Cálculo de intereses
Ahorrando S/ 333,208
Veamos que pasaría si Usted ahorrara 333,208 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 333,208.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,806.58 | S/ 7,656.64 | S/ 11,550.69 | S/ 15,489.23 | S/ 348,697.23 |
| 8.50% | S/ 6,865.36 | S/ 13,872.16 | S/ 21,023.34 | S/ 28,321.85 | S/ 361,529.85 |
| 8.00% | S/ 6,472.90 | S/ 13,071.54 | S/ 19,798.36 | S/ 26,655.86 | S/ 359,863.86 |
| 7.10% | S/ 5,763.03 | S/ 11,625.73 | S/ 17,589.83 | S/ 23,657.08 | S/ 356,865.08 |
| 7.00% | S/ 5,683.88 | S/ 11,464.71 | S/ 17,344.15 | S/ 23,323.88 | S/ 356,531.88 |
| 6.50% | S/ 5,287.29 | S/ 10,658.48 | S/ 16,114.90 | S/ 21,657.89 | S/ 354,865.89 |
| 6.10% | S/ 4,969.01 | S/ 10,012.13 | S/ 15,130.45 | S/ 20,325.10 | S/ 353,533.10 |
| 6.20% | S/ 5,048.67 | S/ 10,173.83 | S/ 15,376.65 | S/ 20,658.30 | S/ 353,866.30 |
| 5.90% | S/ 4,809.54 | S/ 9,688.50 | S/ 14,637.88 | S/ 19,658.71 | S/ 352,866.71 |
| 5.75% | S/ 4,689.78 | S/ 9,445.58 | S/ 14,268.30 | S/ 19,158.91 | S/ 352,366.91 |
| 5.70% | S/ 4,649.84 | S/ 9,364.56 | S/ 14,145.08 | S/ 18,992.31 | S/ 352,200.31 |
| 5.65% | S/ 4,609.88 | S/ 9,283.53 | S/ 14,021.84 | S/ 18,825.71 | S/ 352,033.71 |
| 5.60% | S/ 4,569.90 | S/ 9,202.48 | S/ 13,898.59 | S/ 18,659.11 | S/ 351,867.11 |
| 5.50% | S/ 4,489.91 | S/ 9,040.32 | S/ 13,652.05 | S/ 18,325.91 | S/ 351,533.91 |
| 5.30% | S/ 4,329.75 | S/ 8,715.77 | S/ 13,158.78 | S/ 17,659.52 | S/ 350,867.52 |
| 5.25% | S/ 4,289.68 | S/ 8,634.58 | S/ 13,035.42 | S/ 17,492.92 | S/ 350,700.92 |
| 5.05% | S/ 4,129.24 | S/ 8,309.65 | S/ 12,541.86 | S/ 16,826.52 | S/ 350,034.52 |
| 5.00% | S/ 4,089.09 | S/ 8,228.36 | S/ 12,418.43 | S/ 16,659.92 | S/ 349,867.92 |
| 4.95% | S/ 4,048.93 | S/ 8,147.06 | S/ 12,294.99 | S/ 16,493.32 | S/ 349,701.32 |
| 4.75% | S/ 3,888.15 | S/ 7,821.66 | S/ 11,801.08 | S/ 15,826.93 | S/ 349,034.93 |
| 4.55% | S/ 3,727.13 | S/ 7,495.95 | S/ 11,306.93 | S/ 15,160.53 | S/ 348,368.53 |
| 4.50% | S/ 3,686.84 | S/ 7,414.47 | S/ 11,183.35 | S/ 14,993.93 | S/ 348,201.93 |
| 4.40% | S/ 3,606.22 | S/ 7,251.46 | S/ 10,936.16 | S/ 14,660.73 | S/ 347,868.73 |
| 4.30% | S/ 3,525.53 | S/ 7,088.37 | S/ 10,688.90 | S/ 14,327.53 | S/ 347,535.53 |
| 4.25% | S/ 3,485.17 | S/ 7,006.80 | S/ 10,565.26 | S/ 14,160.94 | S/ 347,368.94 |
| 4.20% | S/ 3,444.80 | S/ 6,925.20 | S/ 10,441.59 | S/ 13,994.34 | S/ 347,202.34 |
| 4.15% | S/ 3,404.40 | S/ 6,843.59 | S/ 10,317.91 | S/ 13,827.74 | S/ 347,035.74 |
| 4.00% | S/ 3,283.14 | S/ 6,598.63 | S/ 9,946.79 | S/ 13,327.94 | S/ 346,535.94 |
| 3.90% | S/ 3,202.23 | S/ 6,435.23 | S/ 9,699.30 | S/ 12,994.74 | S/ 346,202.74 |
| 3.75% | S/ 3,080.75 | S/ 6,189.98 | S/ 9,327.95 | S/ 12,494.94 | S/ 345,702.94 |
| 3.50% | S/ 2,877.99 | S/ 5,780.83 | S/ 8,708.74 | S/ 11,661.95 | S/ 344,869.95 |
| 3.00% | S/ 2,471.36 | S/ 4,961.05 | S/ 7,469.20 | S/ 9,995.96 | S/ 343,203.96 |
| 2.75% | S/ 2,267.49 | S/ 4,550.41 | S/ 6,848.86 | S/ 9,162.96 | S/ 342,370.96 |
| 2.50% | S/ 2,063.25 | S/ 4,139.27 | S/ 6,228.15 | S/ 8,329.96 | S/ 341,537.96 |
| 2.00% | S/ 1,653.64 | S/ 3,315.49 | S/ 4,985.59 | S/ 6,663.97 | S/ 339,871.97 |
| 1.35% | S/ 1,118.90 | S/ 2,241.55 | S/ 3,367.97 | S/ 4,498.18 | S/ 337,706.18 |
| 1.00% | S/ 829.89 | S/ 1,661.85 | S/ 2,495.88 | S/ 3,331.99 | S/ 336,539.99 |
| 0.10% | S/ 83.27 | S/ 166.56 | S/ 249.87 | S/ 333.20 | S/ 333,541.20 |
Sobre los datos
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Para S/ 333,208 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 333,208 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.