Cálculo de intereses
Ahorrando S/ 319,668
Veamos que pasaría si Usted ahorrara 319,668 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 319,668.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,651.90 | S/ 7,345.51 | S/ 11,081.33 | S/ 14,859.82 | S/ 334,527.82 |
| 8.50% | S/ 6,586.38 | S/ 13,308.46 | S/ 20,169.05 | S/ 27,170.99 | S/ 346,838.99 |
| 8.00% | S/ 6,209.87 | S/ 12,540.37 | S/ 18,993.85 | S/ 25,572.70 | S/ 345,240.70 |
| 7.10% | S/ 5,528.84 | S/ 11,153.31 | S/ 16,875.06 | S/ 22,695.77 | S/ 342,363.77 |
| 7.00% | S/ 5,452.91 | S/ 10,998.84 | S/ 16,639.37 | S/ 22,376.11 | S/ 342,044.11 |
| 6.50% | S/ 5,072.44 | S/ 10,225.37 | S/ 15,460.06 | S/ 20,777.82 | S/ 340,445.82 |
| 6.10% | S/ 4,767.10 | S/ 9,605.28 | S/ 14,515.62 | S/ 19,499.19 | S/ 339,167.19 |
| 6.20% | S/ 4,843.51 | S/ 9,760.41 | S/ 14,751.82 | S/ 19,818.84 | S/ 339,486.84 |
| 5.90% | S/ 4,614.10 | S/ 9,294.80 | S/ 14,043.07 | S/ 18,859.87 | S/ 338,527.87 |
| 5.75% | S/ 4,499.21 | S/ 9,061.75 | S/ 13,688.51 | S/ 18,380.38 | S/ 338,048.38 |
| 5.70% | S/ 4,460.89 | S/ 8,984.03 | S/ 13,570.29 | S/ 18,220.55 | S/ 337,888.55 |
| 5.65% | S/ 4,422.55 | S/ 8,906.29 | S/ 13,452.06 | S/ 18,060.72 | S/ 337,728.72 |
| 5.60% | S/ 4,384.20 | S/ 8,828.53 | S/ 13,333.82 | S/ 17,900.89 | S/ 337,568.89 |
| 5.50% | S/ 4,307.46 | S/ 8,672.96 | S/ 13,097.29 | S/ 17,581.23 | S/ 337,249.23 |
| 5.30% | S/ 4,153.81 | S/ 8,361.60 | S/ 12,624.07 | S/ 16,941.92 | S/ 336,609.92 |
| 5.25% | S/ 4,115.37 | S/ 8,283.71 | S/ 12,505.72 | S/ 16,782.09 | S/ 336,450.09 |
| 5.05% | S/ 3,961.44 | S/ 7,971.98 | S/ 12,032.22 | S/ 16,142.77 | S/ 335,810.77 |
| 5.00% | S/ 3,922.93 | S/ 7,894.00 | S/ 11,913.81 | S/ 15,982.94 | S/ 335,650.94 |
| 4.95% | S/ 3,884.40 | S/ 7,816.00 | S/ 11,795.38 | S/ 15,823.11 | S/ 335,491.11 |
| 4.75% | S/ 3,730.15 | S/ 7,503.83 | S/ 11,321.54 | S/ 15,183.79 | S/ 334,851.79 |
| 4.55% | S/ 3,575.68 | S/ 7,191.35 | S/ 10,847.47 | S/ 14,544.48 | S/ 334,212.48 |
| 4.50% | S/ 3,537.02 | S/ 7,113.18 | S/ 10,728.91 | S/ 14,384.65 | S/ 334,052.65 |
| 4.40% | S/ 3,459.68 | S/ 6,956.80 | S/ 10,491.76 | S/ 14,064.99 | S/ 333,732.99 |
| 4.30% | S/ 3,382.27 | S/ 6,800.33 | S/ 10,254.56 | S/ 13,745.33 | S/ 333,413.33 |
| 4.25% | S/ 3,343.55 | S/ 6,722.07 | S/ 10,135.93 | S/ 13,585.50 | S/ 333,253.50 |
| 4.20% | S/ 3,304.81 | S/ 6,643.80 | S/ 10,017.30 | S/ 13,425.67 | S/ 333,093.67 |
| 4.15% | S/ 3,266.06 | S/ 6,565.50 | S/ 9,898.64 | S/ 13,265.84 | S/ 332,933.84 |
| 4.00% | S/ 3,149.73 | S/ 6,330.49 | S/ 9,542.60 | S/ 12,786.35 | S/ 332,454.35 |
| 3.90% | S/ 3,072.10 | S/ 6,173.73 | S/ 9,305.17 | S/ 12,466.70 | S/ 332,134.70 |
| 3.75% | S/ 2,955.56 | S/ 5,938.45 | S/ 8,948.91 | S/ 11,987.21 | S/ 331,655.21 |
| 3.50% | S/ 2,761.04 | S/ 5,545.92 | S/ 8,354.86 | S/ 11,188.06 | S/ 330,856.06 |
| 3.00% | S/ 2,370.93 | S/ 4,759.45 | S/ 7,165.69 | S/ 9,589.77 | S/ 329,257.77 |
| 2.75% | S/ 2,175.35 | S/ 4,365.50 | S/ 6,570.56 | S/ 8,790.62 | S/ 328,458.62 |
| 2.50% | S/ 1,979.41 | S/ 3,971.07 | S/ 5,975.07 | S/ 7,991.47 | S/ 327,659.47 |
| 2.00% | S/ 1,586.45 | S/ 3,180.76 | S/ 4,783.00 | S/ 6,393.18 | S/ 326,061.18 |
| 1.35% | S/ 1,073.43 | S/ 2,150.46 | S/ 3,231.12 | S/ 4,315.40 | S/ 323,983.40 |
| 1.00% | S/ 796.17 | S/ 1,594.32 | S/ 2,394.46 | S/ 3,196.59 | S/ 322,864.59 |
| 0.10% | S/ 79.88 | S/ 159.79 | S/ 239.71 | S/ 319.66 | S/ 319,987.66 |
Sobre los datos
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Para S/ 319,668 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 319,668 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.