Cálculo de intereses
Ahorrando S/ 330,027
Veamos que pasaría si Usted ahorrara 330,027 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 330,027.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,770.24 | S/ 7,583.55 | S/ 11,440.42 | S/ 15,341.36 | S/ 345,368.36 |
| 8.50% | S/ 6,799.81 | S/ 13,739.73 | S/ 20,822.64 | S/ 28,051.48 | S/ 358,078.48 |
| 8.00% | S/ 6,411.10 | S/ 12,946.75 | S/ 19,609.36 | S/ 26,401.39 | S/ 356,428.39 |
| 7.10% | S/ 5,708.01 | S/ 11,514.74 | S/ 17,421.91 | S/ 23,431.24 | S/ 353,458.24 |
| 7.00% | S/ 5,629.61 | S/ 11,355.26 | S/ 17,178.57 | S/ 23,101.22 | S/ 353,128.22 |
| 6.50% | S/ 5,236.81 | S/ 10,556.73 | S/ 15,961.05 | S/ 21,451.14 | S/ 351,478.14 |
| 6.10% | S/ 4,921.58 | S/ 9,916.55 | S/ 14,986.01 | S/ 20,131.07 | S/ 350,158.07 |
| 6.20% | S/ 5,000.47 | S/ 10,076.71 | S/ 15,229.86 | S/ 20,461.08 | S/ 350,488.08 |
| 5.90% | S/ 4,763.62 | S/ 9,596.01 | S/ 14,498.14 | S/ 19,471.03 | S/ 349,498.03 |
| 5.75% | S/ 4,645.01 | S/ 9,355.40 | S/ 14,132.09 | S/ 18,976.01 | S/ 349,003.01 |
| 5.70% | S/ 4,605.45 | S/ 9,275.16 | S/ 14,010.04 | S/ 18,811.00 | S/ 348,838.00 |
| 5.65% | S/ 4,565.87 | S/ 9,194.90 | S/ 13,887.98 | S/ 18,645.99 | S/ 348,672.99 |
| 5.60% | S/ 4,526.27 | S/ 9,114.63 | S/ 13,765.91 | S/ 18,480.98 | S/ 348,507.98 |
| 5.50% | S/ 4,447.05 | S/ 8,954.02 | S/ 13,521.71 | S/ 18,150.96 | S/ 348,177.96 |
| 5.30% | S/ 4,288.42 | S/ 8,632.56 | S/ 13,033.15 | S/ 17,490.93 | S/ 347,517.93 |
| 5.25% | S/ 4,248.73 | S/ 8,552.15 | S/ 12,910.98 | S/ 17,325.92 | S/ 347,352.92 |
| 5.05% | S/ 4,089.82 | S/ 8,230.32 | S/ 12,422.13 | S/ 16,665.89 | S/ 346,692.89 |
| 5.00% | S/ 4,050.05 | S/ 8,149.81 | S/ 12,299.88 | S/ 16,500.88 | S/ 346,527.88 |
| 4.95% | S/ 4,010.28 | S/ 8,069.29 | S/ 12,177.62 | S/ 16,335.87 | S/ 346,362.87 |
| 4.75% | S/ 3,851.03 | S/ 7,746.99 | S/ 11,688.42 | S/ 15,675.83 | S/ 345,702.83 |
| 4.55% | S/ 3,691.55 | S/ 7,424.39 | S/ 11,198.98 | S/ 15,015.80 | S/ 345,042.80 |
| 4.50% | S/ 3,651.64 | S/ 7,343.69 | S/ 11,076.59 | S/ 14,850.79 | S/ 344,877.79 |
| 4.40% | S/ 3,571.79 | S/ 7,182.23 | S/ 10,831.75 | S/ 14,520.77 | S/ 344,547.77 |
| 4.30% | S/ 3,491.88 | S/ 7,020.70 | S/ 10,586.86 | S/ 14,190.76 | S/ 344,217.76 |
| 4.25% | S/ 3,451.90 | S/ 6,939.91 | S/ 10,464.39 | S/ 14,025.75 | S/ 344,052.75 |
| 4.20% | S/ 3,411.91 | S/ 6,859.09 | S/ 10,341.91 | S/ 13,860.74 | S/ 343,887.74 |
| 4.15% | S/ 3,371.90 | S/ 6,778.26 | S/ 10,219.41 | S/ 13,695.73 | S/ 343,722.73 |
| 4.00% | S/ 3,251.80 | S/ 6,535.64 | S/ 9,851.83 | S/ 13,200.70 | S/ 343,227.70 |
| 3.90% | S/ 3,171.66 | S/ 6,373.79 | S/ 9,606.71 | S/ 12,870.69 | S/ 342,897.69 |
| 3.75% | S/ 3,051.34 | S/ 6,130.88 | S/ 9,238.90 | S/ 12,375.66 | S/ 342,402.66 |
| 3.50% | S/ 2,850.51 | S/ 5,725.64 | S/ 8,625.60 | S/ 11,550.62 | S/ 341,577.62 |
| 3.00% | S/ 2,447.77 | S/ 4,913.69 | S/ 7,397.89 | S/ 9,900.53 | S/ 339,927.53 |
| 2.75% | S/ 2,245.84 | S/ 4,506.97 | S/ 6,783.48 | S/ 9,075.48 | S/ 339,102.48 |
| 2.50% | S/ 2,043.55 | S/ 4,099.76 | S/ 6,168.69 | S/ 8,250.44 | S/ 338,277.44 |
| 2.00% | S/ 1,637.86 | S/ 3,283.84 | S/ 4,937.99 | S/ 6,600.35 | S/ 336,627.35 |
| 1.35% | S/ 1,108.22 | S/ 2,220.15 | S/ 3,335.82 | S/ 4,455.24 | S/ 334,482.24 |
| 1.00% | S/ 821.97 | S/ 1,645.98 | S/ 2,472.05 | S/ 3,300.18 | S/ 333,327.18 |
| 0.10% | S/ 82.47 | S/ 164.97 | S/ 247.48 | S/ 330.02 | S/ 330,357.02 |
Sobre los datos
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Para S/ 330,027 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 330,027 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.