Cálculo de intereses
Ahorrando S/ 292,455
Veamos que pasaría si Usted ahorrara 292,455 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 292,455.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,341.01 | S/ 6,720.20 | S/ 10,137.98 | S/ 13,594.82 | S/ 306,049.82 |
| 8.50% | S/ 6,025.69 | S/ 12,175.53 | S/ 18,452.08 | S/ 24,857.95 | S/ 317,312.95 |
| 8.00% | S/ 5,681.23 | S/ 11,472.82 | S/ 17,376.93 | S/ 23,395.72 | S/ 315,850.72 |
| 7.10% | S/ 5,058.18 | S/ 10,203.84 | S/ 15,438.51 | S/ 20,763.70 | S/ 313,218.70 |
| 7.00% | S/ 4,988.71 | S/ 10,062.52 | S/ 15,222.87 | S/ 20,471.26 | S/ 312,926.26 |
| 6.50% | S/ 4,640.63 | S/ 9,354.89 | S/ 14,143.96 | S/ 19,009.03 | S/ 311,464.03 |
| 6.10% | S/ 4,361.28 | S/ 8,787.60 | S/ 13,279.92 | S/ 17,839.24 | S/ 310,294.24 |
| 6.20% | S/ 4,431.19 | S/ 8,929.52 | S/ 13,496.01 | S/ 18,131.69 | S/ 310,586.69 |
| 5.90% | S/ 4,221.31 | S/ 8,503.55 | S/ 12,847.60 | S/ 17,254.35 | S/ 309,709.35 |
| 5.75% | S/ 4,116.20 | S/ 8,290.33 | S/ 12,523.22 | S/ 16,815.68 | S/ 309,270.68 |
| 5.70% | S/ 4,081.14 | S/ 8,219.23 | S/ 12,415.07 | S/ 16,669.46 | S/ 309,124.46 |
| 5.65% | S/ 4,046.07 | S/ 8,148.11 | S/ 12,306.90 | S/ 16,523.23 | S/ 308,978.23 |
| 5.60% | S/ 4,010.98 | S/ 8,076.97 | S/ 12,198.72 | S/ 16,377.01 | S/ 308,832.01 |
| 5.50% | S/ 3,940.77 | S/ 7,934.64 | S/ 11,982.33 | S/ 16,084.56 | S/ 308,539.56 |
| 5.30% | S/ 3,800.20 | S/ 7,649.79 | S/ 11,549.39 | S/ 15,499.67 | S/ 307,954.67 |
| 5.25% | S/ 3,765.03 | S/ 7,578.53 | S/ 11,441.13 | S/ 15,353.45 | S/ 307,808.45 |
| 5.05% | S/ 3,624.21 | S/ 7,293.34 | S/ 11,007.93 | S/ 14,768.55 | S/ 307,223.55 |
| 5.00% | S/ 3,588.98 | S/ 7,221.99 | S/ 10,899.60 | S/ 14,622.33 | S/ 307,077.33 |
| 4.95% | S/ 3,553.73 | S/ 7,150.64 | S/ 10,791.25 | S/ 14,476.11 | S/ 306,931.11 |
| 4.75% | S/ 3,412.61 | S/ 6,865.03 | S/ 10,357.75 | S/ 13,891.21 | S/ 306,346.21 |
| 4.55% | S/ 3,271.28 | S/ 6,579.16 | S/ 9,924.03 | S/ 13,306.32 | S/ 305,761.32 |
| 4.50% | S/ 3,235.92 | S/ 6,507.65 | S/ 9,815.57 | S/ 13,160.10 | S/ 305,615.10 |
| 4.40% | S/ 3,165.16 | S/ 6,364.57 | S/ 9,598.61 | S/ 12,867.65 | S/ 305,322.65 |
| 4.30% | S/ 3,094.34 | S/ 6,221.43 | S/ 9,381.60 | S/ 12,575.21 | S/ 305,030.21 |
| 4.25% | S/ 3,058.92 | S/ 6,149.83 | S/ 9,273.07 | S/ 12,428.98 | S/ 304,883.98 |
| 4.20% | S/ 3,023.48 | S/ 6,078.22 | S/ 9,164.53 | S/ 12,282.76 | S/ 304,737.76 |
| 4.15% | S/ 2,988.03 | S/ 6,006.58 | S/ 9,055.98 | S/ 12,136.54 | S/ 304,591.54 |
| 4.00% | S/ 2,881.60 | S/ 5,791.59 | S/ 8,730.25 | S/ 11,697.87 | S/ 304,152.87 |
| 3.90% | S/ 2,810.58 | S/ 5,648.17 | S/ 8,513.03 | S/ 11,405.42 | S/ 303,860.42 |
| 3.75% | S/ 2,703.96 | S/ 5,432.91 | S/ 8,187.10 | S/ 10,966.75 | S/ 303,421.75 |
| 3.50% | S/ 2,525.99 | S/ 5,073.80 | S/ 7,643.62 | S/ 10,235.63 | S/ 302,690.63 |
| 3.00% | S/ 2,169.10 | S/ 4,354.29 | S/ 6,555.68 | S/ 8,773.40 | S/ 301,228.40 |
| 2.75% | S/ 1,990.16 | S/ 3,993.87 | S/ 6,011.21 | S/ 8,042.28 | S/ 300,497.28 |
| 2.50% | S/ 1,810.90 | S/ 3,633.02 | S/ 5,466.42 | S/ 7,311.17 | S/ 299,766.17 |
| 2.00% | S/ 1,451.39 | S/ 2,909.99 | S/ 4,375.82 | S/ 5,848.93 | S/ 298,303.93 |
| 1.35% | S/ 982.05 | S/ 1,967.40 | S/ 2,956.05 | S/ 3,948.03 | S/ 296,403.03 |
| 1.00% | S/ 728.39 | S/ 1,458.60 | S/ 2,190.62 | S/ 2,924.47 | S/ 295,379.47 |
| 0.10% | S/ 73.08 | S/ 146.19 | S/ 219.31 | S/ 292.45 | S/ 292,747.45 |
Sobre los datos
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Para S/ 292,455 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 292,455 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.