Cálculo de intereses
Ahorrando S/ 333,823
Veamos que pasaría si Usted ahorrara 333,823 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 333,823.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,813.60 | S/ 7,670.78 | S/ 11,572.01 | S/ 15,517.81 | S/ 349,340.81 |
| 8.50% | S/ 6,878.03 | S/ 13,897.77 | S/ 21,062.14 | S/ 28,374.13 | S/ 362,197.13 |
| 8.00% | S/ 6,484.84 | S/ 13,095.66 | S/ 19,834.91 | S/ 26,705.06 | S/ 360,528.06 |
| 7.10% | S/ 5,773.66 | S/ 11,647.19 | S/ 17,622.29 | S/ 23,700.75 | S/ 357,523.75 |
| 7.00% | S/ 5,694.37 | S/ 11,485.87 | S/ 17,376.16 | S/ 23,366.93 | S/ 357,189.93 |
| 6.50% | S/ 5,297.05 | S/ 10,678.15 | S/ 16,144.64 | S/ 21,697.87 | S/ 355,520.87 |
| 6.10% | S/ 4,978.19 | S/ 10,030.61 | S/ 15,158.38 | S/ 20,362.62 | S/ 354,185.62 |
| 6.20% | S/ 5,057.99 | S/ 10,192.61 | S/ 15,405.03 | S/ 20,696.43 | S/ 354,519.43 |
| 5.90% | S/ 4,818.42 | S/ 9,706.38 | S/ 14,664.90 | S/ 19,694.99 | S/ 353,517.99 |
| 5.75% | S/ 4,698.44 | S/ 9,463.01 | S/ 14,294.64 | S/ 19,194.27 | S/ 353,017.27 |
| 5.70% | S/ 4,658.42 | S/ 9,381.85 | S/ 14,171.19 | S/ 19,027.36 | S/ 352,850.36 |
| 5.65% | S/ 4,618.39 | S/ 9,300.67 | S/ 14,047.72 | S/ 18,860.46 | S/ 352,683.46 |
| 5.60% | S/ 4,578.34 | S/ 9,219.46 | S/ 13,924.24 | S/ 18,693.55 | S/ 352,516.55 |
| 5.50% | S/ 4,498.20 | S/ 9,057.00 | S/ 13,677.24 | S/ 18,359.74 | S/ 352,182.74 |
| 5.30% | S/ 4,337.74 | S/ 8,731.86 | S/ 13,183.06 | S/ 17,692.11 | S/ 351,515.11 |
| 5.25% | S/ 4,297.60 | S/ 8,650.52 | S/ 13,059.48 | S/ 17,525.20 | S/ 351,348.20 |
| 5.05% | S/ 4,136.86 | S/ 8,324.98 | S/ 12,565.01 | S/ 16,857.58 | S/ 350,680.58 |
| 5.00% | S/ 4,096.64 | S/ 8,243.55 | S/ 12,441.35 | S/ 16,690.67 | S/ 350,513.67 |
| 4.95% | S/ 4,056.40 | S/ 8,162.10 | S/ 12,317.68 | S/ 16,523.76 | S/ 350,346.76 |
| 4.75% | S/ 3,895.32 | S/ 7,836.10 | S/ 11,822.86 | S/ 15,856.14 | S/ 349,679.14 |
| 4.55% | S/ 3,734.01 | S/ 7,509.78 | S/ 11,327.79 | S/ 15,188.51 | S/ 349,011.51 |
| 4.50% | S/ 3,693.64 | S/ 7,428.16 | S/ 11,203.99 | S/ 15,021.61 | S/ 348,844.61 |
| 4.40% | S/ 3,612.87 | S/ 7,264.85 | S/ 10,956.34 | S/ 14,687.79 | S/ 348,510.79 |
| 4.30% | S/ 3,532.04 | S/ 7,101.45 | S/ 10,708.63 | S/ 14,353.98 | S/ 348,176.98 |
| 4.25% | S/ 3,491.60 | S/ 7,019.73 | S/ 10,584.76 | S/ 14,187.07 | S/ 348,010.07 |
| 4.20% | S/ 3,451.15 | S/ 6,937.99 | S/ 10,460.86 | S/ 14,020.17 | S/ 347,843.17 |
| 4.15% | S/ 3,410.69 | S/ 6,856.22 | S/ 10,336.96 | S/ 13,853.26 | S/ 347,676.26 |
| 4.00% | S/ 3,289.20 | S/ 6,610.81 | S/ 9,965.15 | S/ 13,352.54 | S/ 347,175.54 |
| 3.90% | S/ 3,208.14 | S/ 6,447.11 | S/ 9,717.20 | S/ 13,018.73 | S/ 346,841.73 |
| 3.75% | S/ 3,086.43 | S/ 6,201.40 | S/ 9,345.17 | S/ 12,518.01 | S/ 346,341.01 |
| 3.50% | S/ 2,883.30 | S/ 5,791.50 | S/ 8,724.82 | S/ 11,683.47 | S/ 345,506.47 |
| 3.00% | S/ 2,475.92 | S/ 4,970.20 | S/ 7,482.99 | S/ 10,014.41 | S/ 343,837.41 |
| 2.75% | S/ 2,271.67 | S/ 4,558.81 | S/ 6,861.50 | S/ 9,179.87 | S/ 343,002.87 |
| 2.50% | S/ 2,067.06 | S/ 4,146.91 | S/ 6,239.65 | S/ 8,345.34 | S/ 342,168.34 |
| 2.00% | S/ 1,656.69 | S/ 3,321.61 | S/ 4,994.79 | S/ 6,676.27 | S/ 340,499.27 |
| 1.35% | S/ 1,120.96 | S/ 2,245.69 | S/ 3,374.19 | S/ 4,506.48 | S/ 338,329.48 |
| 1.00% | S/ 831.42 | S/ 1,664.92 | S/ 2,500.49 | S/ 3,338.14 | S/ 337,161.14 |
| 0.10% | S/ 83.42 | S/ 166.87 | S/ 250.33 | S/ 333.81 | S/ 334,156.81 |
Sobre los datos
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Para S/ 333,823 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 333,823 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.