Cálculo de intereses
Ahorrando S/ 349,354
Veamos que pasaría si Usted ahorrara 349,354 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 349,354.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,991.03 | S/ 8,027.66 | S/ 12,110.39 | S/ 16,239.77 | S/ 365,593.77 |
| 8.50% | S/ 7,198.02 | S/ 14,544.36 | S/ 22,042.05 | S/ 29,694.22 | S/ 379,048.22 |
| 8.00% | S/ 6,786.55 | S/ 13,704.94 | S/ 20,757.72 | S/ 27,947.51 | S/ 377,301.51 |
| 7.10% | S/ 6,042.28 | S/ 12,189.07 | S/ 18,442.17 | S/ 24,803.42 | S/ 374,157.42 |
| 7.00% | S/ 5,959.30 | S/ 12,020.25 | S/ 18,184.58 | S/ 24,454.07 | S/ 373,808.07 |
| 6.50% | S/ 5,543.49 | S/ 11,174.95 | S/ 16,895.76 | S/ 22,707.35 | S/ 372,061.35 |
| 6.10% | S/ 5,209.79 | S/ 10,497.28 | S/ 15,863.62 | S/ 21,309.98 | S/ 370,663.98 |
| 6.20% | S/ 5,293.31 | S/ 10,666.82 | S/ 16,121.74 | S/ 21,659.32 | S/ 371,013.32 |
| 5.90% | S/ 5,042.59 | S/ 10,157.97 | S/ 15,347.18 | S/ 20,611.29 | S/ 369,965.29 |
| 5.75% | S/ 4,917.03 | S/ 9,903.27 | S/ 14,959.69 | S/ 20,087.28 | S/ 369,441.28 |
| 5.70% | S/ 4,875.15 | S/ 9,818.33 | S/ 14,830.50 | S/ 19,912.60 | S/ 369,266.60 |
| 5.65% | S/ 4,833.25 | S/ 9,733.38 | S/ 14,701.29 | S/ 19,737.93 | S/ 369,091.93 |
| 5.60% | S/ 4,791.34 | S/ 9,648.40 | S/ 14,572.07 | S/ 19,563.26 | S/ 368,917.26 |
| 5.50% | S/ 4,707.47 | S/ 9,478.38 | S/ 14,313.57 | S/ 19,213.92 | S/ 368,567.92 |
| 5.30% | S/ 4,539.56 | S/ 9,138.10 | S/ 13,796.40 | S/ 18,515.23 | S/ 367,869.23 |
| 5.25% | S/ 4,497.54 | S/ 9,052.98 | S/ 13,667.07 | S/ 18,340.56 | S/ 367,694.56 |
| 5.05% | S/ 4,329.32 | S/ 8,712.30 | S/ 13,149.59 | S/ 17,641.87 | S/ 366,995.87 |
| 5.00% | S/ 4,287.23 | S/ 8,627.08 | S/ 13,020.18 | S/ 17,467.20 | S/ 366,821.20 |
| 4.95% | S/ 4,245.13 | S/ 8,541.84 | S/ 12,890.76 | S/ 17,292.53 | S/ 366,646.53 |
| 4.75% | S/ 4,076.55 | S/ 8,200.67 | S/ 12,372.91 | S/ 16,593.84 | S/ 365,947.84 |
| 4.55% | S/ 3,907.73 | S/ 7,859.17 | S/ 11,854.82 | S/ 15,895.15 | S/ 365,249.15 |
| 4.50% | S/ 3,865.49 | S/ 7,773.75 | S/ 11,725.25 | S/ 15,720.48 | S/ 365,074.48 |
| 4.40% | S/ 3,780.96 | S/ 7,602.84 | S/ 11,466.08 | S/ 15,371.14 | S/ 364,725.14 |
| 4.30% | S/ 3,696.37 | S/ 7,431.85 | S/ 11,206.85 | S/ 15,021.79 | S/ 364,375.79 |
| 4.25% | S/ 3,654.05 | S/ 7,346.32 | S/ 11,077.21 | S/ 14,847.12 | S/ 364,201.12 |
| 4.20% | S/ 3,611.72 | S/ 7,260.77 | S/ 10,947.55 | S/ 14,672.45 | S/ 364,026.45 |
| 4.15% | S/ 3,569.37 | S/ 7,175.20 | S/ 10,817.88 | S/ 14,497.78 | S/ 363,851.78 |
| 4.00% | S/ 3,442.23 | S/ 6,918.38 | S/ 10,428.77 | S/ 13,973.76 | S/ 363,327.76 |
| 3.90% | S/ 3,357.40 | S/ 6,747.06 | S/ 10,169.29 | S/ 13,624.42 | S/ 362,978.42 |
| 3.75% | S/ 3,230.03 | S/ 6,489.92 | S/ 9,779.95 | S/ 13,100.40 | S/ 362,454.40 |
| 3.50% | S/ 3,017.44 | S/ 6,060.95 | S/ 9,130.74 | S/ 12,227.04 | S/ 361,581.04 |
| 3.00% | S/ 2,591.11 | S/ 5,201.44 | S/ 7,831.13 | S/ 10,480.32 | S/ 359,834.32 |
| 2.75% | S/ 2,377.36 | S/ 4,770.90 | S/ 7,180.73 | S/ 9,606.96 | S/ 358,960.96 |
| 2.50% | S/ 2,163.23 | S/ 4,339.85 | S/ 6,529.94 | S/ 8,733.60 | S/ 358,087.60 |
| 2.00% | S/ 1,733.77 | S/ 3,476.15 | S/ 5,227.17 | S/ 6,986.88 | S/ 356,340.88 |
| 1.35% | S/ 1,173.11 | S/ 2,350.17 | S/ 3,531.17 | S/ 4,716.15 | S/ 354,070.15 |
| 1.00% | S/ 870.10 | S/ 1,742.38 | S/ 2,616.82 | S/ 3,493.44 | S/ 352,847.44 |
| 0.10% | S/ 87.30 | S/ 174.63 | S/ 261.98 | S/ 349.34 | S/ 349,703.34 |
Sobre los datos
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Para S/ 349,354 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 349,354 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.