Cálculo de intereses
Ahorrando S/ 357,631
Veamos que pasaría si Usted ahorrara 357,631 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 357,631.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,085.59 | S/ 8,217.85 | S/ 12,397.32 | S/ 16,624.53 | S/ 374,255.53 |
| 8.50% | S/ 7,368.56 | S/ 14,888.94 | S/ 22,564.28 | S/ 30,397.75 | S/ 388,028.75 |
| 8.00% | S/ 6,947.34 | S/ 14,029.64 | S/ 21,249.52 | S/ 28,609.65 | S/ 386,240.65 |
| 7.10% | S/ 6,185.44 | S/ 12,477.85 | S/ 18,879.10 | S/ 25,391.07 | S/ 383,022.07 |
| 7.00% | S/ 6,100.49 | S/ 12,305.03 | S/ 18,615.42 | S/ 25,033.45 | S/ 382,664.45 |
| 6.50% | S/ 5,674.83 | S/ 11,439.71 | S/ 17,296.06 | S/ 23,245.34 | S/ 380,876.34 |
| 6.10% | S/ 5,333.23 | S/ 10,745.98 | S/ 16,239.46 | S/ 21,814.86 | S/ 379,445.86 |
| 6.20% | S/ 5,418.72 | S/ 10,919.54 | S/ 16,503.71 | S/ 22,172.48 | S/ 379,803.48 |
| 5.90% | S/ 5,162.06 | S/ 10,398.63 | S/ 15,710.79 | S/ 21,099.62 | S/ 378,730.62 |
| 5.75% | S/ 5,033.53 | S/ 10,137.90 | S/ 15,314.12 | S/ 20,563.19 | S/ 378,194.19 |
| 5.70% | S/ 4,990.65 | S/ 10,050.95 | S/ 15,181.87 | S/ 20,384.38 | S/ 378,015.38 |
| 5.65% | S/ 4,947.76 | S/ 9,963.98 | S/ 15,049.60 | S/ 20,205.57 | S/ 377,836.57 |
| 5.60% | S/ 4,904.86 | S/ 9,876.99 | S/ 14,917.31 | S/ 20,026.76 | S/ 377,657.76 |
| 5.50% | S/ 4,819.00 | S/ 9,702.94 | S/ 14,652.69 | S/ 19,669.14 | S/ 377,300.14 |
| 5.30% | S/ 4,647.11 | S/ 9,354.60 | S/ 14,123.27 | S/ 18,953.90 | S/ 376,584.90 |
| 5.25% | S/ 4,604.10 | S/ 9,267.47 | S/ 13,990.87 | S/ 18,775.09 | S/ 376,406.09 |
| 5.05% | S/ 4,431.90 | S/ 8,918.71 | S/ 13,461.14 | S/ 18,059.85 | S/ 375,690.85 |
| 5.00% | S/ 4,388.81 | S/ 8,831.47 | S/ 13,328.66 | S/ 17,881.04 | S/ 375,512.04 |
| 4.95% | S/ 4,345.70 | S/ 8,744.21 | S/ 13,196.17 | S/ 17,702.23 | S/ 375,333.23 |
| 4.75% | S/ 4,173.13 | S/ 8,394.96 | S/ 12,666.05 | S/ 16,986.99 | S/ 374,617.99 |
| 4.55% | S/ 4,000.32 | S/ 8,045.38 | S/ 12,135.68 | S/ 16,271.74 | S/ 373,902.74 |
| 4.50% | S/ 3,957.07 | S/ 7,957.93 | S/ 12,003.05 | S/ 16,092.93 | S/ 373,723.93 |
| 4.40% | S/ 3,870.54 | S/ 7,782.97 | S/ 11,737.74 | S/ 15,735.31 | S/ 373,366.31 |
| 4.30% | S/ 3,783.94 | S/ 7,607.92 | S/ 11,472.36 | S/ 15,377.69 | S/ 373,008.69 |
| 4.25% | S/ 3,740.62 | S/ 7,520.37 | S/ 11,339.65 | S/ 15,198.88 | S/ 372,829.88 |
| 4.20% | S/ 3,697.29 | S/ 7,432.80 | S/ 11,206.93 | S/ 15,020.07 | S/ 372,651.07 |
| 4.15% | S/ 3,653.93 | S/ 7,345.20 | S/ 11,074.18 | S/ 14,841.26 | S/ 372,472.26 |
| 4.00% | S/ 3,523.78 | S/ 7,082.29 | S/ 10,675.86 | S/ 14,304.83 | S/ 371,935.83 |
| 3.90% | S/ 3,436.94 | S/ 6,906.91 | S/ 10,410.23 | S/ 13,947.21 | S/ 371,578.21 |
| 3.75% | S/ 3,306.55 | S/ 6,643.68 | S/ 10,011.66 | S/ 13,410.78 | S/ 371,041.78 |
| 3.50% | S/ 3,088.93 | S/ 6,204.54 | S/ 9,347.06 | S/ 12,516.73 | S/ 370,147.73 |
| 3.00% | S/ 2,652.50 | S/ 5,324.67 | S/ 8,016.67 | S/ 10,728.63 | S/ 368,359.63 |
| 2.75% | S/ 2,433.69 | S/ 4,883.94 | S/ 7,350.86 | S/ 9,834.57 | S/ 367,465.57 |
| 2.50% | S/ 2,214.48 | S/ 4,442.67 | S/ 6,684.65 | S/ 8,940.52 | S/ 366,571.52 |
| 2.00% | S/ 1,774.85 | S/ 3,558.50 | S/ 5,351.01 | S/ 7,152.42 | S/ 364,783.42 |
| 1.35% | S/ 1,200.91 | S/ 2,405.85 | S/ 3,614.84 | S/ 4,827.88 | S/ 362,458.88 |
| 1.00% | S/ 890.72 | S/ 1,783.66 | S/ 2,678.82 | S/ 3,576.21 | S/ 361,207.21 |
| 0.10% | S/ 89.37 | S/ 178.77 | S/ 268.18 | S/ 357.62 | S/ 357,988.62 |
Sobre los datos
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Para S/ 357,631 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 357,631 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.