Cálculo de intereses
Ahorrando S/ 362,402
Veamos que pasaría si Usted ahorrara 362,402 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 362,402.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,140.09 | S/ 8,327.48 | S/ 12,562.70 | S/ 16,846.31 | S/ 379,248.31 |
| 8.50% | S/ 7,466.86 | S/ 15,087.57 | S/ 22,865.30 | S/ 30,803.27 | S/ 393,205.27 |
| 8.00% | S/ 7,040.02 | S/ 14,216.80 | S/ 21,533.00 | S/ 28,991.32 | S/ 391,393.32 |
| 7.10% | S/ 6,267.95 | S/ 12,644.32 | S/ 19,130.96 | S/ 25,729.80 | S/ 388,131.80 |
| 7.00% | S/ 6,181.87 | S/ 12,469.19 | S/ 18,863.76 | S/ 25,367.41 | S/ 387,769.41 |
| 6.50% | S/ 5,750.54 | S/ 11,592.32 | S/ 17,526.80 | S/ 23,555.45 | S/ 385,957.45 |
| 6.10% | S/ 5,404.37 | S/ 10,889.34 | S/ 16,456.11 | S/ 22,105.88 | S/ 384,507.88 |
| 6.20% | S/ 5,491.01 | S/ 11,065.21 | S/ 16,723.87 | S/ 22,468.28 | S/ 384,870.28 |
| 5.90% | S/ 5,230.93 | S/ 10,537.36 | S/ 15,920.38 | S/ 21,381.10 | S/ 383,783.10 |
| 5.75% | S/ 5,100.68 | S/ 10,273.15 | S/ 15,518.42 | S/ 20,837.52 | S/ 383,239.52 |
| 5.70% | S/ 5,057.23 | S/ 10,185.04 | S/ 15,384.40 | S/ 20,656.32 | S/ 383,058.32 |
| 5.65% | S/ 5,013.77 | S/ 10,096.91 | S/ 15,250.37 | S/ 20,475.12 | S/ 382,877.12 |
| 5.60% | S/ 4,970.29 | S/ 10,008.75 | S/ 15,116.32 | S/ 20,293.93 | S/ 382,695.93 |
| 5.50% | S/ 4,883.29 | S/ 9,832.39 | S/ 14,848.17 | S/ 19,931.54 | S/ 382,333.54 |
| 5.30% | S/ 4,709.10 | S/ 9,479.40 | S/ 14,311.68 | S/ 19,206.75 | S/ 381,608.75 |
| 5.25% | S/ 4,665.52 | S/ 9,391.10 | S/ 14,177.52 | S/ 19,025.56 | S/ 381,427.56 |
| 5.05% | S/ 4,491.02 | S/ 9,037.70 | S/ 13,640.71 | S/ 18,300.78 | S/ 380,702.78 |
| 5.00% | S/ 4,447.36 | S/ 8,949.29 | S/ 13,506.47 | S/ 18,119.58 | S/ 380,521.58 |
| 4.95% | S/ 4,403.68 | S/ 8,860.87 | S/ 13,372.22 | S/ 17,938.38 | S/ 380,340.38 |
| 4.75% | S/ 4,228.81 | S/ 8,506.96 | S/ 12,835.03 | S/ 17,213.60 | S/ 379,615.60 |
| 4.55% | S/ 4,053.68 | S/ 8,152.71 | S/ 12,297.58 | S/ 16,488.82 | S/ 378,890.82 |
| 4.50% | S/ 4,009.86 | S/ 8,064.09 | S/ 12,163.18 | S/ 16,307.62 | S/ 378,709.62 |
| 4.40% | S/ 3,922.17 | S/ 7,886.80 | S/ 11,894.33 | S/ 15,945.23 | S/ 378,347.23 |
| 4.30% | S/ 3,834.42 | S/ 7,709.42 | S/ 11,625.41 | S/ 15,582.84 | S/ 377,984.84 |
| 4.25% | S/ 3,790.53 | S/ 7,620.70 | S/ 11,490.93 | S/ 15,401.64 | S/ 377,803.64 |
| 4.20% | S/ 3,746.61 | S/ 7,531.95 | S/ 11,356.43 | S/ 15,220.45 | S/ 377,622.45 |
| 4.15% | S/ 3,702.68 | S/ 7,443.19 | S/ 11,221.92 | S/ 15,039.25 | S/ 377,441.25 |
| 4.00% | S/ 3,570.79 | S/ 7,176.77 | S/ 10,818.28 | S/ 14,495.67 | S/ 376,897.67 |
| 3.90% | S/ 3,482.79 | S/ 6,999.05 | S/ 10,549.10 | S/ 14,133.27 | S/ 376,535.27 |
| 3.75% | S/ 3,350.67 | S/ 6,732.31 | S/ 10,145.22 | S/ 13,589.69 | S/ 375,991.69 |
| 3.50% | S/ 3,130.14 | S/ 6,287.32 | S/ 9,471.76 | S/ 12,683.71 | S/ 375,085.71 |
| 3.00% | S/ 2,687.89 | S/ 5,395.71 | S/ 8,123.61 | S/ 10,871.75 | S/ 373,273.75 |
| 2.75% | S/ 2,466.16 | S/ 4,949.09 | S/ 7,448.93 | S/ 9,965.77 | S/ 372,367.77 |
| 2.50% | S/ 2,244.02 | S/ 4,501.93 | S/ 6,773.83 | S/ 9,059.79 | S/ 371,461.79 |
| 2.00% | S/ 1,798.53 | S/ 3,605.98 | S/ 5,422.40 | S/ 7,247.84 | S/ 369,649.84 |
| 1.35% | S/ 1,216.93 | S/ 2,437.94 | S/ 3,663.06 | S/ 4,892.29 | S/ 367,294.29 |
| 1.00% | S/ 902.60 | S/ 1,807.45 | S/ 2,714.56 | S/ 3,623.92 | S/ 366,025.92 |
| 0.10% | S/ 90.56 | S/ 181.15 | S/ 271.76 | S/ 362.39 | S/ 362,764.39 |
Sobre los datos
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Para S/ 362,402 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 362,402 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.