Cálculo de intereses
Ahorrando S/ 321,001
Veamos que pasaría si Usted ahorrara 321,001 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 321,001.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,667.13 | S/ 7,376.14 | S/ 11,127.53 | S/ 14,921.78 | S/ 335,922.78 |
| 8.50% | S/ 6,613.84 | S/ 13,363.96 | S/ 20,253.15 | S/ 27,284.29 | S/ 348,285.29 |
| 8.00% | S/ 6,235.76 | S/ 12,592.67 | S/ 19,073.06 | S/ 25,679.33 | S/ 346,680.33 |
| 7.10% | S/ 5,551.90 | S/ 11,199.82 | S/ 16,945.43 | S/ 22,790.41 | S/ 343,791.41 |
| 7.00% | S/ 5,475.65 | S/ 11,044.70 | S/ 16,708.75 | S/ 22,469.42 | S/ 343,470.42 |
| 6.50% | S/ 5,093.59 | S/ 10,268.01 | S/ 15,524.53 | S/ 20,864.46 | S/ 341,865.46 |
| 6.10% | S/ 4,786.98 | S/ 9,645.34 | S/ 14,576.15 | S/ 19,580.50 | S/ 340,581.50 |
| 6.20% | S/ 4,863.71 | S/ 9,801.12 | S/ 14,813.33 | S/ 19,901.49 | S/ 340,902.49 |
| 5.90% | S/ 4,633.34 | S/ 9,333.56 | S/ 14,101.63 | S/ 18,938.51 | S/ 339,939.51 |
| 5.75% | S/ 4,517.98 | S/ 9,099.54 | S/ 13,745.59 | S/ 18,457.03 | S/ 339,458.03 |
| 5.70% | S/ 4,479.49 | S/ 9,021.49 | S/ 13,626.88 | S/ 18,296.53 | S/ 339,297.53 |
| 5.65% | S/ 4,441.00 | S/ 8,943.43 | S/ 13,508.16 | S/ 18,136.03 | S/ 339,137.03 |
| 5.60% | S/ 4,402.48 | S/ 8,865.35 | S/ 13,389.42 | S/ 17,975.54 | S/ 338,976.54 |
| 5.50% | S/ 4,325.42 | S/ 8,709.13 | S/ 13,151.91 | S/ 17,654.55 | S/ 338,655.55 |
| 5.30% | S/ 4,171.13 | S/ 8,396.47 | S/ 12,676.71 | S/ 17,012.56 | S/ 338,013.56 |
| 5.25% | S/ 4,132.53 | S/ 8,318.26 | S/ 12,557.87 | S/ 16,852.07 | S/ 337,853.07 |
| 5.05% | S/ 3,977.96 | S/ 8,005.22 | S/ 12,082.39 | S/ 16,210.09 | S/ 337,211.09 |
| 5.00% | S/ 3,939.29 | S/ 7,926.92 | S/ 11,963.49 | S/ 16,049.59 | S/ 337,050.59 |
| 4.95% | S/ 3,900.60 | S/ 7,848.60 | S/ 11,844.57 | S/ 15,889.09 | S/ 336,890.09 |
| 4.75% | S/ 3,745.70 | S/ 7,535.12 | S/ 11,368.75 | S/ 15,247.11 | S/ 336,248.11 |
| 4.55% | S/ 3,590.59 | S/ 7,221.34 | S/ 10,892.70 | S/ 14,605.13 | S/ 335,606.13 |
| 4.50% | S/ 3,551.77 | S/ 7,142.85 | S/ 10,773.65 | S/ 14,444.63 | S/ 335,445.63 |
| 4.40% | S/ 3,474.10 | S/ 6,985.81 | S/ 10,535.51 | S/ 14,123.64 | S/ 335,124.64 |
| 4.30% | S/ 3,396.38 | S/ 6,828.69 | S/ 10,297.32 | S/ 13,802.65 | S/ 334,803.65 |
| 4.25% | S/ 3,357.49 | S/ 6,750.10 | S/ 10,178.20 | S/ 13,642.15 | S/ 334,643.15 |
| 4.20% | S/ 3,318.60 | S/ 6,671.50 | S/ 10,059.07 | S/ 13,481.66 | S/ 334,482.66 |
| 4.15% | S/ 3,279.68 | S/ 6,592.88 | S/ 9,939.92 | S/ 13,321.16 | S/ 334,322.16 |
| 4.00% | S/ 3,162.86 | S/ 6,356.89 | S/ 9,582.39 | S/ 12,839.67 | S/ 333,840.67 |
| 3.90% | S/ 3,084.91 | S/ 6,199.48 | S/ 9,343.97 | S/ 12,518.68 | S/ 333,519.68 |
| 3.75% | S/ 2,967.88 | S/ 5,963.21 | S/ 8,986.23 | S/ 12,037.19 | S/ 333,038.19 |
| 3.50% | S/ 2,772.55 | S/ 5,569.05 | S/ 8,389.70 | S/ 11,234.71 | S/ 332,235.71 |
| 3.00% | S/ 2,380.82 | S/ 4,779.30 | S/ 7,195.57 | S/ 9,629.76 | S/ 330,630.76 |
| 2.75% | S/ 2,184.42 | S/ 4,383.71 | S/ 6,597.96 | S/ 8,827.28 | S/ 329,828.28 |
| 2.50% | S/ 1,987.66 | S/ 3,987.63 | S/ 5,999.98 | S/ 8,024.80 | S/ 329,025.80 |
| 2.00% | S/ 1,593.06 | S/ 3,194.03 | S/ 4,802.94 | S/ 6,419.84 | S/ 327,420.84 |
| 1.35% | S/ 1,077.91 | S/ 2,159.43 | S/ 3,244.59 | S/ 4,333.39 | S/ 325,334.39 |
| 1.00% | S/ 799.49 | S/ 1,600.97 | S/ 2,404.44 | S/ 3,209.92 | S/ 324,210.92 |
| 0.10% | S/ 80.22 | S/ 160.46 | S/ 240.71 | S/ 320.99 | S/ 321,321.99 |
Sobre los datos
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Para S/ 321,001 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 321,001 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
