Cálculo de intereses
Ahorrando S/ 344,699
Veamos que pasaría si Usted ahorrara 344,699 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 344,699.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,937.85 | S/ 7,920.69 | S/ 11,949.03 | S/ 16,023.39 | S/ 360,722.39 |
| 8.50% | S/ 7,102.11 | S/ 14,350.56 | S/ 21,748.35 | S/ 29,298.56 | S/ 373,997.56 |
| 8.00% | S/ 6,696.12 | S/ 13,522.32 | S/ 20,481.13 | S/ 27,575.12 | S/ 372,274.12 |
| 7.10% | S/ 5,961.77 | S/ 12,026.65 | S/ 18,196.43 | S/ 24,472.92 | S/ 369,171.92 |
| 7.00% | S/ 5,879.89 | S/ 11,860.08 | S/ 17,942.28 | S/ 24,128.23 | S/ 368,827.23 |
| 6.50% | S/ 5,469.63 | S/ 11,026.05 | S/ 16,670.63 | S/ 22,404.79 | S/ 367,103.79 |
| 6.10% | S/ 5,140.38 | S/ 10,357.41 | S/ 15,652.24 | S/ 21,026.03 | S/ 365,725.03 |
| 6.20% | S/ 5,222.78 | S/ 10,524.69 | S/ 15,906.93 | S/ 21,370.72 | S/ 366,069.72 |
| 5.90% | S/ 4,975.40 | S/ 10,022.62 | S/ 15,142.68 | S/ 20,336.66 | S/ 365,035.66 |
| 5.75% | S/ 4,851.52 | S/ 9,771.32 | S/ 14,760.36 | S/ 19,819.62 | S/ 364,518.62 |
| 5.70% | S/ 4,810.19 | S/ 9,687.51 | S/ 14,632.89 | S/ 19,647.28 | S/ 364,346.28 |
| 5.65% | S/ 4,768.85 | S/ 9,603.68 | S/ 14,505.40 | S/ 19,474.93 | S/ 364,173.93 |
| 5.60% | S/ 4,727.50 | S/ 9,519.84 | S/ 14,377.90 | S/ 19,302.59 | S/ 364,001.59 |
| 5.50% | S/ 4,644.75 | S/ 9,352.08 | S/ 14,122.85 | S/ 18,957.90 | S/ 363,656.90 |
| 5.30% | S/ 4,479.07 | S/ 9,016.34 | S/ 13,612.57 | S/ 18,268.52 | S/ 362,967.52 |
| 5.25% | S/ 4,437.61 | S/ 8,932.35 | S/ 13,484.96 | S/ 18,096.18 | S/ 362,795.18 |
| 5.05% | S/ 4,271.64 | S/ 8,596.21 | S/ 12,974.38 | S/ 17,406.80 | S/ 362,105.80 |
| 5.00% | S/ 4,230.11 | S/ 8,512.13 | S/ 12,846.69 | S/ 17,234.46 | S/ 361,933.46 |
| 4.95% | S/ 4,188.56 | S/ 8,428.02 | S/ 12,719.00 | S/ 17,062.11 | S/ 361,761.11 |
| 4.75% | S/ 4,022.23 | S/ 8,091.40 | S/ 12,208.05 | S/ 16,372.73 | S/ 361,071.73 |
| 4.55% | S/ 3,855.66 | S/ 7,754.45 | S/ 11,696.86 | S/ 15,683.36 | S/ 360,382.36 |
| 4.50% | S/ 3,813.98 | S/ 7,670.17 | S/ 11,569.02 | S/ 15,511.01 | S/ 360,210.01 |
| 4.40% | S/ 3,730.58 | S/ 7,501.53 | S/ 11,313.30 | S/ 15,166.32 | S/ 359,865.32 |
| 4.30% | S/ 3,647.12 | S/ 7,332.82 | S/ 11,057.52 | S/ 14,821.63 | S/ 359,520.63 |
| 4.25% | S/ 3,605.36 | S/ 7,248.43 | S/ 10,929.61 | S/ 14,649.29 | S/ 359,348.29 |
| 4.20% | S/ 3,563.59 | S/ 7,164.03 | S/ 10,801.68 | S/ 14,476.94 | S/ 359,175.94 |
| 4.15% | S/ 3,521.81 | S/ 7,079.60 | S/ 10,673.74 | S/ 14,304.60 | S/ 359,003.60 |
| 4.00% | S/ 3,396.36 | S/ 6,826.19 | S/ 10,289.82 | S/ 13,787.57 | S/ 358,486.57 |
| 3.90% | S/ 3,312.66 | S/ 6,657.15 | S/ 10,033.79 | S/ 13,442.88 | S/ 358,141.88 |
| 3.75% | S/ 3,186.99 | S/ 6,403.44 | S/ 9,649.64 | S/ 12,925.84 | S/ 357,624.84 |
| 3.50% | S/ 2,977.24 | S/ 5,980.19 | S/ 9,009.07 | S/ 12,064.12 | S/ 356,763.12 |
| 3.00% | S/ 2,556.59 | S/ 5,132.13 | S/ 7,726.78 | S/ 10,340.68 | S/ 355,039.68 |
| 2.75% | S/ 2,345.69 | S/ 4,707.33 | S/ 7,085.05 | S/ 9,478.95 | S/ 354,177.95 |
| 2.50% | S/ 2,134.40 | S/ 4,282.02 | S/ 6,442.93 | S/ 8,617.23 | S/ 353,316.23 |
| 2.00% | S/ 1,710.67 | S/ 3,429.83 | S/ 5,157.52 | S/ 6,893.79 | S/ 351,592.79 |
| 1.35% | S/ 1,157.48 | S/ 2,318.85 | S/ 3,484.12 | S/ 4,653.31 | S/ 349,352.31 |
| 1.00% | S/ 858.51 | S/ 1,719.16 | S/ 2,581.95 | S/ 3,446.89 | S/ 348,145.89 |
| 0.10% | S/ 86.14 | S/ 172.30 | S/ 258.48 | S/ 344.69 | S/ 345,043.69 |
Sobre los datos
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Para S/ 344,699 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 344,699 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
