Cálculo de intereses
Ahorrando S/ 345,436
Veamos que pasaría si Usted ahorrara 345,436 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 345,436.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,946.27 | S/ 7,937.63 | S/ 11,974.58 | S/ 16,057.65 | S/ 361,493.65 |
| 8.50% | S/ 7,117.30 | S/ 14,381.24 | S/ 21,794.85 | S/ 29,361.20 | S/ 374,797.20 |
| 8.00% | S/ 6,710.44 | S/ 13,551.23 | S/ 20,524.92 | S/ 27,634.08 | S/ 373,070.08 |
| 7.10% | S/ 5,974.52 | S/ 12,052.37 | S/ 18,235.34 | S/ 24,525.25 | S/ 369,961.25 |
| 7.00% | S/ 5,892.46 | S/ 11,885.44 | S/ 17,980.64 | S/ 24,179.82 | S/ 369,615.82 |
| 6.50% | S/ 5,481.32 | S/ 11,049.62 | S/ 16,706.28 | S/ 22,452.69 | S/ 367,888.69 |
| 6.10% | S/ 5,151.37 | S/ 10,379.55 | S/ 15,685.71 | S/ 21,070.99 | S/ 366,506.99 |
| 6.20% | S/ 5,233.94 | S/ 10,547.19 | S/ 15,940.94 | S/ 21,416.41 | S/ 366,852.41 |
| 5.90% | S/ 4,986.04 | S/ 10,044.05 | S/ 15,175.06 | S/ 20,380.14 | S/ 365,816.14 |
| 5.75% | S/ 4,861.89 | S/ 9,792.21 | S/ 14,791.92 | S/ 19,862.00 | S/ 365,298.00 |
| 5.70% | S/ 4,820.48 | S/ 9,708.22 | S/ 14,664.17 | S/ 19,689.29 | S/ 365,125.29 |
| 5.65% | S/ 4,779.05 | S/ 9,624.22 | S/ 14,536.41 | S/ 19,516.57 | S/ 364,952.57 |
| 5.60% | S/ 4,737.61 | S/ 9,540.19 | S/ 14,408.64 | S/ 19,343.86 | S/ 364,779.86 |
| 5.50% | S/ 4,654.68 | S/ 9,372.08 | S/ 14,153.05 | S/ 18,998.43 | S/ 364,434.43 |
| 5.30% | S/ 4,488.65 | S/ 9,035.62 | S/ 13,641.67 | S/ 18,307.58 | S/ 363,743.58 |
| 5.25% | S/ 4,447.10 | S/ 8,951.45 | S/ 13,513.79 | S/ 18,134.87 | S/ 363,570.87 |
| 5.05% | S/ 4,280.77 | S/ 8,614.59 | S/ 13,002.12 | S/ 17,444.02 | S/ 362,880.02 |
| 5.00% | S/ 4,239.15 | S/ 8,530.33 | S/ 12,874.16 | S/ 17,271.30 | S/ 362,707.30 |
| 4.95% | S/ 4,197.52 | S/ 8,446.04 | S/ 12,746.19 | S/ 17,098.59 | S/ 362,534.59 |
| 4.75% | S/ 4,030.83 | S/ 8,108.70 | S/ 12,234.15 | S/ 16,407.74 | S/ 361,843.74 |
| 4.55% | S/ 3,863.91 | S/ 7,771.03 | S/ 11,721.86 | S/ 15,716.89 | S/ 361,152.89 |
| 4.50% | S/ 3,822.14 | S/ 7,686.57 | S/ 11,593.76 | S/ 15,544.18 | S/ 360,980.18 |
| 4.40% | S/ 3,738.56 | S/ 7,517.57 | S/ 11,337.49 | S/ 15,198.75 | S/ 360,634.75 |
| 4.30% | S/ 3,654.91 | S/ 7,348.50 | S/ 11,081.16 | S/ 14,853.32 | S/ 360,289.32 |
| 4.25% | S/ 3,613.07 | S/ 7,263.93 | S/ 10,952.98 | S/ 14,680.61 | S/ 360,116.61 |
| 4.20% | S/ 3,571.21 | S/ 7,179.34 | S/ 10,824.78 | S/ 14,507.90 | S/ 359,943.90 |
| 4.15% | S/ 3,529.34 | S/ 7,094.73 | S/ 10,696.56 | S/ 14,335.18 | S/ 359,771.18 |
| 4.00% | S/ 3,403.63 | S/ 6,840.79 | S/ 10,311.82 | S/ 13,817.05 | S/ 359,253.05 |
| 3.90% | S/ 3,319.74 | S/ 6,671.39 | S/ 10,055.24 | S/ 13,471.62 | S/ 358,907.62 |
| 3.75% | S/ 3,193.80 | S/ 6,417.14 | S/ 9,670.27 | S/ 12,953.48 | S/ 358,389.48 |
| 3.50% | S/ 2,983.60 | S/ 5,992.97 | S/ 9,028.34 | S/ 12,089.92 | S/ 357,525.92 |
| 3.00% | S/ 2,562.05 | S/ 5,143.11 | S/ 7,743.30 | S/ 10,362.79 | S/ 355,798.79 |
| 2.75% | S/ 2,350.70 | S/ 4,717.40 | S/ 7,100.20 | S/ 9,499.22 | S/ 354,935.22 |
| 2.50% | S/ 2,138.96 | S/ 4,291.17 | S/ 6,456.71 | S/ 8,635.66 | S/ 354,071.66 |
| 2.00% | S/ 1,714.33 | S/ 3,437.16 | S/ 5,168.55 | S/ 6,908.52 | S/ 352,344.52 |
| 1.35% | S/ 1,159.96 | S/ 2,323.81 | S/ 3,491.57 | S/ 4,663.25 | S/ 350,099.25 |
| 1.00% | S/ 860.35 | S/ 1,722.84 | S/ 2,587.47 | S/ 3,454.26 | S/ 348,890.26 |
| 0.10% | S/ 86.32 | S/ 172.67 | S/ 259.04 | S/ 345.43 | S/ 345,781.43 |
Sobre los datos
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Para S/ 345,436 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 345,436 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.