Cálculo de intereses
Ahorrando S/ 349,620
Veamos que pasaría si Usted ahorrara 349,620 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 349,620.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,994.07 | S/ 8,033.77 | S/ 12,119.62 | S/ 16,252.14 | S/ 365,872.14 |
| 8.50% | S/ 7,203.51 | S/ 14,555.43 | S/ 22,058.83 | S/ 29,716.83 | S/ 379,336.83 |
| 8.00% | S/ 6,791.72 | S/ 13,715.37 | S/ 20,773.52 | S/ 27,968.79 | S/ 377,588.79 |
| 7.10% | S/ 6,046.88 | S/ 12,198.35 | S/ 18,456.21 | S/ 24,822.30 | S/ 374,442.30 |
| 7.00% | S/ 5,963.83 | S/ 12,029.40 | S/ 18,198.43 | S/ 24,472.69 | S/ 374,092.69 |
| 6.50% | S/ 5,547.71 | S/ 11,183.46 | S/ 16,908.63 | S/ 22,724.64 | S/ 372,344.64 |
| 6.10% | S/ 5,213.76 | S/ 10,505.27 | S/ 15,875.70 | S/ 21,326.20 | S/ 370,946.20 |
| 6.20% | S/ 5,297.34 | S/ 10,674.94 | S/ 16,134.02 | S/ 21,675.81 | S/ 371,295.81 |
| 5.90% | S/ 5,046.43 | S/ 10,165.70 | S/ 15,358.86 | S/ 20,626.99 | S/ 370,246.99 |
| 5.75% | S/ 4,920.78 | S/ 9,910.81 | S/ 14,971.08 | S/ 20,102.57 | S/ 369,722.57 |
| 5.70% | S/ 4,878.86 | S/ 9,825.81 | S/ 14,841.79 | S/ 19,927.77 | S/ 369,547.77 |
| 5.65% | S/ 4,836.93 | S/ 9,740.79 | S/ 14,712.48 | S/ 19,752.96 | S/ 369,372.96 |
| 5.60% | S/ 4,794.99 | S/ 9,655.74 | S/ 14,583.16 | S/ 19,578.16 | S/ 369,198.16 |
| 5.50% | S/ 4,711.06 | S/ 9,485.60 | S/ 14,324.47 | S/ 19,228.55 | S/ 368,848.55 |
| 5.30% | S/ 4,543.01 | S/ 9,145.06 | S/ 13,806.91 | S/ 18,529.33 | S/ 368,149.33 |
| 5.25% | S/ 4,500.97 | S/ 9,059.87 | S/ 13,677.48 | S/ 18,354.52 | S/ 367,974.52 |
| 5.05% | S/ 4,332.62 | S/ 8,718.93 | S/ 13,159.60 | S/ 17,655.30 | S/ 367,275.30 |
| 5.00% | S/ 4,290.50 | S/ 8,633.65 | S/ 13,030.10 | S/ 17,480.50 | S/ 367,100.50 |
| 4.95% | S/ 4,248.36 | S/ 8,548.34 | S/ 12,900.57 | S/ 17,305.69 | S/ 366,925.69 |
| 4.75% | S/ 4,079.65 | S/ 8,206.91 | S/ 12,382.33 | S/ 16,606.47 | S/ 366,226.47 |
| 4.55% | S/ 3,910.71 | S/ 7,865.16 | S/ 11,863.84 | S/ 15,907.25 | S/ 365,527.25 |
| 4.50% | S/ 3,868.43 | S/ 7,779.67 | S/ 11,734.18 | S/ 15,732.45 | S/ 365,352.45 |
| 4.40% | S/ 3,783.84 | S/ 7,608.63 | S/ 11,474.81 | S/ 15,382.84 | S/ 365,002.84 |
| 4.30% | S/ 3,699.18 | S/ 7,437.51 | S/ 11,215.38 | S/ 15,033.23 | S/ 364,653.23 |
| 4.25% | S/ 3,656.83 | S/ 7,351.91 | S/ 11,085.64 | S/ 14,858.43 | S/ 364,478.43 |
| 4.20% | S/ 3,614.47 | S/ 7,266.30 | S/ 10,955.89 | S/ 14,683.62 | S/ 364,303.62 |
| 4.15% | S/ 3,572.09 | S/ 7,180.67 | S/ 10,826.12 | S/ 14,508.82 | S/ 364,128.82 |
| 4.00% | S/ 3,444.85 | S/ 6,923.64 | S/ 10,436.72 | S/ 13,984.40 | S/ 363,604.40 |
| 3.90% | S/ 3,359.95 | S/ 6,752.19 | S/ 10,177.04 | S/ 13,634.79 | S/ 363,254.79 |
| 3.75% | S/ 3,232.49 | S/ 6,494.86 | S/ 9,787.40 | S/ 13,110.38 | S/ 362,730.38 |
| 3.50% | S/ 3,019.74 | S/ 6,065.56 | S/ 9,137.69 | S/ 12,236.35 | S/ 361,856.35 |
| 3.00% | S/ 2,593.08 | S/ 5,205.40 | S/ 7,837.09 | S/ 10,488.30 | S/ 360,108.30 |
| 2.75% | S/ 2,379.17 | S/ 4,774.54 | S/ 7,186.20 | S/ 9,614.28 | S/ 359,234.28 |
| 2.50% | S/ 2,164.87 | S/ 4,343.15 | S/ 6,534.92 | S/ 8,740.25 | S/ 358,360.25 |
| 2.00% | S/ 1,735.09 | S/ 3,478.79 | S/ 5,231.15 | S/ 6,992.20 | S/ 356,612.20 |
| 1.35% | S/ 1,174.01 | S/ 2,351.96 | S/ 3,533.86 | S/ 4,719.74 | S/ 354,339.74 |
| 1.00% | S/ 870.77 | S/ 1,743.70 | S/ 2,618.81 | S/ 3,496.10 | S/ 353,116.10 |
| 0.10% | S/ 87.37 | S/ 174.76 | S/ 262.17 | S/ 349.61 | S/ 349,969.61 |
Sobre los datos
-
Para S/ 349,620 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 349,620 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.