Cálculo de intereses
Ahorrando S/ 331,591
Veamos que pasaría si Usted ahorrara 331,591 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 331,591.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,788.11 | S/ 7,619.49 | S/ 11,494.64 | S/ 15,414.06 | S/ 347,005.06 |
| 8.50% | S/ 6,832.04 | S/ 13,804.84 | S/ 20,921.32 | S/ 28,184.41 | S/ 359,775.41 |
| 8.00% | S/ 6,441.49 | S/ 13,008.10 | S/ 19,702.29 | S/ 26,526.51 | S/ 358,117.51 |
| 7.10% | S/ 5,735.06 | S/ 11,569.31 | S/ 17,504.47 | S/ 23,542.28 | S/ 355,133.28 |
| 7.00% | S/ 5,656.29 | S/ 11,409.07 | S/ 17,259.98 | S/ 23,210.70 | S/ 354,801.70 |
| 6.50% | S/ 5,261.63 | S/ 10,606.75 | S/ 16,036.69 | S/ 21,552.79 | S/ 353,143.79 |
| 6.10% | S/ 4,944.90 | S/ 9,963.54 | S/ 15,057.03 | S/ 20,226.47 | S/ 351,817.47 |
| 6.20% | S/ 5,024.17 | S/ 10,124.46 | S/ 15,302.03 | S/ 20,558.05 | S/ 352,149.05 |
| 5.90% | S/ 4,786.20 | S/ 9,641.48 | S/ 14,566.85 | S/ 19,563.31 | S/ 351,154.31 |
| 5.75% | S/ 4,667.03 | S/ 9,399.74 | S/ 14,199.06 | S/ 19,065.93 | S/ 350,656.93 |
| 5.70% | S/ 4,627.27 | S/ 9,319.12 | S/ 14,076.44 | S/ 18,900.14 | S/ 350,491.14 |
| 5.65% | S/ 4,587.51 | S/ 9,238.48 | S/ 13,953.80 | S/ 18,734.35 | S/ 350,325.35 |
| 5.60% | S/ 4,547.72 | S/ 9,157.82 | S/ 13,831.14 | S/ 18,568.56 | S/ 350,159.56 |
| 5.50% | S/ 4,468.12 | S/ 8,996.45 | S/ 13,585.79 | S/ 18,236.98 | S/ 349,827.98 |
| 5.30% | S/ 4,308.74 | S/ 8,673.47 | S/ 13,094.92 | S/ 17,573.82 | S/ 349,164.82 |
| 5.25% | S/ 4,268.86 | S/ 8,592.68 | S/ 12,972.16 | S/ 17,408.03 | S/ 348,999.03 |
| 5.05% | S/ 4,109.20 | S/ 8,269.32 | S/ 12,481.00 | S/ 16,744.86 | S/ 348,335.86 |
| 5.00% | S/ 4,069.25 | S/ 8,188.43 | S/ 12,358.17 | S/ 16,579.07 | S/ 348,170.07 |
| 4.95% | S/ 4,029.28 | S/ 8,107.53 | S/ 12,235.33 | S/ 16,413.28 | S/ 348,004.28 |
| 4.75% | S/ 3,869.28 | S/ 7,783.70 | S/ 11,743.81 | S/ 15,750.12 | S/ 347,341.12 |
| 4.55% | S/ 3,709.04 | S/ 7,459.57 | S/ 11,252.06 | S/ 15,086.96 | S/ 346,677.96 |
| 4.50% | S/ 3,668.95 | S/ 7,378.49 | S/ 11,129.08 | S/ 14,921.17 | S/ 346,512.17 |
| 4.40% | S/ 3,588.72 | S/ 7,216.27 | S/ 10,883.09 | S/ 14,589.59 | S/ 346,180.59 |
| 4.30% | S/ 3,508.43 | S/ 7,053.97 | S/ 10,637.03 | S/ 14,258.01 | S/ 345,849.01 |
| 4.25% | S/ 3,468.26 | S/ 6,972.79 | S/ 10,513.99 | S/ 14,092.21 | S/ 345,683.21 |
| 4.20% | S/ 3,428.08 | S/ 6,891.60 | S/ 10,390.92 | S/ 13,926.42 | S/ 345,517.42 |
| 4.15% | S/ 3,387.88 | S/ 6,810.38 | S/ 10,267.84 | S/ 13,760.63 | S/ 345,351.63 |
| 4.00% | S/ 3,267.21 | S/ 6,566.61 | S/ 9,898.52 | S/ 13,263.26 | S/ 344,854.26 |
| 3.90% | S/ 3,186.69 | S/ 6,404.00 | S/ 9,652.23 | S/ 12,931.68 | S/ 344,522.68 |
| 3.75% | S/ 3,065.80 | S/ 6,159.94 | S/ 9,282.69 | S/ 12,434.31 | S/ 344,025.31 |
| 3.50% | S/ 2,864.02 | S/ 5,752.77 | S/ 8,666.48 | S/ 11,605.35 | S/ 343,196.35 |
| 3.00% | S/ 2,459.37 | S/ 4,936.97 | S/ 7,432.95 | S/ 9,947.45 | S/ 341,538.45 |
| 2.75% | S/ 2,256.49 | S/ 4,528.33 | S/ 6,815.63 | S/ 9,118.49 | S/ 340,709.49 |
| 2.50% | S/ 2,053.24 | S/ 4,119.18 | S/ 6,197.93 | S/ 8,289.54 | S/ 339,880.54 |
| 2.00% | S/ 1,645.62 | S/ 3,299.40 | S/ 4,961.39 | S/ 6,631.63 | S/ 338,222.63 |
| 1.35% | S/ 1,113.47 | S/ 2,230.67 | S/ 3,351.63 | S/ 4,476.35 | S/ 336,067.35 |
| 1.00% | S/ 825.86 | S/ 1,653.78 | S/ 2,483.77 | S/ 3,315.82 | S/ 334,906.82 |
| 0.10% | S/ 82.86 | S/ 165.75 | S/ 248.66 | S/ 331.58 | S/ 331,922.58 |
Sobre los datos
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Para S/ 331,591 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 331,591 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.