Cálculo de intereses
Ahorrando S/ 292,562
Veamos que pasaría si Usted ahorrara 292,562 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 292,562.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,342.24 | S/ 6,722.66 | S/ 10,141.69 | S/ 13,599.79 | S/ 306,161.79 |
| 8.50% | S/ 6,027.89 | S/ 12,179.98 | S/ 18,458.83 | S/ 24,867.04 | S/ 317,429.04 |
| 8.00% | S/ 5,683.31 | S/ 11,477.02 | S/ 17,383.28 | S/ 23,404.28 | S/ 315,966.28 |
| 7.10% | S/ 5,060.03 | S/ 10,207.58 | S/ 15,444.15 | S/ 20,771.30 | S/ 313,333.30 |
| 7.00% | S/ 4,990.54 | S/ 10,066.20 | S/ 15,228.44 | S/ 20,478.75 | S/ 313,040.75 |
| 6.50% | S/ 4,642.33 | S/ 9,358.32 | S/ 14,149.14 | S/ 19,015.98 | S/ 311,577.98 |
| 6.10% | S/ 4,362.87 | S/ 8,790.81 | S/ 13,284.78 | S/ 17,845.77 | S/ 310,407.77 |
| 6.20% | S/ 4,432.81 | S/ 8,932.79 | S/ 13,500.95 | S/ 18,138.32 | S/ 310,700.32 |
| 5.90% | S/ 4,222.85 | S/ 8,506.66 | S/ 12,852.30 | S/ 17,260.66 | S/ 309,822.66 |
| 5.75% | S/ 4,117.71 | S/ 8,293.37 | S/ 12,527.80 | S/ 16,821.83 | S/ 309,383.83 |
| 5.70% | S/ 4,082.63 | S/ 8,222.24 | S/ 12,419.61 | S/ 16,675.55 | S/ 309,237.55 |
| 5.65% | S/ 4,047.55 | S/ 8,151.09 | S/ 12,311.40 | S/ 16,529.28 | S/ 309,091.28 |
| 5.60% | S/ 4,012.45 | S/ 8,079.93 | S/ 12,203.19 | S/ 16,383.00 | S/ 308,945.00 |
| 5.50% | S/ 3,942.21 | S/ 7,937.55 | S/ 11,986.72 | S/ 16,090.45 | S/ 308,652.45 |
| 5.30% | S/ 3,801.59 | S/ 7,652.59 | S/ 11,553.62 | S/ 15,505.34 | S/ 308,067.34 |
| 5.25% | S/ 3,766.41 | S/ 7,581.30 | S/ 11,445.31 | S/ 15,359.06 | S/ 307,921.06 |
| 5.05% | S/ 3,625.54 | S/ 7,296.00 | S/ 11,011.96 | S/ 14,773.96 | S/ 307,335.96 |
| 5.00% | S/ 3,590.29 | S/ 7,224.64 | S/ 10,903.58 | S/ 14,627.68 | S/ 307,189.68 |
| 4.95% | S/ 3,555.03 | S/ 7,153.25 | S/ 10,795.20 | S/ 14,481.40 | S/ 307,043.40 |
| 4.75% | S/ 3,413.85 | S/ 6,867.54 | S/ 10,361.54 | S/ 13,896.30 | S/ 306,458.30 |
| 4.55% | S/ 3,272.48 | S/ 6,581.56 | S/ 9,927.66 | S/ 13,311.19 | S/ 305,873.19 |
| 4.50% | S/ 3,237.10 | S/ 6,510.03 | S/ 9,819.16 | S/ 13,164.91 | S/ 305,726.91 |
| 4.40% | S/ 3,166.32 | S/ 6,366.90 | S/ 9,602.12 | S/ 12,872.36 | S/ 305,434.36 |
| 4.30% | S/ 3,095.48 | S/ 6,223.70 | S/ 9,385.03 | S/ 12,579.81 | S/ 305,141.81 |
| 4.25% | S/ 3,060.04 | S/ 6,152.08 | S/ 9,276.47 | S/ 12,433.53 | S/ 304,995.53 |
| 4.20% | S/ 3,024.59 | S/ 6,080.44 | S/ 9,167.89 | S/ 12,287.25 | S/ 304,849.25 |
| 4.15% | S/ 2,989.12 | S/ 6,008.78 | S/ 9,059.30 | S/ 12,140.98 | S/ 304,702.98 |
| 4.00% | S/ 2,882.65 | S/ 5,793.71 | S/ 8,733.44 | S/ 11,702.15 | S/ 304,264.15 |
| 3.90% | S/ 2,811.61 | S/ 5,650.23 | S/ 8,516.14 | S/ 11,409.59 | S/ 303,971.59 |
| 3.75% | S/ 2,704.95 | S/ 5,434.90 | S/ 8,190.09 | S/ 10,970.76 | S/ 303,532.76 |
| 3.50% | S/ 2,526.92 | S/ 5,075.66 | S/ 7,646.42 | S/ 10,239.38 | S/ 302,801.38 |
| 3.00% | S/ 2,169.89 | S/ 4,355.88 | S/ 6,558.08 | S/ 8,776.61 | S/ 301,338.61 |
| 2.75% | S/ 1,990.89 | S/ 3,995.33 | S/ 6,013.41 | S/ 8,045.23 | S/ 300,607.23 |
| 2.50% | S/ 1,811.57 | S/ 3,634.35 | S/ 5,468.42 | S/ 7,313.84 | S/ 299,875.84 |
| 2.00% | S/ 1,451.92 | S/ 2,911.05 | S/ 4,377.43 | S/ 5,851.07 | S/ 298,413.07 |
| 1.35% | S/ 982.41 | S/ 1,968.12 | S/ 2,957.14 | S/ 3,949.48 | S/ 296,511.48 |
| 1.00% | S/ 728.66 | S/ 1,459.13 | S/ 2,191.42 | S/ 2,925.54 | S/ 295,487.54 |
| 0.10% | S/ 73.11 | S/ 146.24 | S/ 219.39 | S/ 292.55 | S/ 292,854.55 |
Sobre los datos
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Para S/ 292,562 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 292,562 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
