Cálculo de intereses
Ahorrando S/ 314,818
Veamos que pasaría si Usted ahorrara 314,818 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 314,818.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,596.49 | S/ 7,234.07 | S/ 10,913.20 | S/ 14,634.36 | S/ 329,452.36 |
| 8.50% | S/ 6,486.45 | S/ 13,106.55 | S/ 19,863.04 | S/ 26,758.75 | S/ 341,576.75 |
| 8.00% | S/ 6,115.65 | S/ 12,350.11 | S/ 18,705.68 | S/ 25,184.71 | S/ 340,002.71 |
| 7.10% | S/ 5,444.96 | S/ 10,984.10 | S/ 16,619.03 | S/ 22,351.43 | S/ 337,169.43 |
| 7.00% | S/ 5,370.18 | S/ 10,831.96 | S/ 16,386.91 | S/ 22,036.62 | S/ 336,854.62 |
| 6.50% | S/ 4,995.48 | S/ 10,070.23 | S/ 15,225.50 | S/ 20,462.58 | S/ 335,280.58 |
| 6.10% | S/ 4,694.77 | S/ 9,459.55 | S/ 14,295.39 | S/ 19,203.34 | S/ 334,021.34 |
| 6.20% | S/ 4,770.03 | S/ 9,612.33 | S/ 14,528.00 | S/ 19,518.15 | S/ 334,336.15 |
| 5.90% | S/ 4,544.10 | S/ 9,153.78 | S/ 13,830.01 | S/ 18,573.73 | S/ 333,391.73 |
| 5.75% | S/ 4,430.95 | S/ 8,924.27 | S/ 13,480.82 | S/ 18,101.51 | S/ 332,919.51 |
| 5.70% | S/ 4,393.21 | S/ 8,847.73 | S/ 13,364.40 | S/ 17,944.11 | S/ 332,762.11 |
| 5.65% | S/ 4,355.45 | S/ 8,771.17 | S/ 13,247.97 | S/ 17,786.71 | S/ 332,604.71 |
| 5.60% | S/ 4,317.69 | S/ 8,694.59 | S/ 13,131.52 | S/ 17,629.30 | S/ 332,447.30 |
| 5.50% | S/ 4,242.11 | S/ 8,541.38 | S/ 12,898.58 | S/ 17,314.49 | S/ 332,132.49 |
| 5.30% | S/ 4,090.79 | S/ 8,234.74 | S/ 12,432.53 | S/ 16,684.87 | S/ 331,502.87 |
| 5.25% | S/ 4,052.93 | S/ 8,158.03 | S/ 12,315.99 | S/ 16,527.47 | S/ 331,345.47 |
| 5.05% | S/ 3,901.34 | S/ 7,851.03 | S/ 11,849.67 | S/ 15,897.85 | S/ 330,715.85 |
| 5.00% | S/ 3,863.41 | S/ 7,774.23 | S/ 11,733.05 | S/ 15,740.45 | S/ 330,558.45 |
| 4.95% | S/ 3,825.47 | S/ 7,697.42 | S/ 11,616.42 | S/ 15,583.04 | S/ 330,401.04 |
| 4.75% | S/ 3,673.56 | S/ 7,389.98 | S/ 11,149.77 | S/ 14,953.43 | S/ 329,771.43 |
| 4.55% | S/ 3,521.43 | S/ 7,082.24 | S/ 10,682.89 | S/ 14,323.81 | S/ 329,141.81 |
| 4.50% | S/ 3,483.36 | S/ 7,005.26 | S/ 10,566.13 | S/ 14,166.40 | S/ 328,984.40 |
| 4.40% | S/ 3,407.19 | S/ 6,851.25 | S/ 10,332.58 | S/ 13,851.60 | S/ 328,669.60 |
| 4.30% | S/ 3,330.96 | S/ 6,697.16 | S/ 10,098.98 | S/ 13,536.79 | S/ 328,354.79 |
| 4.25% | S/ 3,292.82 | S/ 6,620.09 | S/ 9,982.15 | S/ 13,379.38 | S/ 328,197.38 |
| 4.20% | S/ 3,254.67 | S/ 6,543.00 | S/ 9,865.31 | S/ 13,221.98 | S/ 328,039.98 |
| 4.15% | S/ 3,216.51 | S/ 6,465.89 | S/ 9,748.46 | S/ 13,064.57 | S/ 327,882.57 |
| 4.00% | S/ 3,101.94 | S/ 6,234.45 | S/ 9,397.82 | S/ 12,592.36 | S/ 327,410.36 |
| 3.90% | S/ 3,025.49 | S/ 6,080.06 | S/ 9,163.99 | S/ 12,277.55 | S/ 327,095.55 |
| 3.75% | S/ 2,910.72 | S/ 5,848.35 | S/ 8,813.14 | S/ 11,805.34 | S/ 326,623.34 |
| 3.50% | S/ 2,719.15 | S/ 5,461.78 | S/ 8,228.10 | S/ 11,018.32 | S/ 325,836.32 |
| 3.00% | S/ 2,334.96 | S/ 4,687.24 | S/ 7,056.97 | S/ 9,444.27 | S/ 324,262.27 |
| 2.75% | S/ 2,142.34 | S/ 4,299.27 | S/ 6,470.87 | S/ 8,657.25 | S/ 323,475.25 |
| 2.50% | S/ 1,949.38 | S/ 3,910.82 | S/ 5,884.41 | S/ 7,870.23 | S/ 322,688.23 |
| 2.00% | S/ 1,562.38 | S/ 3,132.51 | S/ 4,710.43 | S/ 6,296.18 | S/ 321,114.18 |
| 1.35% | S/ 1,057.14 | S/ 2,117.84 | S/ 3,182.09 | S/ 4,249.92 | S/ 319,067.92 |
| 1.00% | S/ 784.09 | S/ 1,570.13 | S/ 2,358.13 | S/ 3,148.09 | S/ 317,966.09 |
| 0.10% | S/ 78.67 | S/ 157.37 | S/ 236.08 | S/ 314.81 | S/ 315,132.81 |
Sobre los datos
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Para S/ 314,818 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 314,818 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.