Cálculo de intereses
Ahorrando S/ 331,368
Veamos que pasaría si Usted ahorrara 331,368 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 331,368.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,785.56 | S/ 7,614.36 | S/ 11,486.91 | S/ 15,403.69 | S/ 346,771.69 |
| 8.50% | S/ 6,827.44 | S/ 13,795.56 | S/ 20,907.25 | S/ 28,165.46 | S/ 359,533.46 |
| 8.00% | S/ 6,437.15 | S/ 12,999.36 | S/ 19,689.04 | S/ 26,508.67 | S/ 357,876.67 |
| 7.10% | S/ 5,731.20 | S/ 11,561.53 | S/ 17,492.70 | S/ 23,526.45 | S/ 354,894.45 |
| 7.00% | S/ 5,652.49 | S/ 11,401.40 | S/ 17,248.38 | S/ 23,195.09 | S/ 354,563.09 |
| 6.50% | S/ 5,258.09 | S/ 10,599.62 | S/ 16,025.91 | S/ 21,538.30 | S/ 352,906.30 |
| 6.10% | S/ 4,941.58 | S/ 9,956.84 | S/ 15,046.90 | S/ 20,212.87 | S/ 351,580.87 |
| 6.20% | S/ 5,020.79 | S/ 10,117.65 | S/ 15,291.74 | S/ 20,544.22 | S/ 351,912.22 |
| 5.90% | S/ 4,782.98 | S/ 9,635.00 | S/ 14,557.05 | S/ 19,550.15 | S/ 350,918.15 |
| 5.75% | S/ 4,663.89 | S/ 9,393.42 | S/ 14,189.51 | S/ 19,053.11 | S/ 350,421.11 |
| 5.70% | S/ 4,624.16 | S/ 9,312.85 | S/ 14,066.97 | S/ 18,887.43 | S/ 350,255.43 |
| 5.65% | S/ 4,584.42 | S/ 9,232.27 | S/ 13,944.41 | S/ 18,721.75 | S/ 350,089.75 |
| 5.60% | S/ 4,544.67 | S/ 9,151.66 | S/ 13,821.84 | S/ 18,556.07 | S/ 349,924.07 |
| 5.50% | S/ 4,465.12 | S/ 8,990.40 | S/ 13,576.66 | S/ 18,224.72 | S/ 349,592.72 |
| 5.30% | S/ 4,305.84 | S/ 8,667.64 | S/ 13,086.11 | S/ 17,562.00 | S/ 348,930.00 |
| 5.25% | S/ 4,265.99 | S/ 8,586.90 | S/ 12,963.44 | S/ 17,396.32 | S/ 348,764.32 |
| 5.05% | S/ 4,106.44 | S/ 8,263.76 | S/ 12,472.60 | S/ 16,733.60 | S/ 348,101.60 |
| 5.00% | S/ 4,066.51 | S/ 8,182.93 | S/ 12,349.86 | S/ 16,567.92 | S/ 347,935.92 |
| 4.95% | S/ 4,026.57 | S/ 8,102.07 | S/ 12,227.10 | S/ 16,402.25 | S/ 347,770.25 |
| 4.75% | S/ 3,866.67 | S/ 7,778.47 | S/ 11,735.91 | S/ 15,739.53 | S/ 347,107.53 |
| 4.55% | S/ 3,706.55 | S/ 7,454.56 | S/ 11,244.49 | S/ 15,076.81 | S/ 346,444.81 |
| 4.50% | S/ 3,666.48 | S/ 7,373.53 | S/ 11,121.60 | S/ 14,911.13 | S/ 346,279.13 |
| 4.40% | S/ 3,586.30 | S/ 7,211.42 | S/ 10,875.77 | S/ 14,579.77 | S/ 345,947.77 |
| 4.30% | S/ 3,506.07 | S/ 7,049.23 | S/ 10,629.88 | S/ 14,248.42 | S/ 345,616.42 |
| 4.25% | S/ 3,465.93 | S/ 6,968.11 | S/ 10,506.91 | S/ 14,082.74 | S/ 345,450.74 |
| 4.20% | S/ 3,425.77 | S/ 6,886.96 | S/ 10,383.93 | S/ 13,917.06 | S/ 345,285.06 |
| 4.15% | S/ 3,385.60 | S/ 6,805.80 | S/ 10,260.94 | S/ 13,751.38 | S/ 345,119.38 |
| 4.00% | S/ 3,265.01 | S/ 6,562.19 | S/ 9,891.86 | S/ 13,254.34 | S/ 344,622.34 |
| 3.90% | S/ 3,184.54 | S/ 6,399.69 | S/ 9,645.74 | S/ 12,922.98 | S/ 344,290.98 |
| 3.75% | S/ 3,063.73 | S/ 6,155.79 | S/ 9,276.44 | S/ 12,425.95 | S/ 343,793.95 |
| 3.50% | S/ 2,862.09 | S/ 5,748.91 | S/ 8,660.65 | S/ 11,597.55 | S/ 342,965.55 |
| 3.00% | S/ 2,457.71 | S/ 4,933.65 | S/ 7,427.95 | S/ 9,940.76 | S/ 341,308.76 |
| 2.75% | S/ 2,254.97 | S/ 4,525.28 | S/ 6,811.04 | S/ 9,112.36 | S/ 340,480.36 |
| 2.50% | S/ 2,051.85 | S/ 4,116.41 | S/ 6,193.76 | S/ 8,283.97 | S/ 339,651.97 |
| 2.00% | S/ 1,644.51 | S/ 3,297.18 | S/ 4,958.06 | S/ 6,627.17 | S/ 337,995.17 |
| 1.35% | S/ 1,112.72 | S/ 2,229.17 | S/ 3,349.38 | S/ 4,473.34 | S/ 335,841.34 |
| 1.00% | S/ 825.31 | S/ 1,652.67 | S/ 2,482.10 | S/ 3,313.59 | S/ 334,681.59 |
| 0.10% | S/ 82.81 | S/ 165.64 | S/ 248.49 | S/ 331.36 | S/ 331,699.36 |
Sobre los datos
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Para S/ 331,368 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 331,368 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.