Cálculo de intereses
Ahorrando S/ 356,102
Veamos que pasaría si Usted ahorrara 356,102 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 356,102.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,068.12 | S/ 8,182.71 | S/ 12,344.31 | S/ 16,553.46 | S/ 372,655.46 |
| 8.50% | S/ 7,337.06 | S/ 14,825.29 | S/ 22,467.81 | S/ 30,267.79 | S/ 386,369.79 |
| 8.00% | S/ 6,917.64 | S/ 13,969.66 | S/ 21,158.67 | S/ 28,487.33 | S/ 384,589.33 |
| 7.10% | S/ 6,158.99 | S/ 12,424.51 | S/ 18,798.39 | S/ 25,282.51 | S/ 381,384.51 |
| 7.00% | S/ 6,074.40 | S/ 12,252.42 | S/ 18,535.83 | S/ 24,926.42 | S/ 381,028.42 |
| 6.50% | S/ 5,650.57 | S/ 11,390.80 | S/ 17,222.12 | S/ 23,145.96 | S/ 379,247.96 |
| 6.10% | S/ 5,310.42 | S/ 10,700.04 | S/ 16,170.03 | S/ 21,721.60 | S/ 377,823.60 |
| 6.20% | S/ 5,395.55 | S/ 10,872.85 | S/ 16,433.15 | S/ 22,077.69 | S/ 378,179.69 |
| 5.90% | S/ 5,139.99 | S/ 10,354.18 | S/ 15,643.62 | S/ 21,009.41 | S/ 377,111.41 |
| 5.75% | S/ 5,012.01 | S/ 10,094.56 | S/ 15,248.65 | S/ 20,475.28 | S/ 376,577.28 |
| 5.70% | S/ 4,969.32 | S/ 10,007.98 | S/ 15,116.96 | S/ 20,297.23 | S/ 376,399.23 |
| 5.65% | S/ 4,926.61 | S/ 9,921.38 | S/ 14,985.25 | S/ 20,119.18 | S/ 376,221.18 |
| 5.60% | S/ 4,883.89 | S/ 9,834.76 | S/ 14,853.53 | S/ 19,941.14 | S/ 376,043.14 |
| 5.50% | S/ 4,798.40 | S/ 9,661.46 | S/ 14,590.05 | S/ 19,585.05 | S/ 375,687.05 |
| 5.30% | S/ 4,627.24 | S/ 9,314.61 | S/ 14,062.89 | S/ 18,872.86 | S/ 374,974.86 |
| 5.25% | S/ 4,584.41 | S/ 9,227.85 | S/ 13,931.06 | S/ 18,694.82 | S/ 374,796.82 |
| 5.05% | S/ 4,412.95 | S/ 8,880.58 | S/ 13,403.58 | S/ 17,982.63 | S/ 374,084.63 |
| 5.00% | S/ 4,370.04 | S/ 8,793.72 | S/ 13,271.68 | S/ 17,804.59 | S/ 373,906.59 |
| 4.95% | S/ 4,327.12 | S/ 8,706.83 | S/ 13,139.75 | S/ 17,626.54 | S/ 373,728.54 |
| 4.75% | S/ 4,155.29 | S/ 8,359.07 | S/ 12,611.90 | S/ 16,914.36 | S/ 373,016.36 |
| 4.55% | S/ 3,983.21 | S/ 8,010.98 | S/ 12,083.80 | S/ 16,202.18 | S/ 372,304.18 |
| 4.50% | S/ 3,940.15 | S/ 7,923.91 | S/ 11,951.73 | S/ 16,024.13 | S/ 372,126.13 |
| 4.40% | S/ 3,853.99 | S/ 7,749.69 | S/ 11,687.56 | S/ 15,668.04 | S/ 371,770.04 |
| 4.30% | S/ 3,767.77 | S/ 7,575.40 | S/ 11,423.32 | S/ 15,311.95 | S/ 371,413.95 |
| 4.25% | S/ 3,724.63 | S/ 7,488.22 | S/ 11,291.17 | S/ 15,133.90 | S/ 371,235.90 |
| 4.20% | S/ 3,681.48 | S/ 7,401.02 | S/ 11,159.01 | S/ 14,955.86 | S/ 371,057.86 |
| 4.15% | S/ 3,638.31 | S/ 7,313.80 | S/ 11,026.84 | S/ 14,777.81 | S/ 370,879.81 |
| 4.00% | S/ 3,508.72 | S/ 7,052.01 | S/ 10,630.21 | S/ 14,243.67 | S/ 370,345.67 |
| 3.90% | S/ 3,422.25 | S/ 6,877.38 | S/ 10,365.72 | S/ 13,887.58 | S/ 369,989.58 |
| 3.75% | S/ 3,292.42 | S/ 6,615.28 | S/ 9,968.86 | S/ 13,353.44 | S/ 369,455.44 |
| 3.50% | S/ 3,075.73 | S/ 6,178.02 | S/ 9,307.10 | S/ 12,463.21 | S/ 368,565.21 |
| 3.00% | S/ 2,641.16 | S/ 5,301.91 | S/ 7,982.39 | S/ 10,682.76 | S/ 366,784.76 |
| 2.75% | S/ 2,423.28 | S/ 4,863.06 | S/ 7,319.43 | S/ 9,792.53 | S/ 365,894.53 |
| 2.50% | S/ 2,205.01 | S/ 4,423.67 | S/ 6,656.07 | S/ 8,902.30 | S/ 365,004.30 |
| 2.00% | S/ 1,767.26 | S/ 3,543.29 | S/ 5,328.14 | S/ 7,121.84 | S/ 363,223.84 |
| 1.35% | S/ 1,195.77 | S/ 2,395.56 | S/ 3,599.38 | S/ 4,807.24 | S/ 360,909.24 |
| 1.00% | S/ 886.91 | S/ 1,776.03 | S/ 2,667.37 | S/ 3,560.92 | S/ 359,662.92 |
| 0.10% | S/ 88.99 | S/ 178.00 | S/ 267.04 | S/ 356.09 | S/ 356,458.09 |
Sobre los datos
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Para S/ 356,102 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 356,102 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.