Cálculo de intereses
Ahorrando S/ 338,593
Veamos que pasaría si Usted ahorrara 338,593 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 338,593.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,868.10 | S/ 7,780.38 | S/ 11,737.36 | S/ 15,739.55 | S/ 354,332.55 |
| 8.50% | S/ 6,976.31 | S/ 14,096.35 | S/ 21,363.10 | S/ 28,779.57 | S/ 367,372.57 |
| 8.00% | S/ 6,577.51 | S/ 13,282.79 | S/ 20,118.33 | S/ 27,086.65 | S/ 365,679.65 |
| 7.10% | S/ 5,856.16 | S/ 11,813.61 | S/ 17,874.10 | S/ 24,039.41 | S/ 362,632.41 |
| 7.00% | S/ 5,775.73 | S/ 11,649.99 | S/ 17,624.45 | S/ 23,700.82 | S/ 362,293.82 |
| 6.50% | S/ 5,372.74 | S/ 10,830.73 | S/ 16,375.33 | S/ 22,007.91 | S/ 360,600.91 |
| 6.10% | S/ 5,049.32 | S/ 10,173.94 | S/ 15,374.98 | S/ 20,653.58 | S/ 359,246.58 |
| 6.20% | S/ 5,130.26 | S/ 10,338.25 | S/ 15,625.15 | S/ 20,992.16 | S/ 359,585.16 |
| 5.90% | S/ 4,887.27 | S/ 9,845.08 | S/ 14,874.45 | S/ 19,976.41 | S/ 358,569.41 |
| 5.75% | S/ 4,765.58 | S/ 9,598.23 | S/ 14,498.89 | S/ 19,468.54 | S/ 358,061.54 |
| 5.70% | S/ 4,724.98 | S/ 9,515.90 | S/ 14,373.68 | S/ 19,299.25 | S/ 357,892.25 |
| 5.65% | S/ 4,684.38 | S/ 9,433.56 | S/ 14,248.45 | S/ 19,129.95 | S/ 357,722.95 |
| 5.60% | S/ 4,643.76 | S/ 9,351.20 | S/ 14,123.21 | S/ 18,960.66 | S/ 357,553.66 |
| 5.50% | S/ 4,562.47 | S/ 9,186.42 | S/ 13,872.68 | S/ 18,622.08 | S/ 357,215.08 |
| 5.30% | S/ 4,399.73 | S/ 8,856.62 | S/ 13,371.44 | S/ 17,944.91 | S/ 356,537.91 |
| 5.25% | S/ 4,359.00 | S/ 8,774.13 | S/ 13,246.09 | S/ 17,775.62 | S/ 356,368.62 |
| 5.05% | S/ 4,195.97 | S/ 8,443.94 | S/ 12,744.55 | S/ 17,098.46 | S/ 355,691.46 |
| 5.00% | S/ 4,155.18 | S/ 8,361.34 | S/ 12,619.13 | S/ 16,929.16 | S/ 355,522.16 |
| 4.95% | S/ 4,114.37 | S/ 8,278.73 | S/ 12,493.69 | S/ 16,759.87 | S/ 355,352.87 |
| 4.75% | S/ 3,950.98 | S/ 7,948.07 | S/ 11,991.79 | S/ 16,082.71 | S/ 354,675.71 |
| 4.55% | S/ 3,787.36 | S/ 7,617.09 | S/ 11,489.66 | S/ 15,405.54 | S/ 353,998.54 |
| 4.50% | S/ 3,746.42 | S/ 7,534.30 | S/ 11,364.09 | S/ 15,236.25 | S/ 353,829.25 |
| 4.40% | S/ 3,664.50 | S/ 7,368.65 | S/ 11,112.90 | S/ 14,897.67 | S/ 353,490.67 |
| 4.30% | S/ 3,582.51 | S/ 7,202.93 | S/ 10,861.65 | S/ 14,559.08 | S/ 353,152.08 |
| 4.25% | S/ 3,541.50 | S/ 7,120.03 | S/ 10,736.00 | S/ 14,389.79 | S/ 352,982.79 |
| 4.20% | S/ 3,500.47 | S/ 7,037.12 | S/ 10,610.34 | S/ 14,220.50 | S/ 352,813.50 |
| 4.15% | S/ 3,459.42 | S/ 6,954.19 | S/ 10,484.66 | S/ 14,051.21 | S/ 352,644.21 |
| 4.00% | S/ 3,336.20 | S/ 6,705.27 | S/ 10,107.54 | S/ 13,543.33 | S/ 352,136.33 |
| 3.90% | S/ 3,253.98 | S/ 6,539.23 | S/ 9,856.05 | S/ 13,204.75 | S/ 351,797.75 |
| 3.75% | S/ 3,130.53 | S/ 6,290.01 | S/ 9,478.70 | S/ 12,696.88 | S/ 351,289.88 |
| 3.50% | S/ 2,924.50 | S/ 5,874.25 | S/ 8,849.49 | S/ 11,850.42 | S/ 350,443.42 |
| 3.00% | S/ 2,511.30 | S/ 5,041.22 | S/ 7,589.91 | S/ 10,157.50 | S/ 348,750.50 |
| 2.75% | S/ 2,304.13 | S/ 4,623.95 | S/ 6,959.55 | S/ 9,311.04 | S/ 347,904.04 |
| 2.50% | S/ 2,096.59 | S/ 4,206.17 | S/ 6,328.80 | S/ 8,464.59 | S/ 347,057.59 |
| 2.00% | S/ 1,680.37 | S/ 3,369.07 | S/ 5,066.16 | S/ 6,771.67 | S/ 345,364.67 |
| 1.35% | S/ 1,136.98 | S/ 2,277.78 | S/ 3,422.40 | S/ 4,570.88 | S/ 343,163.88 |
| 1.00% | S/ 843.30 | S/ 1,688.71 | S/ 2,536.22 | S/ 3,385.83 | S/ 341,978.83 |
| 0.10% | S/ 84.61 | S/ 169.25 | S/ 253.91 | S/ 338.58 | S/ 338,931.58 |
Sobre los datos
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Para S/ 338,593 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 338,593 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.