Cálculo de intereses
Ahorrando S/ 361,772
Veamos que pasaría si Usted ahorrara 361,772 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 361,772.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,132.89 | S/ 8,313.00 | S/ 12,540.87 | S/ 16,817.03 | S/ 378,589.03 |
| 8.50% | S/ 7,453.88 | S/ 15,061.34 | S/ 22,825.55 | S/ 30,749.72 | S/ 392,521.72 |
| 8.00% | S/ 7,027.78 | S/ 14,192.09 | S/ 21,495.56 | S/ 28,940.92 | S/ 390,712.92 |
| 7.10% | S/ 6,257.06 | S/ 12,622.34 | S/ 19,097.70 | S/ 25,685.07 | S/ 387,457.07 |
| 7.00% | S/ 6,171.12 | S/ 12,447.51 | S/ 18,830.96 | S/ 25,323.31 | S/ 387,095.31 |
| 6.50% | S/ 5,740.54 | S/ 11,572.17 | S/ 17,496.33 | S/ 23,514.50 | S/ 385,286.50 |
| 6.10% | S/ 5,394.98 | S/ 10,870.41 | S/ 16,427.50 | S/ 22,067.46 | S/ 383,839.46 |
| 6.20% | S/ 5,481.46 | S/ 11,045.98 | S/ 16,694.80 | S/ 22,429.22 | S/ 384,201.22 |
| 5.90% | S/ 5,221.83 | S/ 10,519.04 | S/ 15,892.70 | S/ 21,343.93 | S/ 383,115.93 |
| 5.75% | S/ 5,091.81 | S/ 10,255.29 | S/ 15,491.44 | S/ 20,801.29 | S/ 382,573.29 |
| 5.70% | S/ 5,048.44 | S/ 10,167.33 | S/ 15,357.66 | S/ 20,620.41 | S/ 382,392.41 |
| 5.65% | S/ 5,005.06 | S/ 10,079.35 | S/ 15,223.86 | S/ 20,439.53 | S/ 382,211.53 |
| 5.60% | S/ 4,961.65 | S/ 9,991.35 | S/ 15,090.04 | S/ 20,258.65 | S/ 382,030.65 |
| 5.50% | S/ 4,874.80 | S/ 9,815.29 | S/ 14,822.36 | S/ 19,896.89 | S/ 381,668.89 |
| 5.30% | S/ 4,700.92 | S/ 9,462.92 | S/ 14,286.80 | S/ 19,173.37 | S/ 380,945.37 |
| 5.25% | S/ 4,657.41 | S/ 9,374.78 | S/ 14,152.87 | S/ 18,992.48 | S/ 380,764.48 |
| 5.05% | S/ 4,483.21 | S/ 9,021.98 | S/ 13,617.00 | S/ 18,268.96 | S/ 380,040.96 |
| 5.00% | S/ 4,439.63 | S/ 8,933.73 | S/ 13,482.99 | S/ 18,088.08 | S/ 379,860.08 |
| 4.95% | S/ 4,396.02 | S/ 8,845.46 | S/ 13,348.97 | S/ 17,907.20 | S/ 379,679.20 |
| 4.75% | S/ 4,221.45 | S/ 8,492.17 | S/ 12,812.71 | S/ 17,183.68 | S/ 378,955.68 |
| 4.55% | S/ 4,046.63 | S/ 8,138.53 | S/ 12,276.20 | S/ 16,460.15 | S/ 378,232.15 |
| 4.50% | S/ 4,002.89 | S/ 8,050.07 | S/ 12,142.04 | S/ 16,279.27 | S/ 378,051.27 |
| 4.40% | S/ 3,915.36 | S/ 7,873.09 | S/ 11,873.65 | S/ 15,917.51 | S/ 377,689.51 |
| 4.30% | S/ 3,827.76 | S/ 7,696.02 | S/ 11,605.20 | S/ 15,555.75 | S/ 377,327.75 |
| 4.25% | S/ 3,783.94 | S/ 7,607.45 | S/ 11,470.95 | S/ 15,374.87 | S/ 377,146.87 |
| 4.20% | S/ 3,740.10 | S/ 7,518.86 | S/ 11,336.69 | S/ 15,193.99 | S/ 376,965.99 |
| 4.15% | S/ 3,696.24 | S/ 7,430.25 | S/ 11,202.41 | S/ 15,013.11 | S/ 376,785.11 |
| 4.00% | S/ 3,564.59 | S/ 7,164.29 | S/ 10,799.47 | S/ 14,470.47 | S/ 376,242.47 |
| 3.90% | S/ 3,476.74 | S/ 6,986.88 | S/ 10,530.77 | S/ 14,108.71 | S/ 375,880.71 |
| 3.75% | S/ 3,344.84 | S/ 6,720.61 | S/ 10,127.59 | S/ 13,566.06 | S/ 375,338.06 |
| 3.50% | S/ 3,124.70 | S/ 6,276.39 | S/ 9,455.29 | S/ 12,661.66 | S/ 374,433.66 |
| 3.00% | S/ 2,683.21 | S/ 5,386.33 | S/ 8,109.49 | S/ 10,852.85 | S/ 372,624.85 |
| 2.75% | S/ 2,461.87 | S/ 4,940.49 | S/ 7,435.98 | S/ 9,948.45 | S/ 371,720.45 |
| 2.50% | S/ 2,240.12 | S/ 4,494.11 | S/ 6,762.05 | S/ 9,044.04 | S/ 370,816.04 |
| 2.00% | S/ 1,795.40 | S/ 3,599.71 | S/ 5,412.97 | S/ 7,235.24 | S/ 369,007.24 |
| 1.35% | S/ 1,214.81 | S/ 2,433.71 | S/ 3,656.69 | S/ 4,883.78 | S/ 366,655.78 |
| 1.00% | S/ 901.03 | S/ 1,804.31 | S/ 2,709.84 | S/ 3,617.62 | S/ 365,389.62 |
| 0.10% | S/ 90.41 | S/ 180.84 | S/ 271.29 | S/ 361.76 | S/ 362,133.76 |
Sobre los datos
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Para S/ 361,772 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 361,772 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.