Cálculo de intereses
Ahorrando S/ 352,054
Veamos que pasaría si Usted ahorrara 352,054 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 352,054.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 4,021.88 | S/ 8,089.70 | S/ 12,203.99 | S/ 16,365.28 | S/ 368,419.28 |
| 8.50% | S/ 7,253.65 | S/ 14,656.76 | S/ 22,212.40 | S/ 29,923.72 | S/ 381,977.72 |
| 8.00% | S/ 6,839.00 | S/ 13,810.85 | S/ 20,918.14 | S/ 28,163.50 | S/ 380,217.50 |
| 7.10% | S/ 6,088.98 | S/ 12,283.27 | S/ 18,584.70 | S/ 24,995.11 | S/ 377,049.11 |
| 7.00% | S/ 6,005.35 | S/ 12,113.14 | S/ 18,325.12 | S/ 24,643.07 | S/ 376,697.07 |
| 6.50% | S/ 5,586.34 | S/ 11,261.31 | S/ 17,026.34 | S/ 22,882.85 | S/ 374,936.85 |
| 6.10% | S/ 5,250.06 | S/ 10,578.41 | S/ 15,986.22 | S/ 21,474.67 | S/ 373,528.67 |
| 6.20% | S/ 5,334.22 | S/ 10,749.26 | S/ 16,246.34 | S/ 21,826.72 | S/ 373,880.72 |
| 5.90% | S/ 5,081.56 | S/ 10,236.47 | S/ 15,465.79 | S/ 20,770.59 | S/ 372,824.59 |
| 5.75% | S/ 4,955.03 | S/ 9,979.81 | S/ 15,075.31 | S/ 20,242.52 | S/ 372,296.52 |
| 5.70% | S/ 4,912.83 | S/ 9,894.22 | S/ 14,945.12 | S/ 20,066.50 | S/ 372,120.50 |
| 5.65% | S/ 4,870.61 | S/ 9,808.60 | S/ 14,814.91 | S/ 19,890.48 | S/ 371,944.48 |
| 5.60% | S/ 4,828.37 | S/ 9,722.96 | S/ 14,684.69 | S/ 19,714.46 | S/ 371,768.46 |
| 5.50% | S/ 4,743.86 | S/ 9,551.63 | S/ 14,424.19 | S/ 19,362.41 | S/ 371,416.41 |
| 5.30% | S/ 4,574.64 | S/ 9,208.73 | S/ 13,903.03 | S/ 18,658.33 | S/ 370,712.33 |
| 5.25% | S/ 4,532.30 | S/ 9,122.95 | S/ 13,772.70 | S/ 18,482.30 | S/ 370,536.30 |
| 5.05% | S/ 4,362.78 | S/ 8,779.63 | S/ 13,251.22 | S/ 17,778.22 | S/ 369,832.22 |
| 5.00% | S/ 4,320.37 | S/ 8,693.75 | S/ 13,120.81 | S/ 17,602.20 | S/ 369,656.20 |
| 4.95% | S/ 4,277.94 | S/ 8,607.85 | S/ 12,990.39 | S/ 17,426.17 | S/ 369,480.17 |
| 4.75% | S/ 4,108.06 | S/ 8,264.05 | S/ 12,468.54 | S/ 16,722.09 | S/ 368,776.09 |
| 4.55% | S/ 3,937.93 | S/ 7,919.91 | S/ 11,946.44 | S/ 16,018.00 | S/ 368,072.00 |
| 4.50% | S/ 3,895.36 | S/ 7,833.83 | S/ 11,815.87 | S/ 15,841.98 | S/ 367,895.98 |
| 4.40% | S/ 3,810.18 | S/ 7,661.60 | S/ 11,554.70 | S/ 15,489.93 | S/ 367,543.93 |
| 4.30% | S/ 3,724.94 | S/ 7,489.28 | S/ 11,293.46 | S/ 15,137.89 | S/ 367,191.89 |
| 4.25% | S/ 3,682.29 | S/ 7,403.10 | S/ 11,162.82 | S/ 14,961.87 | S/ 367,015.87 |
| 4.20% | S/ 3,639.63 | S/ 7,316.89 | S/ 11,032.16 | S/ 14,785.85 | S/ 366,839.85 |
| 4.15% | S/ 3,596.95 | S/ 7,230.66 | S/ 10,901.49 | S/ 14,609.82 | S/ 366,663.82 |
| 4.00% | S/ 3,468.83 | S/ 6,971.85 | S/ 10,509.37 | S/ 14,081.76 | S/ 366,135.76 |
| 3.90% | S/ 3,383.34 | S/ 6,799.20 | S/ 10,247.89 | S/ 13,729.71 | S/ 365,783.71 |
| 3.75% | S/ 3,254.99 | S/ 6,540.08 | S/ 9,855.54 | S/ 13,201.65 | S/ 365,255.65 |
| 3.50% | S/ 3,040.76 | S/ 6,107.79 | S/ 9,201.30 | S/ 12,321.54 | S/ 364,375.54 |
| 3.00% | S/ 2,611.14 | S/ 5,241.64 | S/ 7,891.65 | S/ 10,561.32 | S/ 362,615.32 |
| 2.75% | S/ 2,395.74 | S/ 4,807.78 | S/ 7,236.23 | S/ 9,681.21 | S/ 361,735.21 |
| 2.50% | S/ 2,179.94 | S/ 4,373.39 | S/ 6,580.41 | S/ 8,801.10 | S/ 360,855.10 |
| 2.00% | S/ 1,747.17 | S/ 3,503.01 | S/ 5,267.57 | S/ 7,040.88 | S/ 359,094.88 |
| 1.35% | S/ 1,182.18 | S/ 2,368.33 | S/ 3,558.47 | S/ 4,752.60 | S/ 356,806.60 |
| 1.00% | S/ 876.83 | S/ 1,755.84 | S/ 2,637.04 | S/ 3,520.44 | S/ 355,574.44 |
| 0.10% | S/ 87.98 | S/ 175.98 | S/ 264.00 | S/ 352.04 | S/ 352,406.04 |
Sobre los datos
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Para S/ 352,054 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 352,054 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.