Cálculo de intereses
Ahorrando S/ 355,914
Veamos que pasaría si Usted ahorrara 355,914 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 355,914.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,065.97 | S/ 8,178.39 | S/ 12,337.80 | S/ 16,544.72 | S/ 372,458.72 |
| 8.50% | S/ 7,333.19 | S/ 14,817.46 | S/ 22,455.94 | S/ 30,251.81 | S/ 386,165.81 |
| 8.00% | S/ 6,913.98 | S/ 13,962.28 | S/ 21,147.50 | S/ 28,472.29 | S/ 384,386.29 |
| 7.10% | S/ 6,155.74 | S/ 12,417.95 | S/ 18,788.46 | S/ 25,269.16 | S/ 381,183.16 |
| 7.00% | S/ 6,071.20 | S/ 12,245.96 | S/ 18,526.04 | S/ 24,913.26 | S/ 380,827.26 |
| 6.50% | S/ 5,647.59 | S/ 11,384.79 | S/ 17,213.02 | S/ 23,133.74 | S/ 379,047.74 |
| 6.10% | S/ 5,307.62 | S/ 10,694.39 | S/ 16,161.50 | S/ 21,710.13 | S/ 377,624.13 |
| 6.20% | S/ 5,392.70 | S/ 10,867.11 | S/ 16,424.47 | S/ 22,066.03 | S/ 377,980.03 |
| 5.90% | S/ 5,137.28 | S/ 10,348.71 | S/ 15,635.36 | S/ 20,998.32 | S/ 376,912.32 |
| 5.75% | S/ 5,009.36 | S/ 10,089.23 | S/ 15,240.60 | S/ 20,464.47 | S/ 376,378.47 |
| 5.70% | S/ 4,966.69 | S/ 10,002.70 | S/ 15,108.98 | S/ 20,286.51 | S/ 376,200.51 |
| 5.65% | S/ 4,924.01 | S/ 9,916.14 | S/ 14,977.34 | S/ 20,108.56 | S/ 376,022.56 |
| 5.60% | S/ 4,881.31 | S/ 9,829.57 | S/ 14,845.69 | S/ 19,930.61 | S/ 375,844.61 |
| 5.50% | S/ 4,795.87 | S/ 9,656.36 | S/ 14,582.34 | S/ 19,574.71 | S/ 375,488.71 |
| 5.30% | S/ 4,624.80 | S/ 9,309.69 | S/ 14,055.46 | S/ 18,862.90 | S/ 374,776.90 |
| 5.25% | S/ 4,581.99 | S/ 9,222.97 | S/ 13,923.70 | S/ 18,684.95 | S/ 374,598.95 |
| 5.05% | S/ 4,410.62 | S/ 8,875.90 | S/ 13,396.51 | S/ 17,973.14 | S/ 373,887.14 |
| 5.00% | S/ 4,367.74 | S/ 8,789.07 | S/ 13,264.67 | S/ 17,795.19 | S/ 373,709.19 |
| 4.95% | S/ 4,324.84 | S/ 8,702.23 | S/ 13,132.82 | S/ 17,617.24 | S/ 373,531.24 |
| 4.75% | S/ 4,153.10 | S/ 8,354.66 | S/ 12,605.24 | S/ 16,905.43 | S/ 372,819.43 |
| 4.55% | S/ 3,981.11 | S/ 8,006.75 | S/ 12,077.42 | S/ 16,193.62 | S/ 372,107.62 |
| 4.50% | S/ 3,938.07 | S/ 7,919.72 | S/ 11,945.43 | S/ 16,015.67 | S/ 371,929.67 |
| 4.40% | S/ 3,851.96 | S/ 7,745.60 | S/ 11,681.39 | S/ 15,659.77 | S/ 371,573.77 |
| 4.30% | S/ 3,765.78 | S/ 7,571.40 | S/ 11,417.29 | S/ 15,303.86 | S/ 371,217.86 |
| 4.25% | S/ 3,722.66 | S/ 7,484.27 | S/ 11,285.21 | S/ 15,125.91 | S/ 371,039.91 |
| 4.20% | S/ 3,679.54 | S/ 7,397.11 | S/ 11,153.12 | S/ 14,947.96 | S/ 370,861.96 |
| 4.15% | S/ 3,636.39 | S/ 7,309.94 | S/ 11,021.01 | S/ 14,770.01 | S/ 370,684.01 |
| 4.00% | S/ 3,506.87 | S/ 7,048.29 | S/ 10,624.60 | S/ 14,236.15 | S/ 370,150.15 |
| 3.90% | S/ 3,420.44 | S/ 6,873.75 | S/ 10,360.25 | S/ 13,880.25 | S/ 369,794.25 |
| 3.75% | S/ 3,290.68 | S/ 6,611.78 | S/ 9,963.59 | S/ 13,346.39 | S/ 369,260.39 |
| 3.50% | S/ 3,074.10 | S/ 6,174.75 | S/ 9,302.19 | S/ 12,456.64 | S/ 368,370.64 |
| 3.00% | S/ 2,639.77 | S/ 5,299.11 | S/ 7,978.18 | S/ 10,677.12 | S/ 366,591.12 |
| 2.75% | S/ 2,422.00 | S/ 4,860.49 | S/ 7,315.57 | S/ 9,787.36 | S/ 365,701.36 |
| 2.50% | S/ 2,203.85 | S/ 4,421.34 | S/ 6,652.56 | S/ 8,897.60 | S/ 364,811.60 |
| 2.00% | S/ 1,766.33 | S/ 3,541.42 | S/ 5,325.32 | S/ 7,118.08 | S/ 363,032.08 |
| 1.35% | S/ 1,195.14 | S/ 2,394.30 | S/ 3,597.48 | S/ 4,804.70 | S/ 360,718.70 |
| 1.00% | S/ 886.44 | S/ 1,775.09 | S/ 2,665.96 | S/ 3,559.04 | S/ 359,473.04 |
| 0.10% | S/ 88.94 | S/ 177.91 | S/ 266.89 | S/ 355.90 | S/ 356,269.90 |
Sobre los datos
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Para S/ 355,914 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 355,914 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
