Cálculo de intereses
Ahorrando S/ 352,199
Veamos que pasaría si Usted ahorrara 352,199 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 352,199.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,023.53 | S/ 8,093.03 | S/ 12,209.02 | S/ 16,372.03 | S/ 368,571.03 |
| 8.50% | S/ 7,256.64 | S/ 14,662.80 | S/ 22,221.55 | S/ 29,936.04 | S/ 382,135.04 |
| 8.00% | S/ 6,841.82 | S/ 13,816.54 | S/ 20,926.76 | S/ 28,175.10 | S/ 380,374.10 |
| 7.10% | S/ 6,091.49 | S/ 12,288.33 | S/ 18,592.35 | S/ 25,005.40 | S/ 377,204.40 |
| 7.00% | S/ 6,007.83 | S/ 12,118.13 | S/ 18,332.67 | S/ 24,653.22 | S/ 376,852.22 |
| 6.50% | S/ 5,588.64 | S/ 11,265.95 | S/ 17,033.35 | S/ 22,892.27 | S/ 375,091.27 |
| 6.10% | S/ 5,252.22 | S/ 10,582.77 | S/ 15,992.80 | S/ 21,483.52 | S/ 373,682.52 |
| 6.20% | S/ 5,336.41 | S/ 10,753.68 | S/ 16,253.03 | S/ 21,835.71 | S/ 374,034.71 |
| 5.90% | S/ 5,083.66 | S/ 10,240.69 | S/ 15,472.16 | S/ 20,779.14 | S/ 372,978.14 |
| 5.75% | S/ 4,957.08 | S/ 9,983.92 | S/ 15,081.52 | S/ 20,250.86 | S/ 372,449.86 |
| 5.70% | S/ 4,914.85 | S/ 9,898.29 | S/ 14,951.27 | S/ 20,074.77 | S/ 372,273.77 |
| 5.65% | S/ 4,872.61 | S/ 9,812.64 | S/ 14,821.01 | S/ 19,898.67 | S/ 372,097.67 |
| 5.60% | S/ 4,830.36 | S/ 9,726.97 | S/ 14,690.73 | S/ 19,722.58 | S/ 371,921.58 |
| 5.50% | S/ 4,745.81 | S/ 9,555.57 | S/ 14,430.14 | S/ 19,370.39 | S/ 371,569.39 |
| 5.30% | S/ 4,576.53 | S/ 9,212.52 | S/ 13,908.75 | S/ 18,666.01 | S/ 370,865.01 |
| 5.25% | S/ 4,534.17 | S/ 9,126.71 | S/ 13,778.37 | S/ 18,489.92 | S/ 370,688.92 |
| 5.05% | S/ 4,364.58 | S/ 8,783.25 | S/ 13,256.68 | S/ 17,785.54 | S/ 369,984.54 |
| 5.00% | S/ 4,322.15 | S/ 8,697.33 | S/ 13,126.21 | S/ 17,609.44 | S/ 369,808.44 |
| 4.95% | S/ 4,279.70 | S/ 8,611.40 | S/ 12,995.74 | S/ 17,433.35 | S/ 369,632.35 |
| 4.75% | S/ 4,109.75 | S/ 8,267.45 | S/ 12,473.67 | S/ 16,728.97 | S/ 368,927.97 |
| 4.55% | S/ 3,939.56 | S/ 7,923.18 | S/ 11,951.36 | S/ 16,024.60 | S/ 368,223.60 |
| 4.50% | S/ 3,896.97 | S/ 7,837.06 | S/ 11,820.74 | S/ 15,848.50 | S/ 368,047.50 |
| 4.40% | S/ 3,811.75 | S/ 7,664.75 | S/ 11,559.46 | S/ 15,496.31 | S/ 367,695.31 |
| 4.30% | S/ 3,726.47 | S/ 7,492.37 | S/ 11,298.11 | S/ 15,144.12 | S/ 367,343.12 |
| 4.25% | S/ 3,683.81 | S/ 7,406.15 | S/ 11,167.42 | S/ 14,968.03 | S/ 367,167.03 |
| 4.20% | S/ 3,641.13 | S/ 7,319.90 | S/ 11,036.71 | S/ 14,791.94 | S/ 366,990.94 |
| 4.15% | S/ 3,598.44 | S/ 7,233.64 | S/ 10,905.98 | S/ 14,615.84 | S/ 366,814.84 |
| 4.00% | S/ 3,470.26 | S/ 6,974.72 | S/ 10,513.70 | S/ 14,087.56 | S/ 366,286.56 |
| 3.90% | S/ 3,384.74 | S/ 6,802.00 | S/ 10,252.11 | S/ 13,735.37 | S/ 365,934.37 |
| 3.75% | S/ 3,256.33 | S/ 6,542.77 | S/ 9,859.60 | S/ 13,207.09 | S/ 365,406.09 |
| 3.50% | S/ 3,042.01 | S/ 6,110.30 | S/ 9,205.09 | S/ 12,326.61 | S/ 364,525.61 |
| 3.00% | S/ 2,612.21 | S/ 5,243.80 | S/ 7,894.90 | S/ 10,565.67 | S/ 362,764.67 |
| 2.75% | S/ 2,396.72 | S/ 4,809.76 | S/ 7,239.21 | S/ 9,685.20 | S/ 361,884.20 |
| 2.50% | S/ 2,180.84 | S/ 4,375.19 | S/ 6,583.12 | S/ 8,804.73 | S/ 361,003.73 |
| 2.00% | S/ 1,747.89 | S/ 3,504.46 | S/ 5,269.74 | S/ 7,043.78 | S/ 359,242.78 |
| 1.35% | S/ 1,182.67 | S/ 2,369.31 | S/ 3,559.93 | S/ 4,754.55 | S/ 356,953.55 |
| 1.00% | S/ 877.19 | S/ 1,756.57 | S/ 2,638.13 | S/ 3,521.89 | S/ 355,720.89 |
| 0.10% | S/ 88.01 | S/ 176.05 | S/ 264.11 | S/ 352.19 | S/ 352,551.19 |
Sobre los datos
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Para S/ 352,199 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 352,199 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.