Cálculo de intereses
Ahorrando S/ 313,097
Veamos que pasaría si Usted ahorrara 313,097 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 313,097.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,576.83 | S/ 7,194.52 | S/ 10,853.54 | S/ 14,554.36 | S/ 327,651.36 |
| 8.50% | S/ 6,450.99 | S/ 13,034.90 | S/ 19,754.46 | S/ 26,612.47 | S/ 339,709.47 |
| 8.00% | S/ 6,082.22 | S/ 12,282.60 | S/ 18,603.42 | S/ 25,047.03 | S/ 338,144.03 |
| 7.10% | S/ 5,415.20 | S/ 10,924.05 | S/ 16,528.18 | S/ 22,229.24 | S/ 335,326.24 |
| 7.00% | S/ 5,340.82 | S/ 10,772.75 | S/ 16,297.33 | S/ 21,916.16 | S/ 335,013.16 |
| 6.50% | S/ 4,968.17 | S/ 10,015.18 | S/ 15,142.27 | S/ 20,350.72 | S/ 333,447.72 |
| 6.10% | S/ 4,669.11 | S/ 9,407.84 | S/ 14,217.24 | S/ 19,098.37 | S/ 332,195.37 |
| 6.20% | S/ 4,743.95 | S/ 9,559.78 | S/ 14,448.58 | S/ 19,411.45 | S/ 332,508.45 |
| 5.90% | S/ 4,519.26 | S/ 9,103.74 | S/ 13,754.40 | S/ 18,472.19 | S/ 331,569.19 |
| 5.75% | S/ 4,406.73 | S/ 8,875.48 | S/ 13,407.13 | S/ 18,002.56 | S/ 331,099.56 |
| 5.70% | S/ 4,369.19 | S/ 8,799.36 | S/ 13,291.34 | S/ 17,846.02 | S/ 330,943.02 |
| 5.65% | S/ 4,331.64 | S/ 8,723.22 | S/ 13,175.55 | S/ 17,689.47 | S/ 330,786.47 |
| 5.60% | S/ 4,294.08 | S/ 8,647.06 | S/ 13,059.73 | S/ 17,532.93 | S/ 330,629.93 |
| 5.50% | S/ 4,218.92 | S/ 8,494.68 | S/ 12,828.07 | S/ 17,219.84 | S/ 330,316.84 |
| 5.30% | S/ 4,068.43 | S/ 8,189.72 | S/ 12,364.57 | S/ 16,593.66 | S/ 329,690.66 |
| 5.25% | S/ 4,030.77 | S/ 8,113.44 | S/ 12,248.66 | S/ 16,437.12 | S/ 329,534.12 |
| 5.05% | S/ 3,880.01 | S/ 7,808.11 | S/ 11,784.89 | S/ 15,810.94 | S/ 328,907.94 |
| 5.00% | S/ 3,842.29 | S/ 7,731.74 | S/ 11,668.91 | S/ 15,654.40 | S/ 328,751.40 |
| 4.95% | S/ 3,804.55 | S/ 7,655.34 | S/ 11,552.92 | S/ 15,497.86 | S/ 328,594.86 |
| 4.75% | S/ 3,653.47 | S/ 7,349.58 | S/ 11,088.81 | S/ 14,871.68 | S/ 327,968.68 |
| 4.55% | S/ 3,502.18 | S/ 7,043.53 | S/ 10,624.49 | S/ 14,245.51 | S/ 327,342.51 |
| 4.50% | S/ 3,464.32 | S/ 6,966.97 | S/ 10,508.37 | S/ 14,088.96 | S/ 327,185.96 |
| 4.40% | S/ 3,388.56 | S/ 6,813.79 | S/ 10,276.10 | S/ 13,775.87 | S/ 326,872.87 |
| 4.30% | S/ 3,312.75 | S/ 6,660.55 | S/ 10,043.77 | S/ 13,462.79 | S/ 326,559.79 |
| 4.25% | S/ 3,274.82 | S/ 6,583.90 | S/ 9,927.58 | S/ 13,306.24 | S/ 326,403.24 |
| 4.20% | S/ 3,236.88 | S/ 6,507.23 | S/ 9,811.38 | S/ 13,149.70 | S/ 326,246.70 |
| 4.15% | S/ 3,198.93 | S/ 6,430.54 | S/ 9,695.17 | S/ 12,993.15 | S/ 326,090.15 |
| 4.00% | S/ 3,084.99 | S/ 6,200.37 | S/ 9,346.45 | S/ 12,523.52 | S/ 325,620.52 |
| 3.90% | S/ 3,008.95 | S/ 6,046.83 | S/ 9,113.89 | S/ 12,210.43 | S/ 325,307.43 |
| 3.75% | S/ 2,894.81 | S/ 5,816.38 | S/ 8,764.96 | S/ 11,740.80 | S/ 324,837.80 |
| 3.50% | S/ 2,704.28 | S/ 5,431.92 | S/ 8,183.12 | S/ 10,958.08 | S/ 324,055.08 |
| 3.00% | S/ 2,322.20 | S/ 4,661.62 | S/ 7,018.39 | S/ 9,392.64 | S/ 322,489.64 |
| 2.75% | S/ 2,130.63 | S/ 4,275.77 | S/ 6,435.50 | S/ 8,609.92 | S/ 321,706.92 |
| 2.50% | S/ 1,938.72 | S/ 3,889.44 | S/ 5,852.25 | S/ 7,827.20 | S/ 320,924.20 |
| 2.00% | S/ 1,553.84 | S/ 3,115.38 | S/ 4,684.68 | S/ 6,261.76 | S/ 319,358.76 |
| 1.35% | S/ 1,051.37 | S/ 2,106.26 | S/ 3,164.70 | S/ 4,226.69 | S/ 317,323.69 |
| 1.00% | S/ 779.80 | S/ 1,561.55 | S/ 2,345.24 | S/ 3,130.88 | S/ 316,227.88 |
| 0.10% | S/ 78.24 | S/ 156.50 | S/ 234.79 | S/ 313.09 | S/ 313,410.09 |
Sobre los datos
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Para S/ 313,097 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 313,097 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.