Cálculo de intereses
Ahorrando S/ 292,899
Veamos que pasaría si Usted ahorrara 292,899 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 292,899.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,346.09 | S/ 6,730.40 | S/ 10,153.38 | S/ 13,615.46 | S/ 306,514.46 |
| 8.50% | S/ 6,034.84 | S/ 12,194.01 | S/ 18,480.09 | S/ 24,895.69 | S/ 317,794.69 |
| 8.00% | S/ 5,689.86 | S/ 11,490.24 | S/ 17,403.31 | S/ 23,431.24 | S/ 316,330.24 |
| 7.10% | S/ 5,065.86 | S/ 10,219.34 | S/ 15,461.94 | S/ 20,795.23 | S/ 313,694.23 |
| 7.00% | S/ 4,996.28 | S/ 10,077.79 | S/ 15,245.99 | S/ 20,502.34 | S/ 313,401.34 |
| 6.50% | S/ 4,647.67 | S/ 9,369.10 | S/ 14,165.44 | S/ 19,037.88 | S/ 311,936.88 |
| 6.10% | S/ 4,367.90 | S/ 8,800.94 | S/ 13,300.08 | S/ 17,866.32 | S/ 310,765.32 |
| 6.20% | S/ 4,437.92 | S/ 8,943.08 | S/ 13,516.50 | S/ 18,159.21 | S/ 311,058.21 |
| 5.90% | S/ 4,227.72 | S/ 8,516.46 | S/ 12,867.10 | S/ 17,280.54 | S/ 310,179.54 |
| 5.75% | S/ 4,122.45 | S/ 8,302.92 | S/ 12,542.23 | S/ 16,841.21 | S/ 309,740.21 |
| 5.70% | S/ 4,087.34 | S/ 8,231.71 | S/ 12,433.91 | S/ 16,694.76 | S/ 309,593.76 |
| 5.65% | S/ 4,052.21 | S/ 8,160.48 | S/ 12,325.59 | S/ 16,548.32 | S/ 309,447.32 |
| 5.60% | S/ 4,017.07 | S/ 8,089.23 | S/ 12,217.24 | S/ 16,401.87 | S/ 309,300.87 |
| 5.50% | S/ 3,946.75 | S/ 7,946.69 | S/ 12,000.52 | S/ 16,108.98 | S/ 309,007.98 |
| 5.30% | S/ 3,805.97 | S/ 7,661.40 | S/ 11,566.93 | S/ 15,523.20 | S/ 308,422.20 |
| 5.25% | S/ 3,770.75 | S/ 7,590.04 | S/ 11,458.49 | S/ 15,376.76 | S/ 308,275.76 |
| 5.05% | S/ 3,629.71 | S/ 7,304.41 | S/ 11,024.64 | S/ 14,790.98 | S/ 307,689.98 |
| 5.00% | S/ 3,594.42 | S/ 7,232.96 | S/ 10,916.14 | S/ 14,644.53 | S/ 307,543.53 |
| 4.95% | S/ 3,559.12 | S/ 7,161.49 | S/ 10,807.64 | S/ 14,498.08 | S/ 307,397.08 |
| 4.75% | S/ 3,417.79 | S/ 6,875.46 | S/ 10,373.47 | S/ 13,912.30 | S/ 306,811.30 |
| 4.55% | S/ 3,276.25 | S/ 6,589.15 | S/ 9,939.10 | S/ 13,326.52 | S/ 306,225.52 |
| 4.50% | S/ 3,240.83 | S/ 6,517.53 | S/ 9,830.47 | S/ 13,180.08 | S/ 306,079.08 |
| 4.40% | S/ 3,169.96 | S/ 6,374.23 | S/ 9,613.18 | S/ 12,887.19 | S/ 305,786.19 |
| 4.30% | S/ 3,099.04 | S/ 6,230.87 | S/ 9,395.84 | S/ 12,594.30 | S/ 305,493.30 |
| 4.25% | S/ 3,063.56 | S/ 6,159.17 | S/ 9,287.15 | S/ 12,447.85 | S/ 305,346.85 |
| 4.20% | S/ 3,028.07 | S/ 6,087.44 | S/ 9,178.45 | S/ 12,301.41 | S/ 305,200.41 |
| 4.15% | S/ 2,992.56 | S/ 6,015.70 | S/ 9,069.73 | S/ 12,154.96 | S/ 305,053.96 |
| 4.00% | S/ 2,885.97 | S/ 5,800.38 | S/ 8,743.50 | S/ 11,715.63 | S/ 304,614.63 |
| 3.90% | S/ 2,814.85 | S/ 5,656.74 | S/ 8,525.95 | S/ 11,422.73 | S/ 304,321.73 |
| 3.75% | S/ 2,708.06 | S/ 5,441.16 | S/ 8,199.53 | S/ 10,983.40 | S/ 303,882.40 |
| 3.50% | S/ 2,529.83 | S/ 5,081.51 | S/ 7,655.23 | S/ 10,251.17 | S/ 303,150.17 |
| 3.00% | S/ 2,172.39 | S/ 4,360.90 | S/ 6,565.63 | S/ 8,786.72 | S/ 301,685.72 |
| 2.75% | S/ 1,993.19 | S/ 3,999.93 | S/ 6,020.34 | S/ 8,054.49 | S/ 300,953.49 |
| 2.50% | S/ 1,813.65 | S/ 3,638.53 | S/ 5,474.72 | S/ 7,322.27 | S/ 300,221.27 |
| 2.00% | S/ 1,453.60 | S/ 2,914.41 | S/ 4,382.47 | S/ 5,857.81 | S/ 298,756.81 |
| 1.35% | S/ 983.54 | S/ 1,970.38 | S/ 2,960.54 | S/ 3,954.03 | S/ 296,853.03 |
| 1.00% | S/ 729.50 | S/ 1,460.81 | S/ 2,193.95 | S/ 2,928.91 | S/ 295,827.91 |
| 0.10% | S/ 73.20 | S/ 146.41 | S/ 219.64 | S/ 292.89 | S/ 293,191.89 |
Sobre los datos
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Para S/ 292,899 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 292,899 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.