Cálculo de intereses
Ahorrando S/ 325,935
Veamos que pasaría si Usted ahorrara 325,935 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 325,935.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,723.49 | S/ 7,489.52 | S/ 11,298.57 | S/ 15,151.14 | S/ 341,086.14 |
| 8.50% | S/ 6,715.50 | S/ 13,569.37 | S/ 20,564.46 | S/ 27,703.67 | S/ 353,638.67 |
| 8.00% | S/ 6,331.61 | S/ 12,786.22 | S/ 19,366.22 | S/ 26,074.04 | S/ 352,009.04 |
| 7.10% | S/ 5,637.24 | S/ 11,371.97 | S/ 17,205.89 | S/ 23,140.71 | S/ 349,075.71 |
| 7.00% | S/ 5,559.81 | S/ 11,214.47 | S/ 16,965.58 | S/ 22,814.79 | S/ 348,749.79 |
| 6.50% | S/ 5,171.88 | S/ 10,425.83 | S/ 15,763.15 | S/ 21,185.16 | S/ 347,120.16 |
| 6.10% | S/ 4,860.55 | S/ 9,793.59 | S/ 14,800.20 | S/ 19,881.46 | S/ 345,816.46 |
| 6.20% | S/ 4,938.47 | S/ 9,951.77 | S/ 15,041.02 | S/ 20,207.39 | S/ 346,142.39 |
| 5.90% | S/ 4,704.56 | S/ 9,477.03 | S/ 14,318.38 | S/ 19,229.61 | S/ 345,164.61 |
| 5.75% | S/ 4,587.42 | S/ 9,239.40 | S/ 13,956.87 | S/ 18,740.72 | S/ 344,675.72 |
| 5.70% | S/ 4,548.34 | S/ 9,160.16 | S/ 13,836.33 | S/ 18,577.76 | S/ 344,512.76 |
| 5.65% | S/ 4,509.26 | S/ 9,080.90 | S/ 13,715.79 | S/ 18,414.80 | S/ 344,349.80 |
| 5.60% | S/ 4,470.15 | S/ 9,001.61 | S/ 13,595.22 | S/ 18,251.83 | S/ 344,186.83 |
| 5.50% | S/ 4,391.91 | S/ 8,842.99 | S/ 13,354.06 | S/ 17,925.91 | S/ 343,860.91 |
| 5.30% | S/ 4,235.25 | S/ 8,525.53 | S/ 12,871.56 | S/ 17,274.06 | S/ 343,209.06 |
| 5.25% | S/ 4,196.05 | S/ 8,446.11 | S/ 12,750.90 | S/ 17,111.10 | S/ 343,046.10 |
| 5.05% | S/ 4,039.11 | S/ 8,128.27 | S/ 12,268.11 | S/ 16,459.25 | S/ 342,394.25 |
| 5.00% | S/ 3,999.84 | S/ 8,048.76 | S/ 12,147.37 | S/ 16,296.28 | S/ 342,231.28 |
| 4.95% | S/ 3,960.55 | S/ 7,969.23 | S/ 12,026.63 | S/ 16,133.32 | S/ 342,068.32 |
| 4.75% | S/ 3,803.28 | S/ 7,650.94 | S/ 11,543.49 | S/ 15,481.47 | S/ 341,416.47 |
| 4.55% | S/ 3,645.78 | S/ 7,332.33 | S/ 11,060.13 | S/ 14,829.62 | S/ 340,764.62 |
| 4.50% | S/ 3,606.37 | S/ 7,252.64 | S/ 10,939.25 | S/ 14,666.66 | S/ 340,601.66 |
| 4.40% | S/ 3,527.50 | S/ 7,093.18 | S/ 10,697.45 | S/ 14,340.73 | S/ 340,275.73 |
| 4.30% | S/ 3,448.58 | S/ 6,933.65 | S/ 10,455.60 | S/ 14,014.80 | S/ 339,949.80 |
| 4.25% | S/ 3,409.10 | S/ 6,853.86 | S/ 10,334.65 | S/ 13,851.84 | S/ 339,786.84 |
| 4.20% | S/ 3,369.60 | S/ 6,774.05 | S/ 10,213.68 | S/ 13,688.88 | S/ 339,623.88 |
| 4.15% | S/ 3,330.09 | S/ 6,694.21 | S/ 10,092.70 | S/ 13,525.92 | S/ 339,460.92 |
| 4.00% | S/ 3,211.48 | S/ 6,454.60 | S/ 9,729.68 | S/ 13,037.03 | S/ 338,972.03 |
| 3.90% | S/ 3,132.33 | S/ 6,294.77 | S/ 9,487.59 | S/ 12,711.10 | S/ 338,646.10 |
| 3.75% | S/ 3,013.50 | S/ 6,054.87 | S/ 9,124.35 | S/ 12,222.21 | S/ 338,157.21 |
| 3.50% | S/ 2,815.17 | S/ 5,654.65 | S/ 8,518.66 | S/ 11,407.40 | S/ 337,342.40 |
| 3.00% | S/ 2,417.42 | S/ 4,852.76 | S/ 7,306.17 | S/ 9,777.77 | S/ 335,712.77 |
| 2.75% | S/ 2,218.00 | S/ 4,451.09 | S/ 6,699.37 | S/ 8,962.96 | S/ 334,897.96 |
| 2.50% | S/ 2,018.21 | S/ 4,048.92 | S/ 6,092.21 | S/ 8,148.14 | S/ 334,083.14 |
| 2.00% | S/ 1,617.55 | S/ 3,243.12 | S/ 4,876.77 | S/ 6,518.52 | S/ 332,453.52 |
| 1.35% | S/ 1,094.47 | S/ 2,192.62 | S/ 3,294.46 | S/ 4,400.00 | S/ 330,335.00 |
| 1.00% | S/ 811.78 | S/ 1,625.58 | S/ 2,441.40 | S/ 3,259.26 | S/ 329,194.26 |
| 0.10% | S/ 81.45 | S/ 162.92 | S/ 244.41 | S/ 325.93 | S/ 326,260.93 |
Sobre los datos
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Para S/ 325,935 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 325,935 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.