Cálculo de intereses
Ahorrando S/ 303,855
Veamos que pasaría si Usted ahorrara 303,855 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 303,855.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,471.25 | S/ 6,982.15 | S/ 10,533.17 | S/ 14,124.75 | S/ 317,979.75 |
| 8.50% | S/ 6,260.57 | S/ 12,650.13 | S/ 19,171.35 | S/ 25,826.92 | S/ 329,681.92 |
| 8.00% | S/ 5,902.69 | S/ 11,920.04 | S/ 18,054.28 | S/ 24,307.69 | S/ 328,162.69 |
| 7.10% | S/ 5,255.35 | S/ 10,601.59 | S/ 16,040.30 | S/ 21,573.08 | S/ 325,428.08 |
| 7.00% | S/ 5,183.17 | S/ 10,454.76 | S/ 15,816.27 | S/ 21,269.23 | S/ 325,124.23 |
| 6.50% | S/ 4,821.52 | S/ 9,719.55 | S/ 14,695.30 | S/ 19,750.00 | S/ 323,605.00 |
| 6.10% | S/ 4,531.28 | S/ 9,130.14 | S/ 13,797.58 | S/ 18,534.62 | S/ 322,389.62 |
| 6.20% | S/ 4,603.92 | S/ 9,277.60 | S/ 14,022.09 | S/ 18,838.47 | S/ 322,693.47 |
| 5.90% | S/ 4,385.86 | S/ 8,835.02 | S/ 13,348.40 | S/ 17,926.93 | S/ 321,781.93 |
| 5.75% | S/ 4,276.65 | S/ 8,613.49 | S/ 13,011.38 | S/ 17,471.16 | S/ 321,326.16 |
| 5.70% | S/ 4,240.22 | S/ 8,539.62 | S/ 12,899.01 | S/ 17,319.24 | S/ 321,174.24 |
| 5.65% | S/ 4,203.78 | S/ 8,465.72 | S/ 12,786.63 | S/ 17,167.31 | S/ 321,022.31 |
| 5.60% | S/ 4,167.33 | S/ 8,391.81 | S/ 12,674.24 | S/ 17,015.39 | S/ 320,870.39 |
| 5.50% | S/ 4,094.38 | S/ 8,243.94 | S/ 12,449.41 | S/ 16,711.54 | S/ 320,566.54 |
| 5.30% | S/ 3,948.34 | S/ 7,947.98 | S/ 11,999.59 | S/ 16,103.85 | S/ 319,958.85 |
| 5.25% | S/ 3,911.79 | S/ 7,873.94 | S/ 11,887.10 | S/ 15,951.93 | S/ 319,806.93 |
| 5.05% | S/ 3,765.48 | S/ 7,577.63 | S/ 11,437.02 | S/ 15,344.24 | S/ 319,199.24 |
| 5.00% | S/ 3,728.87 | S/ 7,503.51 | S/ 11,324.47 | S/ 15,192.31 | S/ 319,047.31 |
| 4.95% | S/ 3,692.25 | S/ 7,429.37 | S/ 11,211.90 | S/ 15,040.39 | S/ 318,895.39 |
| 4.75% | S/ 3,545.63 | S/ 7,132.63 | S/ 10,761.49 | S/ 14,432.70 | S/ 318,287.70 |
| 4.55% | S/ 3,398.80 | S/ 6,835.62 | S/ 10,310.87 | S/ 13,825.01 | S/ 317,680.01 |
| 4.50% | S/ 3,362.06 | S/ 6,761.32 | S/ 10,198.19 | S/ 13,673.08 | S/ 317,528.08 |
| 4.40% | S/ 3,288.54 | S/ 6,612.66 | S/ 9,972.77 | S/ 13,369.24 | S/ 317,224.24 |
| 4.30% | S/ 3,214.96 | S/ 6,463.94 | S/ 9,747.30 | S/ 13,065.39 | S/ 316,920.39 |
| 4.25% | S/ 3,178.16 | S/ 6,389.55 | S/ 9,634.54 | S/ 12,913.47 | S/ 316,768.47 |
| 4.20% | S/ 3,141.34 | S/ 6,315.15 | S/ 9,521.77 | S/ 12,761.55 | S/ 316,616.55 |
| 4.15% | S/ 3,104.50 | S/ 6,240.72 | S/ 9,408.99 | S/ 12,609.62 | S/ 316,464.62 |
| 4.00% | S/ 2,993.92 | S/ 6,017.34 | S/ 9,070.56 | S/ 12,153.85 | S/ 316,008.85 |
| 3.90% | S/ 2,920.14 | S/ 5,868.34 | S/ 8,844.87 | S/ 11,850.01 | S/ 315,705.01 |
| 3.75% | S/ 2,809.36 | S/ 5,644.69 | S/ 8,506.23 | S/ 11,394.24 | S/ 315,249.24 |
| 3.50% | S/ 2,624.46 | S/ 5,271.58 | S/ 7,941.57 | S/ 10,634.62 | S/ 314,489.62 |
| 3.00% | S/ 2,253.65 | S/ 4,524.02 | S/ 6,811.22 | S/ 9,115.39 | S/ 312,970.39 |
| 2.75% | S/ 2,067.74 | S/ 4,149.55 | S/ 6,245.53 | S/ 8,355.78 | S/ 312,210.78 |
| 2.50% | S/ 1,881.49 | S/ 3,774.63 | S/ 5,679.50 | S/ 7,596.16 | S/ 311,451.16 |
| 2.00% | S/ 1,507.97 | S/ 3,023.42 | S/ 4,546.40 | S/ 6,076.93 | S/ 309,931.93 |
| 1.35% | S/ 1,020.33 | S/ 2,044.09 | S/ 3,071.28 | S/ 4,101.93 | S/ 307,956.93 |
| 1.00% | S/ 756.78 | S/ 1,515.45 | S/ 2,276.01 | S/ 3,038.46 | S/ 306,893.46 |
| 0.10% | S/ 75.93 | S/ 151.89 | S/ 227.86 | S/ 303.85 | S/ 304,158.85 |
Sobre los datos
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Para S/ 303,855 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 303,855 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
