Cálculo de intereses
Ahorrando S/ 347,147
Veamos que pasaría si Usted ahorrara 347,147 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 347,147.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,965.82 | S/ 7,976.94 | S/ 12,033.89 | S/ 16,137.18 | S/ 363,284.18 |
| 8.50% | S/ 7,152.55 | S/ 14,452.47 | S/ 21,902.80 | S/ 29,506.63 | S/ 376,653.63 |
| 8.00% | S/ 6,743.68 | S/ 13,618.36 | S/ 20,626.58 | S/ 27,770.95 | S/ 374,917.95 |
| 7.10% | S/ 6,004.11 | S/ 12,112.06 | S/ 18,325.66 | S/ 24,646.72 | S/ 371,793.72 |
| 7.00% | S/ 5,921.65 | S/ 11,944.31 | S/ 18,069.70 | S/ 24,299.59 | S/ 371,446.59 |
| 6.50% | S/ 5,508.47 | S/ 11,104.35 | S/ 16,789.03 | S/ 22,563.90 | S/ 369,710.90 |
| 6.10% | S/ 5,176.88 | S/ 10,430.96 | S/ 15,763.40 | S/ 21,175.36 | S/ 368,322.36 |
| 6.20% | S/ 5,259.87 | S/ 10,599.43 | S/ 16,019.90 | S/ 21,522.49 | S/ 368,669.49 |
| 5.90% | S/ 5,010.74 | S/ 10,093.80 | S/ 15,250.23 | S/ 20,481.08 | S/ 367,628.08 |
| 5.75% | S/ 4,885.97 | S/ 9,840.71 | S/ 14,865.18 | S/ 19,960.38 | S/ 367,107.38 |
| 5.70% | S/ 4,844.35 | S/ 9,756.31 | S/ 14,736.81 | S/ 19,786.81 | S/ 366,933.81 |
| 5.65% | S/ 4,802.72 | S/ 9,671.89 | S/ 14,608.42 | S/ 19,613.24 | S/ 366,760.24 |
| 5.60% | S/ 4,761.07 | S/ 9,587.44 | S/ 14,480.01 | S/ 19,439.67 | S/ 366,586.67 |
| 5.50% | S/ 4,677.73 | S/ 9,418.50 | S/ 14,223.15 | S/ 19,092.54 | S/ 366,239.54 |
| 5.30% | S/ 4,510.88 | S/ 9,080.37 | S/ 13,709.24 | S/ 18,398.26 | S/ 365,545.26 |
| 5.25% | S/ 4,469.13 | S/ 8,995.79 | S/ 13,580.73 | S/ 18,224.69 | S/ 365,371.69 |
| 5.05% | S/ 4,301.97 | S/ 8,657.26 | S/ 13,066.52 | S/ 17,530.42 | S/ 364,677.42 |
| 5.00% | S/ 4,260.15 | S/ 8,572.58 | S/ 12,937.93 | S/ 17,356.85 | S/ 364,503.85 |
| 4.95% | S/ 4,218.31 | S/ 8,487.88 | S/ 12,809.32 | S/ 17,183.28 | S/ 364,330.28 |
| 4.75% | S/ 4,050.80 | S/ 8,148.86 | S/ 12,294.75 | S/ 16,489.01 | S/ 363,636.01 |
| 4.55% | S/ 3,883.05 | S/ 7,809.53 | S/ 11,779.93 | S/ 15,794.74 | S/ 362,941.74 |
| 4.50% | S/ 3,841.07 | S/ 7,724.64 | S/ 11,651.18 | S/ 15,621.17 | S/ 362,768.17 |
| 4.40% | S/ 3,757.07 | S/ 7,554.81 | S/ 11,393.65 | S/ 15,274.03 | S/ 362,421.03 |
| 4.30% | S/ 3,673.02 | S/ 7,384.90 | S/ 11,136.05 | S/ 14,926.89 | S/ 362,073.89 |
| 4.25% | S/ 3,630.97 | S/ 7,299.91 | S/ 11,007.23 | S/ 14,753.33 | S/ 361,900.33 |
| 4.20% | S/ 3,588.90 | S/ 7,214.90 | S/ 10,878.39 | S/ 14,579.76 | S/ 361,726.76 |
| 4.15% | S/ 3,546.82 | S/ 7,129.88 | S/ 10,749.54 | S/ 14,406.19 | S/ 361,553.19 |
| 4.00% | S/ 3,420.48 | S/ 6,874.67 | S/ 10,362.89 | S/ 13,885.48 | S/ 361,032.48 |
| 3.90% | S/ 3,336.19 | S/ 6,704.43 | S/ 10,105.05 | S/ 13,538.35 | S/ 360,685.35 |
| 3.75% | S/ 3,209.62 | S/ 6,448.92 | S/ 9,718.17 | S/ 13,017.64 | S/ 360,164.64 |
| 3.50% | S/ 2,998.38 | S/ 6,022.66 | S/ 9,073.05 | S/ 12,149.80 | S/ 359,296.80 |
| 3.00% | S/ 2,574.74 | S/ 5,168.58 | S/ 7,781.66 | S/ 10,414.11 | S/ 357,561.11 |
| 2.75% | S/ 2,362.34 | S/ 4,740.76 | S/ 7,135.37 | S/ 9,546.27 | S/ 356,693.27 |
| 2.50% | S/ 2,149.56 | S/ 4,312.43 | S/ 6,488.69 | S/ 8,678.43 | S/ 355,825.43 |
| 2.00% | S/ 1,722.82 | S/ 3,454.19 | S/ 5,194.15 | S/ 6,942.74 | S/ 354,089.74 |
| 1.35% | S/ 1,165.70 | S/ 2,335.32 | S/ 3,508.87 | S/ 4,686.35 | S/ 351,833.35 |
| 1.00% | S/ 864.61 | S/ 1,731.37 | S/ 2,600.29 | S/ 3,471.37 | S/ 350,618.37 |
| 0.10% | S/ 86.75 | S/ 173.53 | S/ 260.32 | S/ 347.14 | S/ 347,494.14 |
Sobre los datos
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Para S/ 347,147 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 347,147 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.