Cálculo de intereses
Ahorrando S/ 330,949
Veamos que pasaría si Usted ahorrara 330,949 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 330,949.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,780.77 | S/ 7,604.73 | S/ 11,472.38 | S/ 15,384.22 | S/ 346,333.22 |
| 8.50% | S/ 6,818.81 | S/ 13,778.12 | S/ 20,880.81 | S/ 28,129.84 | S/ 359,078.84 |
| 8.00% | S/ 6,429.01 | S/ 12,982.92 | S/ 19,664.14 | S/ 26,475.15 | S/ 357,424.15 |
| 7.10% | S/ 5,723.96 | S/ 11,546.91 | S/ 17,470.58 | S/ 23,496.70 | S/ 354,445.70 |
| 7.00% | S/ 5,645.34 | S/ 11,386.98 | S/ 17,226.57 | S/ 23,165.76 | S/ 354,114.76 |
| 6.50% | S/ 5,251.44 | S/ 10,586.22 | S/ 16,005.64 | S/ 21,511.06 | S/ 352,460.06 |
| 6.10% | S/ 4,935.33 | S/ 9,944.25 | S/ 15,027.87 | S/ 20,187.31 | S/ 351,136.31 |
| 6.20% | S/ 5,014.44 | S/ 10,104.86 | S/ 15,272.40 | S/ 20,518.25 | S/ 351,467.25 |
| 5.90% | S/ 4,776.93 | S/ 9,622.82 | S/ 14,538.64 | S/ 19,525.43 | S/ 350,474.43 |
| 5.75% | S/ 4,657.99 | S/ 9,381.54 | S/ 14,171.57 | S/ 19,029.02 | S/ 349,978.02 |
| 5.70% | S/ 4,618.31 | S/ 9,301.08 | S/ 14,049.18 | S/ 18,863.55 | S/ 349,812.55 |
| 5.65% | S/ 4,578.62 | S/ 9,220.59 | S/ 13,926.78 | S/ 18,698.08 | S/ 349,647.08 |
| 5.60% | S/ 4,538.92 | S/ 9,140.09 | S/ 13,804.37 | S/ 18,532.61 | S/ 349,481.61 |
| 5.50% | S/ 4,459.47 | S/ 8,979.03 | S/ 13,559.49 | S/ 18,201.67 | S/ 349,150.67 |
| 5.30% | S/ 4,300.40 | S/ 8,656.68 | S/ 13,069.57 | S/ 17,539.79 | S/ 348,488.79 |
| 5.25% | S/ 4,260.60 | S/ 8,576.04 | S/ 12,947.05 | S/ 17,374.32 | S/ 348,323.32 |
| 5.05% | S/ 4,101.24 | S/ 8,253.31 | S/ 12,456.83 | S/ 16,712.44 | S/ 347,661.44 |
| 5.00% | S/ 4,061.37 | S/ 8,172.58 | S/ 12,334.24 | S/ 16,546.98 | S/ 347,495.98 |
| 4.95% | S/ 4,021.48 | S/ 8,091.83 | S/ 12,211.64 | S/ 16,381.51 | S/ 347,330.51 |
| 4.75% | S/ 3,861.79 | S/ 7,768.63 | S/ 11,721.07 | S/ 15,719.63 | S/ 346,668.63 |
| 4.55% | S/ 3,701.86 | S/ 7,445.13 | S/ 11,230.27 | S/ 15,057.75 | S/ 346,006.75 |
| 4.50% | S/ 3,661.84 | S/ 7,364.21 | S/ 11,107.53 | S/ 14,892.28 | S/ 345,841.28 |
| 4.40% | S/ 3,581.77 | S/ 7,202.30 | S/ 10,862.02 | S/ 14,561.34 | S/ 345,510.34 |
| 4.30% | S/ 3,501.63 | S/ 7,040.32 | S/ 10,616.44 | S/ 14,230.40 | S/ 345,179.40 |
| 4.25% | S/ 3,461.54 | S/ 6,959.29 | S/ 10,493.63 | S/ 14,064.93 | S/ 345,013.93 |
| 4.20% | S/ 3,421.44 | S/ 6,878.25 | S/ 10,370.80 | S/ 13,899.46 | S/ 344,848.46 |
| 4.15% | S/ 3,381.32 | S/ 6,797.19 | S/ 10,247.96 | S/ 13,733.99 | S/ 344,682.99 |
| 4.00% | S/ 3,260.88 | S/ 6,553.90 | S/ 9,879.36 | S/ 13,237.58 | S/ 344,186.58 |
| 3.90% | S/ 3,180.52 | S/ 6,391.60 | S/ 9,633.54 | S/ 12,906.64 | S/ 343,855.64 |
| 3.75% | S/ 3,059.86 | S/ 6,148.01 | S/ 9,264.71 | S/ 12,410.23 | S/ 343,359.23 |
| 3.50% | S/ 2,858.47 | S/ 5,741.64 | S/ 8,649.70 | S/ 11,582.89 | S/ 342,531.89 |
| 3.00% | S/ 2,454.60 | S/ 4,927.41 | S/ 7,418.56 | S/ 9,928.19 | S/ 340,877.19 |
| 2.75% | S/ 2,252.12 | S/ 4,519.56 | S/ 6,802.43 | S/ 9,100.84 | S/ 340,049.84 |
| 2.50% | S/ 2,049.26 | S/ 4,111.21 | S/ 6,185.93 | S/ 8,273.49 | S/ 339,222.49 |
| 2.00% | S/ 1,642.43 | S/ 3,293.01 | S/ 4,951.79 | S/ 6,618.79 | S/ 337,567.79 |
| 1.35% | S/ 1,111.31 | S/ 2,226.35 | S/ 3,345.14 | S/ 4,467.69 | S/ 335,416.69 |
| 1.00% | S/ 824.26 | S/ 1,650.58 | S/ 2,478.96 | S/ 3,309.40 | S/ 334,258.40 |
| 0.10% | S/ 82.70 | S/ 165.43 | S/ 248.17 | S/ 330.94 | S/ 331,279.94 |
Sobre los datos
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Para S/ 330,949 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 330,949 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.