Cálculo de intereses
Ahorrando S/ 328,594
Veamos que pasaría si Usted ahorrara 328,594 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 328,594.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,753.87 | S/ 7,550.62 | S/ 11,390.75 | S/ 15,274.74 | S/ 343,868.74 |
| 8.50% | S/ 6,770.29 | S/ 13,680.07 | S/ 20,732.22 | S/ 27,929.68 | S/ 356,523.68 |
| 8.00% | S/ 6,383.27 | S/ 12,890.53 | S/ 19,524.21 | S/ 26,286.76 | S/ 354,880.76 |
| 7.10% | S/ 5,683.23 | S/ 11,464.74 | S/ 17,346.26 | S/ 23,329.50 | S/ 351,923.50 |
| 7.00% | S/ 5,605.17 | S/ 11,305.95 | S/ 17,103.98 | S/ 23,000.91 | S/ 351,594.91 |
| 6.50% | S/ 5,214.08 | S/ 10,510.89 | S/ 15,891.75 | S/ 21,357.99 | S/ 349,951.99 |
| 6.10% | S/ 4,900.21 | S/ 9,873.49 | S/ 14,920.94 | S/ 20,043.66 | S/ 348,637.66 |
| 6.20% | S/ 4,978.76 | S/ 10,032.95 | S/ 15,163.73 | S/ 20,372.24 | S/ 348,966.24 |
| 5.90% | S/ 4,742.94 | S/ 9,554.34 | S/ 14,435.19 | S/ 19,386.49 | S/ 347,980.49 |
| 5.75% | S/ 4,624.84 | S/ 9,314.78 | S/ 14,070.73 | S/ 18,893.61 | S/ 347,487.61 |
| 5.70% | S/ 4,585.45 | S/ 9,234.89 | S/ 13,949.21 | S/ 18,729.32 | S/ 347,323.32 |
| 5.65% | S/ 4,546.04 | S/ 9,154.98 | S/ 13,827.68 | S/ 18,565.03 | S/ 347,159.03 |
| 5.60% | S/ 4,506.62 | S/ 9,075.05 | S/ 13,706.14 | S/ 18,400.73 | S/ 346,994.73 |
| 5.50% | S/ 4,427.74 | S/ 8,915.14 | S/ 13,463.00 | S/ 18,072.15 | S/ 346,666.15 |
| 5.30% | S/ 4,269.80 | S/ 8,595.08 | S/ 12,976.56 | S/ 17,414.98 | S/ 346,008.98 |
| 5.25% | S/ 4,230.28 | S/ 8,515.02 | S/ 12,854.92 | S/ 17,250.69 | S/ 345,844.69 |
| 5.05% | S/ 4,072.06 | S/ 8,194.58 | S/ 12,368.19 | S/ 16,593.52 | S/ 345,187.52 |
| 5.00% | S/ 4,032.47 | S/ 8,114.42 | S/ 12,246.47 | S/ 16,429.23 | S/ 345,023.23 |
| 4.95% | S/ 3,992.86 | S/ 8,034.25 | S/ 12,124.74 | S/ 16,264.94 | S/ 344,858.94 |
| 4.75% | S/ 3,834.31 | S/ 7,713.35 | S/ 11,637.66 | S/ 15,607.77 | S/ 344,201.77 |
| 4.55% | S/ 3,675.52 | S/ 7,392.15 | S/ 11,150.36 | S/ 14,950.60 | S/ 343,544.60 |
| 4.50% | S/ 3,635.79 | S/ 7,311.80 | S/ 11,028.49 | S/ 14,786.31 | S/ 343,380.31 |
| 4.40% | S/ 3,556.28 | S/ 7,151.05 | S/ 10,784.72 | S/ 14,457.72 | S/ 343,051.72 |
| 4.30% | S/ 3,476.72 | S/ 6,990.22 | S/ 10,540.89 | S/ 14,129.14 | S/ 342,723.14 |
| 4.25% | S/ 3,436.91 | S/ 6,909.77 | S/ 10,418.96 | S/ 13,964.85 | S/ 342,558.85 |
| 4.20% | S/ 3,397.09 | S/ 6,829.31 | S/ 10,297.01 | S/ 13,800.55 | S/ 342,394.55 |
| 4.15% | S/ 3,357.26 | S/ 6,748.83 | S/ 10,175.04 | S/ 13,636.26 | S/ 342,230.26 |
| 4.00% | S/ 3,237.68 | S/ 6,507.26 | S/ 9,809.06 | S/ 13,143.38 | S/ 341,737.38 |
| 3.90% | S/ 3,157.89 | S/ 6,346.12 | S/ 9,564.99 | S/ 12,814.80 | S/ 341,408.80 |
| 3.75% | S/ 3,038.09 | S/ 6,104.26 | S/ 9,198.79 | S/ 12,321.92 | S/ 340,915.92 |
| 3.50% | S/ 2,838.13 | S/ 5,700.78 | S/ 8,588.15 | S/ 11,500.46 | S/ 340,094.46 |
| 3.00% | S/ 2,437.14 | S/ 4,892.35 | S/ 7,365.77 | S/ 9,857.54 | S/ 338,451.54 |
| 2.75% | S/ 2,236.09 | S/ 4,487.40 | S/ 6,754.03 | S/ 9,036.08 | S/ 337,630.08 |
| 2.50% | S/ 2,034.68 | S/ 4,081.95 | S/ 6,141.91 | S/ 8,214.62 | S/ 336,808.62 |
| 2.00% | S/ 1,630.74 | S/ 3,269.58 | S/ 4,916.55 | S/ 6,571.69 | S/ 335,165.69 |
| 1.35% | S/ 1,103.40 | S/ 2,210.51 | S/ 3,321.34 | S/ 4,435.89 | S/ 333,029.89 |
| 1.00% | S/ 818.40 | S/ 1,638.84 | S/ 2,461.32 | S/ 3,285.85 | S/ 331,879.85 |
| 0.10% | S/ 82.12 | S/ 164.25 | S/ 246.41 | S/ 328.58 | S/ 328,922.58 |
Sobre los datos
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Para S/ 328,594 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 328,594 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
