Cálculo de intereses
Ahorrando S/ 314,521
Veamos que pasaría si Usted ahorrara 314,521 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 314,521.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,593.10 | S/ 7,227.24 | S/ 10,902.90 | S/ 14,620.56 | S/ 329,141.56 |
| 8.50% | S/ 6,480.33 | S/ 13,094.18 | S/ 19,844.31 | S/ 26,733.51 | S/ 341,254.51 |
| 8.00% | S/ 6,109.88 | S/ 12,338.46 | S/ 18,688.03 | S/ 25,160.95 | S/ 339,681.95 |
| 7.10% | S/ 5,439.82 | S/ 10,973.73 | S/ 16,603.36 | S/ 22,330.34 | S/ 336,851.34 |
| 7.00% | S/ 5,365.11 | S/ 10,821.74 | S/ 16,371.45 | S/ 22,015.83 | S/ 336,536.83 |
| 6.50% | S/ 4,990.77 | S/ 10,060.73 | S/ 15,211.14 | S/ 20,443.27 | S/ 334,964.27 |
| 6.10% | S/ 4,690.34 | S/ 9,450.63 | S/ 14,281.90 | S/ 19,185.23 | S/ 333,706.23 |
| 6.20% | S/ 4,765.53 | S/ 9,603.26 | S/ 14,514.30 | S/ 19,499.74 | S/ 334,020.74 |
| 5.90% | S/ 4,539.81 | S/ 9,145.15 | S/ 13,816.96 | S/ 18,556.20 | S/ 333,077.20 |
| 5.75% | S/ 4,426.77 | S/ 8,915.85 | S/ 13,468.11 | S/ 18,084.44 | S/ 332,605.44 |
| 5.70% | S/ 4,389.07 | S/ 8,839.38 | S/ 13,351.79 | S/ 17,927.18 | S/ 332,448.18 |
| 5.65% | S/ 4,351.35 | S/ 8,762.89 | S/ 13,235.47 | S/ 17,769.93 | S/ 332,290.93 |
| 5.60% | S/ 4,313.61 | S/ 8,686.39 | S/ 13,119.13 | S/ 17,612.67 | S/ 332,133.67 |
| 5.50% | S/ 4,238.11 | S/ 8,533.32 | S/ 12,886.41 | S/ 17,298.16 | S/ 331,819.16 |
| 5.30% | S/ 4,086.93 | S/ 8,226.97 | S/ 12,420.80 | S/ 16,669.13 | S/ 331,190.13 |
| 5.25% | S/ 4,049.10 | S/ 8,150.34 | S/ 12,304.37 | S/ 16,511.88 | S/ 331,032.88 |
| 5.05% | S/ 3,897.66 | S/ 7,843.62 | S/ 11,838.49 | S/ 15,882.85 | S/ 330,403.85 |
| 5.00% | S/ 3,859.77 | S/ 7,766.90 | S/ 11,721.98 | S/ 15,725.60 | S/ 330,246.60 |
| 4.95% | S/ 3,821.86 | S/ 7,690.16 | S/ 11,605.46 | S/ 15,568.34 | S/ 330,089.34 |
| 4.75% | S/ 3,670.09 | S/ 7,383.01 | S/ 11,139.25 | S/ 14,939.32 | S/ 329,460.32 |
| 4.55% | S/ 3,518.10 | S/ 7,075.56 | S/ 10,672.81 | S/ 14,310.30 | S/ 328,831.30 |
| 4.50% | S/ 3,480.07 | S/ 6,998.65 | S/ 10,556.17 | S/ 14,153.04 | S/ 328,674.04 |
| 4.40% | S/ 3,403.97 | S/ 6,844.78 | S/ 10,322.84 | S/ 13,838.53 | S/ 328,359.53 |
| 4.30% | S/ 3,327.82 | S/ 6,690.84 | S/ 10,089.45 | S/ 13,524.02 | S/ 328,045.02 |
| 4.25% | S/ 3,289.72 | S/ 6,613.84 | S/ 9,972.73 | S/ 13,366.76 | S/ 327,887.76 |
| 4.20% | S/ 3,251.60 | S/ 6,536.82 | S/ 9,856.01 | S/ 13,209.50 | S/ 327,730.50 |
| 4.15% | S/ 3,213.48 | S/ 6,459.79 | S/ 9,739.26 | S/ 13,052.25 | S/ 327,573.25 |
| 4.00% | S/ 3,099.02 | S/ 6,228.57 | S/ 9,388.95 | S/ 12,580.48 | S/ 327,101.48 |
| 3.90% | S/ 3,022.64 | S/ 6,074.33 | S/ 9,155.34 | S/ 12,265.97 | S/ 326,786.97 |
| 3.75% | S/ 2,907.97 | S/ 5,842.83 | S/ 8,804.82 | S/ 11,794.20 | S/ 326,315.20 |
| 3.50% | S/ 2,716.58 | S/ 5,456.63 | S/ 8,220.34 | S/ 11,007.92 | S/ 325,528.92 |
| 3.00% | S/ 2,332.76 | S/ 4,682.82 | S/ 7,050.31 | S/ 9,435.36 | S/ 323,956.36 |
| 2.75% | S/ 2,140.32 | S/ 4,295.21 | S/ 6,464.77 | S/ 8,649.08 | S/ 323,170.08 |
| 2.50% | S/ 1,947.54 | S/ 3,907.13 | S/ 5,878.86 | S/ 7,862.80 | S/ 322,383.80 |
| 2.00% | S/ 1,560.90 | S/ 3,129.55 | S/ 4,705.98 | S/ 6,290.24 | S/ 320,811.24 |
| 1.35% | S/ 1,056.15 | S/ 2,115.84 | S/ 3,179.09 | S/ 4,245.91 | S/ 318,766.91 |
| 1.00% | S/ 783.35 | S/ 1,568.65 | S/ 2,355.90 | S/ 3,145.12 | S/ 317,666.12 |
| 0.10% | S/ 78.60 | S/ 157.22 | S/ 235.85 | S/ 314.51 | S/ 314,835.51 |
Sobre los datos
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Para S/ 314,521 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 314,521 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.