Cálculo de intereses
Ahorrando S/ 362,852
Veamos que pasaría si Usted ahorrara 362,852 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 362,852.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,145.23 | S/ 8,337.82 | S/ 12,578.30 | S/ 16,867.23 | S/ 379,719.23 |
| 8.50% | S/ 7,476.13 | S/ 15,106.31 | S/ 22,893.69 | S/ 30,841.52 | S/ 393,693.52 |
| 8.00% | S/ 7,048.76 | S/ 14,234.45 | S/ 21,559.73 | S/ 29,027.32 | S/ 391,879.32 |
| 7.10% | S/ 6,275.74 | S/ 12,660.02 | S/ 19,154.72 | S/ 25,761.75 | S/ 388,613.75 |
| 7.00% | S/ 6,189.55 | S/ 12,484.67 | S/ 18,887.18 | S/ 25,398.90 | S/ 388,250.90 |
| 6.50% | S/ 5,757.68 | S/ 11,606.71 | S/ 17,548.56 | S/ 23,584.70 | S/ 386,436.70 |
| 6.10% | S/ 5,411.09 | S/ 10,902.86 | S/ 16,476.54 | S/ 22,133.33 | S/ 384,985.33 |
| 6.20% | S/ 5,497.82 | S/ 11,078.95 | S/ 16,744.64 | S/ 22,496.17 | S/ 385,348.17 |
| 5.90% | S/ 5,237.42 | S/ 10,550.44 | S/ 15,940.15 | S/ 21,407.65 | S/ 384,259.65 |
| 5.75% | S/ 5,107.01 | S/ 10,285.91 | S/ 15,537.69 | S/ 20,863.39 | S/ 383,715.39 |
| 5.70% | S/ 5,063.51 | S/ 10,197.69 | S/ 15,403.50 | S/ 20,681.97 | S/ 383,533.97 |
| 5.65% | S/ 5,020.00 | S/ 10,109.44 | S/ 15,269.30 | S/ 20,500.55 | S/ 383,352.55 |
| 5.60% | S/ 4,976.47 | S/ 10,021.18 | S/ 15,135.09 | S/ 20,319.13 | S/ 383,171.13 |
| 5.50% | S/ 4,889.36 | S/ 9,844.60 | S/ 14,866.61 | S/ 19,956.29 | S/ 382,808.29 |
| 5.30% | S/ 4,714.95 | S/ 9,491.17 | S/ 14,329.45 | S/ 19,230.60 | S/ 382,082.60 |
| 5.25% | S/ 4,671.31 | S/ 9,402.76 | S/ 14,195.12 | S/ 19,049.18 | S/ 381,901.18 |
| 5.05% | S/ 4,496.60 | S/ 9,048.92 | S/ 13,657.65 | S/ 18,323.50 | S/ 381,175.50 |
| 5.00% | S/ 4,452.88 | S/ 8,960.40 | S/ 13,523.24 | S/ 18,142.08 | S/ 380,994.08 |
| 4.95% | S/ 4,409.15 | S/ 8,871.87 | S/ 13,388.82 | S/ 17,960.66 | S/ 380,812.66 |
| 4.75% | S/ 4,234.06 | S/ 8,517.52 | S/ 12,850.96 | S/ 17,234.98 | S/ 380,086.98 |
| 4.55% | S/ 4,058.72 | S/ 8,162.83 | S/ 12,312.85 | S/ 16,509.29 | S/ 379,361.29 |
| 4.50% | S/ 4,014.84 | S/ 8,074.10 | S/ 12,178.28 | S/ 16,327.87 | S/ 379,179.87 |
| 4.40% | S/ 3,927.04 | S/ 7,896.59 | S/ 11,909.10 | S/ 15,965.03 | S/ 378,817.03 |
| 4.30% | S/ 3,839.19 | S/ 7,718.99 | S/ 11,639.85 | S/ 15,602.19 | S/ 378,454.19 |
| 4.25% | S/ 3,795.23 | S/ 7,630.16 | S/ 11,505.20 | S/ 15,420.77 | S/ 378,272.77 |
| 4.20% | S/ 3,751.26 | S/ 7,541.31 | S/ 11,370.53 | S/ 15,239.35 | S/ 378,091.35 |
| 4.15% | S/ 3,707.28 | S/ 7,452.43 | S/ 11,235.85 | S/ 15,057.93 | S/ 377,909.93 |
| 4.00% | S/ 3,575.23 | S/ 7,185.68 | S/ 10,831.71 | S/ 14,513.67 | S/ 377,365.67 |
| 3.90% | S/ 3,487.11 | S/ 7,007.74 | S/ 10,562.20 | S/ 14,150.82 | S/ 377,002.82 |
| 3.75% | S/ 3,354.83 | S/ 6,740.67 | S/ 10,157.82 | S/ 13,606.56 | S/ 376,458.56 |
| 3.50% | S/ 3,134.03 | S/ 6,295.12 | S/ 9,483.52 | S/ 12,699.46 | S/ 375,551.46 |
| 3.00% | S/ 2,691.22 | S/ 5,402.41 | S/ 8,133.70 | S/ 10,885.25 | S/ 373,737.25 |
| 2.75% | S/ 2,469.22 | S/ 4,955.24 | S/ 7,458.18 | S/ 9,978.15 | S/ 372,830.15 |
| 2.50% | S/ 2,246.81 | S/ 4,507.52 | S/ 6,782.24 | S/ 9,071.04 | S/ 371,923.04 |
| 2.00% | S/ 1,800.76 | S/ 3,610.45 | S/ 5,429.13 | S/ 7,256.83 | S/ 370,108.83 |
| 1.35% | S/ 1,218.44 | S/ 2,440.97 | S/ 3,667.61 | S/ 4,898.36 | S/ 367,750.36 |
| 1.00% | S/ 903.72 | S/ 1,809.70 | S/ 2,717.93 | S/ 3,628.42 | S/ 366,480.42 |
| 0.10% | S/ 90.68 | S/ 181.38 | S/ 272.10 | S/ 362.84 | S/ 363,214.84 |
Sobre los datos
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Para S/ 362,852 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 362,852 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.