| 4.15% | S/ 3,761.90 | S/ 7,562.23 | S/ 11,401.39 | S/ 15,279.78 | S/ 383,477.78 |
| 4.00% | S/ 3,627.90 | S/ 7,291.55 | S/ 10,991.30 | S/ 14,727.50 | S/ 382,925.50 |
| 3.90% | S/ 3,538.49 | S/ 7,110.99 | S/ 10,717.82 | S/ 14,359.31 | S/ 382,557.31 |
| 3.75% | S/ 3,404.25 | S/ 6,839.98 | S/ 10,307.48 | S/ 13,807.03 | S/ 382,005.03 |
| 3.50% | S/ 3,180.20 | S/ 6,387.87 | S/ 9,623.24 | S/ 12,886.56 | S/ 381,084.56 |
| 3.00% | S/ 2,730.87 | S/ 5,482.00 | S/ 8,253.54 | S/ 11,045.63 | S/ 379,243.63 |
| 2.75% | S/ 2,505.60 | S/ 5,028.25 | S/ 7,568.06 | S/ 10,125.16 | S/ 378,323.16 |
| 2.50% | S/ 2,279.91 | S/ 4,573.93 | S/ 6,882.17 | S/ 9,204.69 | S/ 377,402.69 |
| 2.00% | S/ 1,827.29 | S/ 3,663.65 | S/ 5,509.12 | S/ 7,363.75 | S/ 375,561.75 |
| 1.35% | S/ 1,236.39 | S/ 2,476.94 | S/ 3,721.64 | S/ 4,970.53 | S/ 373,168.53 |
| 1.00% | S/ 917.04 | S/ 1,836.36 | S/ 2,757.97 | S/ 3,681.88 | S/ 371,879.88 |
| 0.10% | S/ 92.01 | S/ 184.05 | S/ 276.11 | S/ 368.19 | S/ 368,566.19 |
Sobre los datos
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Para S/ 368,198 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 368,198 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.