Cálculo de intereses
Ahorrando S/ 299,618
Veamos que pasaría si Usted ahorrara 299,618 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 299,618.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,422.85 | S/ 6,884.79 | S/ 10,386.29 | S/ 13,927.79 | S/ 313,545.79 |
| 8.50% | S/ 6,173.27 | S/ 12,473.74 | S/ 18,904.02 | S/ 25,466.79 | S/ 325,084.79 |
| 8.00% | S/ 5,820.38 | S/ 11,753.82 | S/ 17,802.53 | S/ 23,968.74 | S/ 323,586.74 |
| 7.10% | S/ 5,182.07 | S/ 10,453.76 | S/ 15,816.64 | S/ 21,272.26 | S/ 320,890.26 |
| 7.00% | S/ 5,110.90 | S/ 10,308.98 | S/ 15,595.72 | S/ 20,972.65 | S/ 320,590.65 |
| 6.50% | S/ 4,754.29 | S/ 9,584.02 | S/ 14,490.39 | S/ 19,474.61 | S/ 319,092.61 |
| 6.10% | S/ 4,468.10 | S/ 9,002.83 | S/ 13,605.18 | S/ 18,276.17 | S/ 317,894.17 |
| 6.20% | S/ 4,539.72 | S/ 9,148.23 | S/ 13,826.56 | S/ 18,575.78 | S/ 318,193.78 |
| 5.90% | S/ 4,324.70 | S/ 8,711.82 | S/ 13,162.27 | S/ 17,676.95 | S/ 317,294.95 |
| 5.75% | S/ 4,217.02 | S/ 8,493.39 | S/ 12,829.95 | S/ 17,227.54 | S/ 316,845.54 |
| 5.70% | S/ 4,181.10 | S/ 8,420.54 | S/ 12,719.14 | S/ 17,077.73 | S/ 316,695.73 |
| 5.65% | S/ 4,145.16 | S/ 8,347.68 | S/ 12,608.33 | S/ 16,927.93 | S/ 316,545.93 |
| 5.60% | S/ 4,109.22 | S/ 8,274.80 | S/ 12,497.50 | S/ 16,778.13 | S/ 316,396.13 |
| 5.50% | S/ 4,037.29 | S/ 8,128.98 | S/ 12,275.81 | S/ 16,478.52 | S/ 316,096.52 |
| 5.30% | S/ 3,893.28 | S/ 7,837.15 | S/ 11,832.27 | S/ 15,879.30 | S/ 315,497.30 |
| 5.25% | S/ 3,857.25 | S/ 7,764.15 | S/ 11,721.35 | S/ 15,729.49 | S/ 315,347.49 |
| 5.05% | S/ 3,712.98 | S/ 7,471.97 | S/ 11,277.54 | S/ 15,130.27 | S/ 314,748.27 |
| 5.00% | S/ 3,676.88 | S/ 7,398.88 | S/ 11,166.56 | S/ 14,980.47 | S/ 314,598.47 |
| 4.95% | S/ 3,640.77 | S/ 7,325.77 | S/ 11,055.56 | S/ 14,830.67 | S/ 314,448.67 |
| 4.75% | S/ 3,496.19 | S/ 7,033.18 | S/ 10,611.43 | S/ 14,231.45 | S/ 313,849.45 |
| 4.55% | S/ 3,351.41 | S/ 6,740.30 | S/ 10,167.10 | S/ 13,632.23 | S/ 313,250.23 |
| 4.50% | S/ 3,315.18 | S/ 6,667.04 | S/ 10,055.98 | S/ 13,482.42 | S/ 313,100.42 |
| 4.40% | S/ 3,242.68 | S/ 6,520.46 | S/ 9,833.71 | S/ 13,182.81 | S/ 312,800.81 |
| 4.30% | S/ 3,170.13 | S/ 6,373.81 | S/ 9,611.38 | S/ 12,883.21 | S/ 312,501.21 |
| 4.25% | S/ 3,133.84 | S/ 6,300.46 | S/ 9,500.20 | S/ 12,733.40 | S/ 312,351.40 |
| 4.20% | S/ 3,097.53 | S/ 6,227.09 | S/ 9,389.00 | S/ 12,583.60 | S/ 312,201.60 |
| 4.15% | S/ 3,061.21 | S/ 6,153.70 | S/ 9,277.79 | S/ 12,433.79 | S/ 312,051.79 |
| 4.00% | S/ 2,952.17 | S/ 5,933.44 | S/ 8,944.08 | S/ 11,984.38 | S/ 311,602.38 |
| 3.90% | S/ 2,879.42 | S/ 5,786.51 | S/ 8,721.53 | S/ 11,684.77 | S/ 311,302.77 |
| 3.75% | S/ 2,770.18 | S/ 5,565.98 | S/ 8,387.62 | S/ 11,235.35 | S/ 310,853.35 |
| 3.50% | S/ 2,587.86 | S/ 5,198.07 | S/ 7,830.83 | S/ 10,486.33 | S/ 310,104.33 |
| 3.00% | S/ 2,222.23 | S/ 4,460.93 | S/ 6,716.25 | S/ 8,988.28 | S/ 308,606.28 |
| 2.75% | S/ 2,038.91 | S/ 4,091.69 | S/ 6,158.44 | S/ 8,239.26 | S/ 307,857.26 |
| 2.50% | S/ 1,855.26 | S/ 3,722.00 | S/ 5,600.30 | S/ 7,490.24 | S/ 307,108.24 |
| 2.00% | S/ 1,486.94 | S/ 2,981.26 | S/ 4,483.00 | S/ 5,992.19 | S/ 305,610.19 |
| 1.35% | S/ 1,006.10 | S/ 2,015.58 | S/ 3,028.46 | S/ 4,044.73 | S/ 303,662.73 |
| 1.00% | S/ 746.23 | S/ 1,494.32 | S/ 2,244.27 | S/ 2,996.10 | S/ 302,614.10 |
| 0.10% | S/ 74.87 | S/ 149.77 | S/ 224.68 | S/ 299.61 | S/ 299,917.61 |
Sobre los datos
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Para S/ 299,618 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 299,618 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.