Cálculo de intereses
Ahorrando S/ 295,414
Veamos que pasaría si Usted ahorrara 295,414 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 295,414.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,374.82 | S/ 6,788.19 | S/ 10,240.56 | S/ 13,732.37 | S/ 309,146.37 |
| 8.50% | S/ 6,086.65 | S/ 12,298.72 | S/ 18,638.77 | S/ 25,109.46 | S/ 320,523.46 |
| 8.00% | S/ 5,738.71 | S/ 11,588.90 | S/ 17,552.74 | S/ 23,632.43 | S/ 319,046.43 |
| 7.10% | S/ 5,109.36 | S/ 10,307.08 | S/ 15,594.71 | S/ 20,973.79 | S/ 316,387.79 |
| 7.00% | S/ 5,039.18 | S/ 10,164.33 | S/ 15,376.90 | S/ 20,678.38 | S/ 316,092.38 |
| 6.50% | S/ 4,687.58 | S/ 9,449.54 | S/ 14,287.07 | S/ 19,201.36 | S/ 314,615.36 |
| 6.10% | S/ 4,405.41 | S/ 8,876.51 | S/ 13,414.29 | S/ 18,019.73 | S/ 313,433.73 |
| 6.20% | S/ 4,476.02 | S/ 9,019.87 | S/ 13,632.56 | S/ 18,315.14 | S/ 313,729.14 |
| 5.90% | S/ 4,264.02 | S/ 8,589.58 | S/ 12,977.59 | S/ 17,428.92 | S/ 312,842.92 |
| 5.75% | S/ 4,157.85 | S/ 8,374.21 | S/ 12,649.93 | S/ 16,985.82 | S/ 312,399.82 |
| 5.70% | S/ 4,122.43 | S/ 8,302.39 | S/ 12,540.68 | S/ 16,838.11 | S/ 312,252.11 |
| 5.65% | S/ 4,087.00 | S/ 8,230.55 | S/ 12,431.42 | S/ 16,690.41 | S/ 312,104.41 |
| 5.60% | S/ 4,051.56 | S/ 8,158.69 | S/ 12,322.15 | S/ 16,542.71 | S/ 311,956.71 |
| 5.50% | S/ 3,980.64 | S/ 8,014.92 | S/ 12,103.57 | S/ 16,247.30 | S/ 311,661.30 |
| 5.30% | S/ 3,838.65 | S/ 7,727.19 | S/ 11,666.25 | S/ 15,656.49 | S/ 311,070.49 |
| 5.25% | S/ 3,803.12 | S/ 7,655.21 | S/ 11,556.88 | S/ 15,508.79 | S/ 310,922.79 |
| 5.05% | S/ 3,660.88 | S/ 7,367.13 | S/ 11,119.30 | S/ 14,917.98 | S/ 310,331.98 |
| 5.00% | S/ 3,625.29 | S/ 7,295.06 | S/ 11,009.88 | S/ 14,770.28 | S/ 310,184.28 |
| 4.95% | S/ 3,589.68 | S/ 7,222.98 | S/ 10,900.44 | S/ 14,622.57 | S/ 310,036.57 |
| 4.75% | S/ 3,447.13 | S/ 6,934.49 | S/ 10,462.54 | S/ 14,031.76 | S/ 309,445.76 |
| 4.55% | S/ 3,304.38 | S/ 6,645.72 | S/ 10,024.44 | S/ 13,440.95 | S/ 308,854.95 |
| 4.50% | S/ 3,268.66 | S/ 6,573.49 | S/ 9,914.88 | S/ 13,293.25 | S/ 308,707.25 |
| 4.40% | S/ 3,197.18 | S/ 6,428.97 | S/ 9,695.73 | S/ 12,997.84 | S/ 308,411.84 |
| 4.30% | S/ 3,125.65 | S/ 6,284.38 | S/ 9,476.52 | S/ 12,702.44 | S/ 308,116.44 |
| 4.25% | S/ 3,089.87 | S/ 6,212.05 | S/ 9,366.90 | S/ 12,554.74 | S/ 307,968.74 |
| 4.20% | S/ 3,054.07 | S/ 6,139.71 | S/ 9,257.26 | S/ 12,407.03 | S/ 307,821.03 |
| 4.15% | S/ 3,018.26 | S/ 6,067.36 | S/ 9,147.61 | S/ 12,259.33 | S/ 307,673.33 |
| 4.00% | S/ 2,910.75 | S/ 5,850.18 | S/ 8,818.58 | S/ 11,816.22 | S/ 307,230.22 |
| 3.90% | S/ 2,839.02 | S/ 5,705.32 | S/ 8,599.16 | S/ 11,520.82 | S/ 306,934.82 |
| 3.75% | S/ 2,731.31 | S/ 5,487.88 | S/ 8,269.93 | S/ 11,077.71 | S/ 306,491.71 |
| 3.50% | S/ 2,551.55 | S/ 5,125.14 | S/ 7,720.96 | S/ 10,339.20 | S/ 305,753.20 |
| 3.00% | S/ 2,191.05 | S/ 4,398.34 | S/ 6,622.01 | S/ 8,862.17 | S/ 304,276.17 |
| 2.75% | S/ 2,010.30 | S/ 4,034.28 | S/ 6,072.03 | S/ 8,123.65 | S/ 303,537.65 |
| 2.50% | S/ 1,829.22 | S/ 3,669.78 | S/ 5,521.72 | S/ 7,385.14 | S/ 302,799.14 |
| 2.00% | S/ 1,466.08 | S/ 2,939.43 | S/ 4,420.10 | S/ 5,908.11 | S/ 301,322.11 |
| 1.35% | S/ 991.99 | S/ 1,987.30 | S/ 2,985.96 | S/ 3,987.98 | S/ 299,401.98 |
| 1.00% | S/ 735.76 | S/ 1,473.35 | S/ 2,212.78 | S/ 2,954.06 | S/ 298,368.06 |
| 0.10% | S/ 73.82 | S/ 147.67 | S/ 221.53 | S/ 295.41 | S/ 295,709.41 |
Sobre los datos
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Para S/ 295,414 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 295,414 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.