Cálculo de intereses
Ahorrando S/ 336,144
Veamos que pasaría si Usted ahorrara 336,144 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 336,144.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,840.12 | S/ 7,724.11 | S/ 11,652.47 | S/ 15,625.71 | S/ 351,769.71 |
| 8.50% | S/ 6,925.85 | S/ 13,994.40 | S/ 21,208.58 | S/ 28,571.41 | S/ 364,715.41 |
| 8.00% | S/ 6,529.93 | S/ 13,186.72 | S/ 19,972.81 | S/ 26,890.74 | S/ 363,034.74 |
| 7.10% | S/ 5,813.81 | S/ 11,728.17 | S/ 17,744.82 | S/ 23,865.53 | S/ 360,009.53 |
| 7.00% | S/ 5,733.96 | S/ 11,565.73 | S/ 17,496.98 | S/ 23,529.40 | S/ 359,673.40 |
| 6.50% | S/ 5,333.88 | S/ 10,752.39 | S/ 16,256.89 | S/ 21,848.73 | S/ 357,992.73 |
| 6.10% | S/ 5,012.80 | S/ 10,100.35 | S/ 15,263.77 | S/ 20,504.19 | S/ 356,648.19 |
| 6.20% | S/ 5,093.15 | S/ 10,263.48 | S/ 15,512.14 | S/ 20,840.33 | S/ 356,984.33 |
| 5.90% | S/ 4,851.92 | S/ 9,773.87 | S/ 14,766.86 | S/ 19,831.92 | S/ 355,975.92 |
| 5.75% | S/ 4,731.11 | S/ 9,528.80 | S/ 14,394.03 | S/ 19,327.72 | S/ 355,471.72 |
| 5.70% | S/ 4,690.81 | S/ 9,447.08 | S/ 14,269.72 | S/ 19,159.66 | S/ 355,303.66 |
| 5.65% | S/ 4,650.50 | S/ 9,365.33 | S/ 14,145.39 | S/ 18,991.59 | S/ 355,135.59 |
| 5.60% | S/ 4,610.17 | S/ 9,283.57 | S/ 14,021.06 | S/ 18,823.52 | S/ 354,967.52 |
| 5.50% | S/ 4,529.47 | S/ 9,119.98 | S/ 13,772.34 | S/ 18,487.39 | S/ 354,631.39 |
| 5.30% | S/ 4,367.90 | S/ 8,792.57 | S/ 13,274.72 | S/ 17,815.12 | S/ 353,959.12 |
| 5.25% | S/ 4,327.48 | S/ 8,710.66 | S/ 13,150.28 | S/ 17,647.05 | S/ 353,791.05 |
| 5.05% | S/ 4,165.62 | S/ 8,382.87 | S/ 12,652.37 | S/ 16,974.78 | S/ 353,118.78 |
| 5.00% | S/ 4,125.12 | S/ 8,300.87 | S/ 12,527.86 | S/ 16,806.72 | S/ 352,950.72 |
| 4.95% | S/ 4,084.61 | S/ 8,218.85 | S/ 12,403.33 | S/ 16,638.65 | S/ 352,782.65 |
| 4.75% | S/ 3,922.41 | S/ 7,890.58 | S/ 11,905.06 | S/ 15,966.38 | S/ 352,110.38 |
| 4.55% | S/ 3,759.97 | S/ 7,562.00 | S/ 11,406.55 | S/ 15,294.11 | S/ 351,438.11 |
| 4.50% | S/ 3,719.33 | S/ 7,479.80 | S/ 11,281.89 | S/ 15,126.05 | S/ 351,270.05 |
| 4.40% | S/ 3,637.99 | S/ 7,315.36 | S/ 11,032.52 | S/ 14,789.91 | S/ 350,933.91 |
| 4.30% | S/ 3,556.60 | S/ 7,150.83 | S/ 10,783.09 | S/ 14,453.78 | S/ 350,597.78 |
| 4.25% | S/ 3,515.88 | S/ 7,068.54 | S/ 10,658.35 | S/ 14,285.71 | S/ 350,429.71 |
| 4.20% | S/ 3,475.15 | S/ 6,986.22 | S/ 10,533.60 | S/ 14,117.64 | S/ 350,261.64 |
| 4.15% | S/ 3,434.40 | S/ 6,903.89 | S/ 10,408.83 | S/ 13,949.58 | S/ 350,093.58 |
| 4.00% | S/ 3,312.07 | S/ 6,656.77 | S/ 10,034.44 | S/ 13,445.38 | S/ 349,589.38 |
| 3.90% | S/ 3,230.44 | S/ 6,491.93 | S/ 9,784.76 | S/ 13,109.24 | S/ 349,253.24 |
| 3.75% | S/ 3,107.89 | S/ 6,244.52 | S/ 9,410.15 | S/ 12,605.04 | S/ 348,749.04 |
| 3.50% | S/ 2,903.34 | S/ 5,831.76 | S/ 8,785.48 | S/ 11,764.70 | S/ 347,908.70 |
| 3.00% | S/ 2,493.13 | S/ 5,004.76 | S/ 7,535.01 | S/ 10,084.03 | S/ 346,228.03 |
| 2.75% | S/ 2,287.47 | S/ 4,590.50 | S/ 6,909.21 | S/ 9,243.70 | S/ 345,387.70 |
| 2.50% | S/ 2,081.43 | S/ 4,175.74 | S/ 6,283.03 | S/ 8,403.36 | S/ 344,547.36 |
| 2.00% | S/ 1,668.21 | S/ 3,344.70 | S/ 5,029.52 | S/ 6,722.69 | S/ 342,866.69 |
| 1.35% | S/ 1,128.76 | S/ 2,261.30 | S/ 3,397.65 | S/ 4,537.82 | S/ 340,681.82 |
| 1.00% | S/ 837.20 | S/ 1,676.49 | S/ 2,517.87 | S/ 3,361.35 | S/ 339,505.35 |
| 0.10% | S/ 84.00 | S/ 168.03 | S/ 252.07 | S/ 336.13 | S/ 336,480.13 |
Sobre los datos
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Para S/ 336,144 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 336,144 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.