Cálculo de intereses
Ahorrando S/ 306,402
Veamos que pasaría si Usted ahorrara 306,402 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 306,402.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,500.35 | S/ 7,040.68 | S/ 10,621.46 | S/ 14,243.14 | S/ 320,645.14 |
| 8.50% | S/ 6,313.05 | S/ 12,756.17 | S/ 19,332.05 | S/ 26,043.41 | S/ 332,445.41 |
| 8.00% | S/ 5,952.16 | S/ 12,019.96 | S/ 18,205.62 | S/ 24,511.45 | S/ 330,913.45 |
| 7.10% | S/ 5,299.40 | S/ 10,690.46 | S/ 16,174.76 | S/ 21,753.91 | S/ 328,155.91 |
| 7.00% | S/ 5,226.62 | S/ 10,542.39 | S/ 15,948.84 | S/ 21,447.52 | S/ 327,849.52 |
| 6.50% | S/ 4,861.94 | S/ 9,801.02 | S/ 14,818.48 | S/ 19,915.55 | S/ 326,317.55 |
| 6.10% | S/ 4,569.27 | S/ 9,206.67 | S/ 13,913.23 | S/ 18,689.98 | S/ 325,091.98 |
| 6.20% | S/ 4,642.51 | S/ 9,355.36 | S/ 14,139.63 | S/ 18,996.38 | S/ 325,398.38 |
| 5.90% | S/ 4,422.62 | S/ 8,909.08 | S/ 13,460.29 | S/ 18,077.20 | S/ 324,479.20 |
| 5.75% | S/ 4,312.50 | S/ 8,685.70 | S/ 13,120.44 | S/ 17,617.61 | S/ 324,019.61 |
| 5.70% | S/ 4,275.77 | S/ 8,611.20 | S/ 13,007.13 | S/ 17,464.41 | S/ 323,866.41 |
| 5.65% | S/ 4,239.02 | S/ 8,536.69 | S/ 12,893.81 | S/ 17,311.21 | S/ 323,713.21 |
| 5.60% | S/ 4,202.26 | S/ 8,462.16 | S/ 12,780.47 | S/ 17,158.02 | S/ 323,560.02 |
| 5.50% | S/ 4,128.70 | S/ 8,313.04 | S/ 12,553.76 | S/ 16,851.63 | S/ 323,253.63 |
| 5.30% | S/ 3,981.43 | S/ 8,014.60 | S/ 12,100.18 | S/ 16,238.84 | S/ 322,640.84 |
| 5.25% | S/ 3,944.58 | S/ 7,939.95 | S/ 11,986.75 | S/ 16,085.64 | S/ 322,487.64 |
| 5.05% | S/ 3,797.05 | S/ 7,641.15 | S/ 11,532.89 | S/ 15,472.86 | S/ 321,874.86 |
| 5.00% | S/ 3,760.13 | S/ 7,566.41 | S/ 11,419.39 | S/ 15,319.66 | S/ 321,721.66 |
| 4.95% | S/ 3,723.20 | S/ 7,491.65 | S/ 11,305.88 | S/ 15,166.46 | S/ 321,568.46 |
| 4.75% | S/ 3,575.35 | S/ 7,192.42 | S/ 10,851.70 | S/ 14,553.68 | S/ 320,955.68 |
| 4.55% | S/ 3,427.29 | S/ 6,892.91 | S/ 10,397.30 | S/ 13,940.89 | S/ 320,342.89 |
| 4.50% | S/ 3,390.24 | S/ 6,817.99 | S/ 10,283.67 | S/ 13,787.70 | S/ 320,189.70 |
| 4.40% | S/ 3,316.10 | S/ 6,668.09 | S/ 10,056.36 | S/ 13,481.30 | S/ 319,883.30 |
| 4.30% | S/ 3,241.91 | S/ 6,518.12 | S/ 9,829.00 | S/ 13,174.91 | S/ 319,576.91 |
| 4.25% | S/ 3,204.80 | S/ 6,443.11 | S/ 9,715.30 | S/ 13,021.71 | S/ 319,423.71 |
| 4.20% | S/ 3,167.67 | S/ 6,368.08 | S/ 9,601.59 | S/ 12,868.52 | S/ 319,270.52 |
| 4.15% | S/ 3,130.53 | S/ 6,293.04 | S/ 9,487.86 | S/ 12,715.32 | S/ 319,117.32 |
| 4.00% | S/ 3,019.02 | S/ 6,067.78 | S/ 9,146.59 | S/ 12,255.73 | S/ 318,657.73 |
| 3.90% | S/ 2,944.61 | S/ 5,917.53 | S/ 8,919.01 | S/ 11,949.34 | S/ 318,351.34 |
| 3.75% | S/ 2,832.91 | S/ 5,692.00 | S/ 8,577.54 | S/ 11,489.75 | S/ 317,891.75 |
| 3.50% | S/ 2,646.46 | S/ 5,315.77 | S/ 8,008.14 | S/ 10,723.76 | S/ 317,125.76 |
| 3.00% | S/ 2,272.54 | S/ 4,561.94 | S/ 6,868.32 | S/ 9,191.80 | S/ 315,593.80 |
| 2.75% | S/ 2,085.07 | S/ 4,184.34 | S/ 6,297.88 | S/ 8,425.82 | S/ 314,827.82 |
| 2.50% | S/ 1,897.26 | S/ 3,806.27 | S/ 5,727.11 | S/ 7,659.83 | S/ 314,061.83 |
| 2.00% | S/ 1,520.61 | S/ 3,048.77 | S/ 4,584.51 | S/ 6,127.87 | S/ 312,529.87 |
| 1.35% | S/ 1,028.88 | S/ 2,061.22 | S/ 3,097.03 | S/ 4,136.31 | S/ 310,538.31 |
| 1.00% | S/ 763.13 | S/ 1,528.16 | S/ 2,295.09 | S/ 3,063.93 | S/ 309,465.93 |
| 0.10% | S/ 76.57 | S/ 153.16 | S/ 229.77 | S/ 306.39 | S/ 306,708.39 |
Sobre los datos
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Para S/ 306,402 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 306,402 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
