Cálculo de intereses
Ahorrando S/ 361,303
Veamos que pasaría si Usted ahorrara 361,303 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 361,303.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,127.54 | S/ 8,302.23 | S/ 12,524.61 | S/ 16,795.23 | S/ 378,098.23 |
| 8.50% | S/ 7,444.22 | S/ 15,041.82 | S/ 22,795.96 | S/ 30,709.86 | S/ 392,012.86 |
| 8.00% | S/ 7,018.67 | S/ 14,173.69 | S/ 21,467.70 | S/ 28,903.40 | S/ 390,206.40 |
| 7.10% | S/ 6,248.95 | S/ 12,605.97 | S/ 19,072.95 | S/ 25,651.77 | S/ 386,954.77 |
| 7.00% | S/ 6,163.12 | S/ 12,431.38 | S/ 18,806.55 | S/ 25,290.48 | S/ 386,593.48 |
| 6.50% | S/ 5,733.10 | S/ 11,557.17 | S/ 17,473.65 | S/ 23,484.02 | S/ 384,787.02 |
| 6.10% | S/ 5,387.99 | S/ 10,856.32 | S/ 16,406.20 | S/ 22,038.85 | S/ 383,341.85 |
| 6.20% | S/ 5,474.35 | S/ 11,031.66 | S/ 16,673.16 | S/ 22,400.14 | S/ 383,703.14 |
| 5.90% | S/ 5,215.06 | S/ 10,505.40 | S/ 15,872.10 | S/ 21,316.26 | S/ 382,619.26 |
| 5.75% | S/ 5,085.21 | S/ 10,242.00 | S/ 15,471.36 | S/ 20,774.32 | S/ 382,077.32 |
| 5.70% | S/ 5,041.90 | S/ 10,154.15 | S/ 15,337.75 | S/ 20,593.68 | S/ 381,896.68 |
| 5.65% | S/ 4,998.57 | S/ 10,066.29 | S/ 15,204.12 | S/ 20,413.03 | S/ 381,716.03 |
| 5.60% | S/ 4,955.22 | S/ 9,978.40 | S/ 15,070.48 | S/ 20,232.39 | S/ 381,535.39 |
| 5.50% | S/ 4,868.48 | S/ 9,802.57 | S/ 14,803.14 | S/ 19,871.09 | S/ 381,174.09 |
| 5.30% | S/ 4,694.82 | S/ 9,450.65 | S/ 14,268.28 | S/ 19,148.51 | S/ 380,451.51 |
| 5.25% | S/ 4,651.37 | S/ 9,362.62 | S/ 14,134.53 | S/ 18,967.86 | S/ 380,270.86 |
| 5.05% | S/ 4,477.40 | S/ 9,010.29 | S/ 13,599.35 | S/ 18,245.28 | S/ 379,548.28 |
| 5.00% | S/ 4,433.87 | S/ 8,922.15 | S/ 13,465.51 | S/ 18,064.63 | S/ 379,367.63 |
| 4.95% | S/ 4,390.32 | S/ 8,834.00 | S/ 13,331.66 | S/ 17,883.99 | S/ 379,186.99 |
| 4.75% | S/ 4,215.98 | S/ 8,481.16 | S/ 12,796.10 | S/ 17,161.40 | S/ 378,464.40 |
| 4.55% | S/ 4,041.39 | S/ 8,127.98 | S/ 12,260.29 | S/ 16,438.82 | S/ 377,741.82 |
| 4.50% | S/ 3,997.70 | S/ 8,039.64 | S/ 12,126.29 | S/ 16,258.17 | S/ 377,561.17 |
| 4.40% | S/ 3,910.28 | S/ 7,862.88 | S/ 11,858.26 | S/ 15,896.88 | S/ 377,199.88 |
| 4.30% | S/ 3,822.80 | S/ 7,686.04 | S/ 11,590.16 | S/ 15,535.58 | S/ 376,838.58 |
| 4.25% | S/ 3,779.03 | S/ 7,597.59 | S/ 11,456.08 | S/ 15,354.94 | S/ 376,657.94 |
| 4.20% | S/ 3,735.25 | S/ 7,509.11 | S/ 11,321.99 | S/ 15,174.29 | S/ 376,477.29 |
| 4.15% | S/ 3,691.45 | S/ 7,420.62 | S/ 11,187.89 | S/ 14,993.65 | S/ 376,296.65 |
| 4.00% | S/ 3,559.97 | S/ 7,155.01 | S/ 10,785.47 | S/ 14,451.71 | S/ 375,754.71 |
| 3.90% | S/ 3,472.23 | S/ 6,977.83 | S/ 10,517.11 | S/ 14,090.41 | S/ 375,393.41 |
| 3.75% | S/ 3,340.50 | S/ 6,711.89 | S/ 10,114.46 | S/ 13,548.48 | S/ 374,851.48 |
| 3.50% | S/ 3,120.65 | S/ 6,268.25 | S/ 9,443.04 | S/ 12,645.24 | S/ 373,948.24 |
| 3.00% | S/ 2,679.73 | S/ 5,379.35 | S/ 8,098.98 | S/ 10,838.78 | S/ 372,141.78 |
| 2.75% | S/ 2,458.68 | S/ 4,934.08 | S/ 7,426.34 | S/ 9,935.55 | S/ 371,238.55 |
| 2.50% | S/ 2,237.21 | S/ 4,488.28 | S/ 6,753.29 | S/ 9,032.32 | S/ 370,335.32 |
| 2.00% | S/ 1,793.07 | S/ 3,595.04 | S/ 5,405.96 | S/ 7,225.86 | S/ 368,528.86 |
| 1.35% | S/ 1,213.24 | S/ 2,430.55 | S/ 3,651.95 | S/ 4,877.45 | S/ 366,180.45 |
| 1.00% | S/ 899.86 | S/ 1,801.97 | S/ 2,706.32 | S/ 3,612.93 | S/ 364,915.93 |
| 0.10% | S/ 90.29 | S/ 180.60 | S/ 270.94 | S/ 361.29 | S/ 361,664.29 |
Sobre los datos
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Para S/ 361,303 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 361,303 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.