Cálculo de intereses
Ahorrando S/ 321,895
Veamos que pasaría si Usted ahorrara 321,895 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 321,895.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,677.34 | S/ 7,396.69 | S/ 11,158.53 | S/ 14,963.34 | S/ 336,858.34 |
| 8.50% | S/ 6,632.26 | S/ 13,401.18 | S/ 20,309.56 | S/ 27,360.28 | S/ 349,255.28 |
| 8.00% | S/ 6,253.13 | S/ 12,627.74 | S/ 19,126.17 | S/ 25,750.85 | S/ 347,645.85 |
| 7.10% | S/ 5,567.36 | S/ 11,231.01 | S/ 16,992.62 | S/ 22,853.88 | S/ 344,748.88 |
| 7.00% | S/ 5,490.90 | S/ 11,075.46 | S/ 16,755.29 | S/ 22,532.00 | S/ 344,427.00 |
| 6.50% | S/ 5,107.78 | S/ 10,296.60 | S/ 15,567.77 | S/ 20,922.57 | S/ 342,817.57 |
| 6.10% | S/ 4,800.31 | S/ 9,672.20 | S/ 14,616.75 | S/ 19,635.03 | S/ 341,530.03 |
| 6.20% | S/ 4,877.26 | S/ 9,828.41 | S/ 14,854.59 | S/ 19,956.91 | S/ 341,851.91 |
| 5.90% | S/ 4,646.25 | S/ 9,359.56 | S/ 14,140.90 | S/ 18,991.26 | S/ 340,886.26 |
| 5.75% | S/ 4,530.56 | S/ 9,124.88 | S/ 13,783.87 | S/ 18,508.43 | S/ 340,403.43 |
| 5.70% | S/ 4,491.97 | S/ 9,046.62 | S/ 13,664.83 | S/ 18,347.49 | S/ 340,242.49 |
| 5.65% | S/ 4,453.36 | S/ 8,968.34 | S/ 13,545.78 | S/ 18,186.54 | S/ 340,081.54 |
| 5.60% | S/ 4,414.75 | S/ 8,890.04 | S/ 13,426.71 | S/ 18,025.60 | S/ 339,920.60 |
| 5.50% | S/ 4,337.47 | S/ 8,733.38 | S/ 13,188.53 | S/ 17,703.72 | S/ 339,598.72 |
| 5.30% | S/ 4,182.75 | S/ 8,419.85 | S/ 12,712.01 | S/ 17,059.94 | S/ 338,954.94 |
| 5.25% | S/ 4,144.04 | S/ 8,341.42 | S/ 12,592.85 | S/ 16,899.00 | S/ 338,794.00 |
| 5.05% | S/ 3,989.04 | S/ 8,027.52 | S/ 12,116.04 | S/ 16,255.23 | S/ 338,150.23 |
| 5.00% | S/ 3,950.26 | S/ 7,949.00 | S/ 11,996.81 | S/ 16,094.29 | S/ 337,989.29 |
| 4.95% | S/ 3,911.46 | S/ 7,870.45 | S/ 11,877.55 | S/ 15,933.35 | S/ 337,828.35 |
| 4.75% | S/ 3,756.14 | S/ 7,556.10 | S/ 11,400.41 | S/ 15,289.57 | S/ 337,184.57 |
| 4.55% | S/ 3,600.59 | S/ 7,241.45 | S/ 10,923.04 | S/ 14,645.80 | S/ 336,540.80 |
| 4.50% | S/ 3,561.66 | S/ 7,162.74 | S/ 10,803.66 | S/ 14,484.86 | S/ 336,379.86 |
| 4.40% | S/ 3,483.78 | S/ 7,005.26 | S/ 10,564.86 | S/ 14,162.97 | S/ 336,057.97 |
| 4.30% | S/ 3,405.84 | S/ 6,847.71 | S/ 10,326.00 | S/ 13,841.09 | S/ 335,736.09 |
| 4.25% | S/ 3,366.84 | S/ 6,768.90 | S/ 10,206.55 | S/ 13,680.15 | S/ 335,575.15 |
| 4.20% | S/ 3,327.84 | S/ 6,690.08 | S/ 10,087.08 | S/ 13,519.20 | S/ 335,414.20 |
| 4.15% | S/ 3,288.82 | S/ 6,611.24 | S/ 9,967.60 | S/ 13,358.26 | S/ 335,253.26 |
| 4.00% | S/ 3,171.67 | S/ 6,374.60 | S/ 9,609.08 | S/ 12,875.43 | S/ 334,770.43 |
| 3.90% | S/ 3,093.51 | S/ 6,216.74 | S/ 9,369.99 | S/ 12,553.55 | S/ 334,448.55 |
| 3.75% | S/ 2,976.15 | S/ 5,979.82 | S/ 9,011.25 | S/ 12,070.72 | S/ 333,965.72 |
| 3.50% | S/ 2,780.27 | S/ 5,584.56 | S/ 8,413.07 | S/ 11,266.00 | S/ 333,161.00 |
| 3.00% | S/ 2,387.45 | S/ 4,792.61 | S/ 7,215.61 | S/ 9,656.58 | S/ 331,551.58 |
| 2.75% | S/ 2,190.50 | S/ 4,395.91 | S/ 6,616.33 | S/ 8,851.86 | S/ 330,746.86 |
| 2.50% | S/ 1,993.20 | S/ 3,998.74 | S/ 6,016.69 | S/ 8,047.15 | S/ 329,942.15 |
| 2.00% | S/ 1,597.50 | S/ 3,202.92 | S/ 4,816.32 | S/ 6,437.72 | S/ 328,332.72 |
| 1.35% | S/ 1,080.91 | S/ 2,165.45 | S/ 3,253.63 | S/ 4,345.46 | S/ 326,240.46 |
| 1.00% | S/ 801.71 | S/ 1,605.43 | S/ 2,411.14 | S/ 3,218.86 | S/ 325,113.86 |
| 0.10% | S/ 80.44 | S/ 160.90 | S/ 241.38 | S/ 321.89 | S/ 322,216.89 |
Sobre los datos
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Para S/ 321,895 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 321,895 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.