Cálculo de intereses
Ahorrando S/ 331,115
Veamos que pasaría si Usted ahorrara 331,115 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 331,115.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,782.67 | S/ 7,608.55 | S/ 11,478.14 | S/ 15,391.93 | S/ 346,506.93 |
| 8.50% | S/ 6,822.23 | S/ 13,785.03 | S/ 20,891.28 | S/ 28,143.95 | S/ 359,258.95 |
| 8.00% | S/ 6,432.24 | S/ 12,989.43 | S/ 19,674.00 | S/ 26,488.43 | S/ 357,603.43 |
| 7.10% | S/ 5,726.83 | S/ 11,552.70 | S/ 17,479.34 | S/ 23,508.48 | S/ 354,623.48 |
| 7.00% | S/ 5,648.17 | S/ 11,392.69 | S/ 17,235.21 | S/ 23,177.38 | S/ 354,292.38 |
| 6.50% | S/ 5,254.08 | S/ 10,591.53 | S/ 16,013.67 | S/ 21,521.85 | S/ 352,636.85 |
| 6.10% | S/ 4,937.80 | S/ 9,949.24 | S/ 15,035.41 | S/ 20,197.43 | S/ 351,312.43 |
| 6.20% | S/ 5,016.96 | S/ 10,109.93 | S/ 15,280.06 | S/ 20,528.54 | S/ 351,643.54 |
| 5.90% | S/ 4,779.33 | S/ 9,627.64 | S/ 14,545.94 | S/ 19,535.22 | S/ 350,650.22 |
| 5.75% | S/ 4,660.33 | S/ 9,386.24 | S/ 14,178.68 | S/ 19,038.56 | S/ 350,153.56 |
| 5.70% | S/ 4,620.63 | S/ 9,305.74 | S/ 14,056.23 | S/ 18,873.01 | S/ 349,988.01 |
| 5.65% | S/ 4,580.92 | S/ 9,225.22 | S/ 13,933.77 | S/ 18,707.46 | S/ 349,822.46 |
| 5.60% | S/ 4,541.20 | S/ 9,144.68 | S/ 13,811.29 | S/ 18,541.91 | S/ 349,656.91 |
| 5.50% | S/ 4,461.71 | S/ 8,983.53 | S/ 13,566.29 | S/ 18,210.80 | S/ 349,325.80 |
| 5.30% | S/ 4,302.56 | S/ 8,661.02 | S/ 13,076.12 | S/ 17,548.59 | S/ 348,663.59 |
| 5.25% | S/ 4,262.73 | S/ 8,580.35 | S/ 12,953.54 | S/ 17,383.04 | S/ 348,498.04 |
| 5.05% | S/ 4,103.30 | S/ 8,257.45 | S/ 12,463.08 | S/ 16,720.83 | S/ 347,835.83 |
| 5.00% | S/ 4,063.41 | S/ 8,176.68 | S/ 12,340.43 | S/ 16,555.28 | S/ 347,670.28 |
| 4.95% | S/ 4,023.50 | S/ 8,095.89 | S/ 12,217.76 | S/ 16,389.72 | S/ 347,504.72 |
| 4.75% | S/ 3,863.72 | S/ 7,772.53 | S/ 11,726.95 | S/ 15,727.51 | S/ 346,842.51 |
| 4.55% | S/ 3,703.72 | S/ 7,448.86 | S/ 11,235.90 | S/ 15,065.30 | S/ 346,180.30 |
| 4.50% | S/ 3,663.68 | S/ 7,367.90 | S/ 11,113.10 | S/ 14,899.75 | S/ 346,014.75 |
| 4.40% | S/ 3,583.56 | S/ 7,205.91 | S/ 10,867.46 | S/ 14,568.64 | S/ 345,683.64 |
| 4.30% | S/ 3,503.39 | S/ 7,043.85 | S/ 10,621.76 | S/ 14,237.54 | S/ 345,352.54 |
| 4.25% | S/ 3,463.28 | S/ 6,962.78 | S/ 10,498.89 | S/ 14,071.99 | S/ 345,186.99 |
| 4.20% | S/ 3,423.16 | S/ 6,881.70 | S/ 10,376.01 | S/ 13,906.43 | S/ 345,021.43 |
| 4.15% | S/ 3,383.02 | S/ 6,800.60 | S/ 10,253.10 | S/ 13,740.88 | S/ 344,855.88 |
| 4.00% | S/ 3,262.52 | S/ 6,557.18 | S/ 9,884.31 | S/ 13,244.22 | S/ 344,359.22 |
| 3.90% | S/ 3,182.11 | S/ 6,394.81 | S/ 9,638.38 | S/ 12,913.12 | S/ 344,028.12 |
| 3.75% | S/ 3,061.40 | S/ 6,151.10 | S/ 9,269.36 | S/ 12,416.46 | S/ 343,531.46 |
| 3.50% | S/ 2,859.91 | S/ 5,744.52 | S/ 8,654.04 | S/ 11,588.69 | S/ 342,703.69 |
| 3.00% | S/ 2,455.83 | S/ 4,929.88 | S/ 7,422.28 | S/ 9,933.17 | S/ 341,048.17 |
| 2.75% | S/ 2,253.25 | S/ 4,521.83 | S/ 6,805.84 | S/ 9,105.40 | S/ 340,220.40 |
| 2.50% | S/ 2,050.29 | S/ 4,113.27 | S/ 6,189.03 | S/ 8,277.64 | S/ 339,392.64 |
| 2.00% | S/ 1,643.25 | S/ 3,294.67 | S/ 4,954.27 | S/ 6,622.11 | S/ 337,737.11 |
| 1.35% | S/ 1,111.87 | S/ 2,227.47 | S/ 3,346.82 | S/ 4,469.93 | S/ 335,584.93 |
| 1.00% | S/ 824.68 | S/ 1,651.41 | S/ 2,480.20 | S/ 3,311.06 | S/ 334,426.06 |
| 0.10% | S/ 82.75 | S/ 165.51 | S/ 248.30 | S/ 331.11 | S/ 331,446.11 |
Sobre los datos
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Para S/ 331,115 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 331,115 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.