Cálculo de intereses
Ahorrando S/ 330,806
Veamos que pasaría si Usted ahorrara 330,806 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 330,806.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,779.14 | S/ 7,601.45 | S/ 11,467.43 | S/ 15,377.57 | S/ 346,183.57 |
| 8.50% | S/ 6,815.86 | S/ 13,772.16 | S/ 20,871.79 | S/ 28,117.69 | S/ 358,923.69 |
| 8.00% | S/ 6,426.24 | S/ 12,977.31 | S/ 19,655.64 | S/ 26,463.71 | S/ 357,269.71 |
| 7.10% | S/ 5,721.48 | S/ 11,541.92 | S/ 17,463.03 | S/ 23,486.55 | S/ 354,292.55 |
| 7.00% | S/ 5,642.90 | S/ 11,382.06 | S/ 17,219.12 | S/ 23,155.75 | S/ 353,961.75 |
| 6.50% | S/ 5,249.18 | S/ 10,581.64 | S/ 15,998.73 | S/ 21,501.77 | S/ 352,307.77 |
| 6.10% | S/ 4,933.19 | S/ 9,939.96 | S/ 15,021.38 | S/ 20,178.58 | S/ 350,984.58 |
| 6.20% | S/ 5,012.27 | S/ 10,100.49 | S/ 15,265.80 | S/ 20,509.38 | S/ 351,315.38 |
| 5.90% | S/ 4,774.87 | S/ 9,618.66 | S/ 14,532.36 | S/ 19,516.99 | S/ 350,322.99 |
| 5.75% | S/ 4,655.98 | S/ 9,377.49 | S/ 14,165.45 | S/ 19,020.80 | S/ 349,826.80 |
| 5.70% | S/ 4,616.32 | S/ 9,297.06 | S/ 14,043.11 | S/ 18,855.40 | S/ 349,661.40 |
| 5.65% | S/ 4,576.65 | S/ 9,216.61 | S/ 13,920.76 | S/ 18,690.00 | S/ 349,496.00 |
| 5.60% | S/ 4,536.96 | S/ 9,136.14 | S/ 13,798.40 | S/ 18,524.60 | S/ 349,330.60 |
| 5.50% | S/ 4,457.54 | S/ 8,975.15 | S/ 13,553.63 | S/ 18,193.81 | S/ 348,999.81 |
| 5.30% | S/ 4,298.54 | S/ 8,652.94 | S/ 13,063.92 | S/ 17,532.21 | S/ 348,338.21 |
| 5.25% | S/ 4,258.76 | S/ 8,572.34 | S/ 12,941.45 | S/ 17,366.82 | S/ 348,172.82 |
| 5.05% | S/ 4,099.47 | S/ 8,249.74 | S/ 12,451.45 | S/ 16,705.22 | S/ 347,511.22 |
| 5.00% | S/ 4,059.61 | S/ 8,169.05 | S/ 12,328.91 | S/ 16,539.83 | S/ 347,345.83 |
| 4.95% | S/ 4,019.74 | S/ 8,088.33 | S/ 12,206.36 | S/ 16,374.43 | S/ 347,180.43 |
| 4.75% | S/ 3,860.12 | S/ 7,765.28 | S/ 11,716.01 | S/ 15,712.83 | S/ 346,518.83 |
| 4.55% | S/ 3,700.26 | S/ 7,441.91 | S/ 11,225.42 | S/ 15,051.24 | S/ 345,857.24 |
| 4.50% | S/ 3,660.26 | S/ 7,361.02 | S/ 11,102.73 | S/ 14,885.84 | S/ 345,691.84 |
| 4.40% | S/ 3,580.22 | S/ 7,199.19 | S/ 10,857.32 | S/ 14,555.05 | S/ 345,361.05 |
| 4.30% | S/ 3,500.12 | S/ 7,037.27 | S/ 10,611.85 | S/ 14,224.25 | S/ 345,030.25 |
| 4.25% | S/ 3,460.05 | S/ 6,956.29 | S/ 10,489.09 | S/ 14,058.85 | S/ 344,864.85 |
| 4.20% | S/ 3,419.96 | S/ 6,875.28 | S/ 10,366.32 | S/ 13,893.45 | S/ 344,699.45 |
| 4.15% | S/ 3,379.86 | S/ 6,794.26 | S/ 10,243.54 | S/ 13,728.06 | S/ 344,534.06 |
| 4.00% | S/ 3,259.47 | S/ 6,551.06 | S/ 9,875.09 | S/ 13,231.86 | S/ 344,037.86 |
| 3.90% | S/ 3,179.14 | S/ 6,388.84 | S/ 9,629.38 | S/ 12,901.07 | S/ 343,707.07 |
| 3.75% | S/ 3,058.54 | S/ 6,145.35 | S/ 9,260.71 | S/ 12,404.87 | S/ 343,210.87 |
| 3.50% | S/ 2,857.24 | S/ 5,739.16 | S/ 8,645.96 | S/ 11,577.88 | S/ 342,383.88 |
| 3.00% | S/ 2,453.54 | S/ 4,925.28 | S/ 7,415.36 | S/ 9,923.90 | S/ 340,729.90 |
| 2.75% | S/ 2,251.14 | S/ 4,517.61 | S/ 6,799.49 | S/ 9,096.91 | S/ 339,902.91 |
| 2.50% | S/ 2,048.37 | S/ 4,109.43 | S/ 6,183.25 | S/ 8,269.92 | S/ 339,075.92 |
| 2.00% | S/ 1,641.72 | S/ 3,291.59 | S/ 4,949.65 | S/ 6,615.93 | S/ 337,421.93 |
| 1.35% | S/ 1,110.83 | S/ 2,225.39 | S/ 3,343.70 | S/ 4,465.76 | S/ 335,271.76 |
| 1.00% | S/ 823.91 | S/ 1,649.87 | S/ 2,477.89 | S/ 3,307.97 | S/ 334,113.97 |
| 0.10% | S/ 82.67 | S/ 165.36 | S/ 248.07 | S/ 330.80 | S/ 331,136.80 |
Sobre los datos
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Para S/ 330,806 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 330,806 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.