Cálculo de intereses
Ahorrando S/ 325,421
Veamos que pasaría si Usted ahorrara 325,421 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 325,421.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,717.62 | S/ 7,477.71 | S/ 11,280.75 | S/ 15,127.25 | S/ 340,548.25 |
| 8.50% | S/ 6,704.91 | S/ 13,547.97 | S/ 20,532.03 | S/ 27,659.98 | S/ 353,080.98 |
| 8.00% | S/ 6,321.63 | S/ 12,766.06 | S/ 19,335.68 | S/ 26,032.92 | S/ 351,453.92 |
| 7.10% | S/ 5,628.35 | S/ 11,354.04 | S/ 17,178.76 | S/ 23,104.22 | S/ 348,525.22 |
| 7.00% | S/ 5,551.05 | S/ 11,196.78 | S/ 16,938.82 | S/ 22,778.81 | S/ 348,199.81 |
| 6.50% | S/ 5,163.73 | S/ 10,409.39 | S/ 15,738.29 | S/ 21,151.75 | S/ 346,572.75 |
| 6.10% | S/ 4,852.89 | S/ 9,778.15 | S/ 14,776.86 | S/ 19,850.11 | S/ 345,271.11 |
| 6.20% | S/ 4,930.68 | S/ 9,936.07 | S/ 15,017.30 | S/ 20,175.52 | S/ 345,596.52 |
| 5.90% | S/ 4,697.14 | S/ 9,462.08 | S/ 14,295.80 | S/ 19,199.29 | S/ 344,620.29 |
| 5.75% | S/ 4,580.18 | S/ 9,224.83 | S/ 13,934.86 | S/ 18,711.17 | S/ 344,132.17 |
| 5.70% | S/ 4,541.17 | S/ 9,145.71 | S/ 13,814.51 | S/ 18,548.46 | S/ 343,969.46 |
| 5.65% | S/ 4,502.15 | S/ 9,066.58 | S/ 13,694.16 | S/ 18,385.76 | S/ 343,806.76 |
| 5.60% | S/ 4,463.10 | S/ 8,987.42 | S/ 13,573.78 | S/ 18,223.05 | S/ 343,644.05 |
| 5.50% | S/ 4,384.98 | S/ 8,829.05 | S/ 13,333.00 | S/ 17,897.64 | S/ 343,318.64 |
| 5.30% | S/ 4,228.57 | S/ 8,512.08 | S/ 12,851.26 | S/ 17,246.82 | S/ 342,667.82 |
| 5.25% | S/ 4,189.43 | S/ 8,432.79 | S/ 12,730.79 | S/ 17,084.11 | S/ 342,505.11 |
| 5.05% | S/ 4,032.74 | S/ 8,115.45 | S/ 12,248.76 | S/ 16,433.29 | S/ 341,854.29 |
| 5.00% | S/ 3,993.53 | S/ 8,036.07 | S/ 12,128.22 | S/ 16,270.58 | S/ 341,691.58 |
| 4.95% | S/ 3,954.31 | S/ 7,956.67 | S/ 12,007.66 | S/ 16,107.88 | S/ 341,528.88 |
| 4.75% | S/ 3,797.28 | S/ 7,638.87 | S/ 11,525.29 | S/ 15,457.05 | S/ 340,878.05 |
| 4.55% | S/ 3,640.03 | S/ 7,320.77 | S/ 11,042.69 | S/ 14,806.23 | S/ 340,227.23 |
| 4.50% | S/ 3,600.68 | S/ 7,241.20 | S/ 10,922.00 | S/ 14,643.53 | S/ 340,064.53 |
| 4.40% | S/ 3,521.94 | S/ 7,082.00 | S/ 10,680.58 | S/ 14,318.11 | S/ 339,739.11 |
| 4.30% | S/ 3,443.14 | S/ 6,922.72 | S/ 10,439.11 | S/ 13,992.70 | S/ 339,413.70 |
| 4.25% | S/ 3,403.72 | S/ 6,843.05 | S/ 10,318.35 | S/ 13,830.00 | S/ 339,251.00 |
| 4.20% | S/ 3,364.29 | S/ 6,763.36 | S/ 10,197.58 | S/ 13,667.29 | S/ 339,088.29 |
| 4.15% | S/ 3,324.84 | S/ 6,683.66 | S/ 10,076.79 | S/ 13,504.59 | S/ 338,925.59 |
| 4.00% | S/ 3,206.42 | S/ 6,444.42 | S/ 9,714.34 | S/ 13,016.47 | S/ 338,437.47 |
| 3.90% | S/ 3,127.39 | S/ 6,284.84 | S/ 9,472.63 | S/ 12,691.06 | S/ 338,112.06 |
| 3.75% | S/ 3,008.75 | S/ 6,045.32 | S/ 9,109.96 | S/ 12,202.94 | S/ 337,623.94 |
| 3.50% | S/ 2,810.73 | S/ 5,645.73 | S/ 8,505.22 | S/ 11,389.41 | S/ 336,810.41 |
| 3.00% | S/ 2,413.60 | S/ 4,845.11 | S/ 7,294.65 | S/ 9,762.35 | S/ 335,183.35 |
| 2.75% | S/ 2,214.50 | S/ 4,444.07 | S/ 6,688.81 | S/ 8,948.82 | S/ 334,369.82 |
| 2.50% | S/ 2,015.03 | S/ 4,042.54 | S/ 6,082.60 | S/ 8,135.29 | S/ 333,556.29 |
| 2.00% | S/ 1,615.00 | S/ 3,238.01 | S/ 4,869.07 | S/ 6,508.24 | S/ 331,929.24 |
| 1.35% | S/ 1,092.75 | S/ 2,189.17 | S/ 3,289.27 | S/ 4,393.06 | S/ 329,814.06 |
| 1.00% | S/ 810.50 | S/ 1,623.01 | S/ 2,437.55 | S/ 3,254.12 | S/ 328,675.12 |
| 0.10% | S/ 81.32 | S/ 162.67 | S/ 244.03 | S/ 325.41 | S/ 325,746.41 |
Sobre los datos
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Para S/ 325,421 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 325,421 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.