Cálculo de intereses
Ahorrando S/ 286,035
Veamos que pasaría si Usted ahorrara 286,035 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 286,035.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,267.67 | S/ 6,572.68 | S/ 9,915.43 | S/ 13,296.38 | S/ 299,331.38 |
| 8.50% | S/ 5,893.41 | S/ 11,908.25 | S/ 18,047.02 | S/ 24,312.27 | S/ 310,347.27 |
| 8.00% | S/ 5,556.52 | S/ 11,220.97 | S/ 16,995.47 | S/ 22,882.13 | S/ 308,917.13 |
| 7.10% | S/ 4,947.14 | S/ 9,979.85 | S/ 15,099.60 | S/ 20,307.90 | S/ 306,342.90 |
| 7.00% | S/ 4,879.20 | S/ 9,841.62 | S/ 14,888.70 | S/ 20,021.87 | S/ 306,056.87 |
| 6.50% | S/ 4,538.76 | S/ 9,149.53 | S/ 13,833.47 | S/ 18,591.74 | S/ 304,626.74 |
| 6.10% | S/ 4,265.54 | S/ 8,594.69 | S/ 12,988.40 | S/ 17,447.63 | S/ 303,482.63 |
| 6.20% | S/ 4,333.92 | S/ 8,733.50 | S/ 13,199.74 | S/ 17,733.66 | S/ 303,768.66 |
| 5.90% | S/ 4,128.64 | S/ 8,316.88 | S/ 12,565.56 | S/ 16,875.58 | S/ 302,910.58 |
| 5.75% | S/ 4,025.84 | S/ 8,108.34 | S/ 12,248.31 | S/ 16,446.54 | S/ 302,481.54 |
| 5.70% | S/ 3,991.55 | S/ 8,038.80 | S/ 12,142.53 | S/ 16,303.53 | S/ 302,338.53 |
| 5.65% | S/ 3,957.25 | S/ 7,969.24 | S/ 12,036.74 | S/ 16,160.51 | S/ 302,195.51 |
| 5.60% | S/ 3,922.93 | S/ 7,899.66 | S/ 11,930.94 | S/ 16,017.50 | S/ 302,052.50 |
| 5.50% | S/ 3,854.26 | S/ 7,760.46 | S/ 11,719.29 | S/ 15,731.47 | S/ 301,766.47 |
| 5.30% | S/ 3,716.78 | S/ 7,481.86 | S/ 11,295.86 | S/ 15,159.42 | S/ 301,194.42 |
| 5.25% | S/ 3,682.38 | S/ 7,412.17 | S/ 11,189.97 | S/ 15,016.41 | S/ 301,051.41 |
| 5.05% | S/ 3,544.65 | S/ 7,133.23 | S/ 10,766.28 | S/ 14,444.35 | S/ 300,479.35 |
| 5.00% | S/ 3,510.19 | S/ 7,063.46 | S/ 10,660.33 | S/ 14,301.34 | S/ 300,336.34 |
| 4.95% | S/ 3,475.71 | S/ 6,993.66 | S/ 10,554.36 | S/ 14,158.33 | S/ 300,193.33 |
| 4.75% | S/ 3,337.69 | S/ 6,714.33 | S/ 10,130.37 | S/ 13,586.27 | S/ 299,621.27 |
| 4.55% | S/ 3,199.47 | S/ 6,434.73 | S/ 9,706.18 | S/ 13,014.22 | S/ 299,049.22 |
| 4.50% | S/ 3,164.89 | S/ 6,364.79 | S/ 9,600.10 | S/ 12,871.21 | S/ 298,906.21 |
| 4.40% | S/ 3,095.68 | S/ 6,224.86 | S/ 9,387.90 | S/ 12,585.18 | S/ 298,620.18 |
| 4.30% | S/ 3,026.42 | S/ 6,084.85 | S/ 9,175.65 | S/ 12,299.15 | S/ 298,334.15 |
| 4.25% | S/ 2,991.77 | S/ 6,014.83 | S/ 9,069.51 | S/ 12,156.14 | S/ 298,191.14 |
| 4.20% | S/ 2,957.11 | S/ 5,944.79 | S/ 8,963.35 | S/ 12,013.13 | S/ 298,048.13 |
| 4.15% | S/ 2,922.43 | S/ 5,874.73 | S/ 8,857.18 | S/ 11,870.11 | S/ 297,905.11 |
| 4.00% | S/ 2,818.34 | S/ 5,664.45 | S/ 8,538.60 | S/ 11,441.07 | S/ 297,476.07 |
| 3.90% | S/ 2,748.88 | S/ 5,524.18 | S/ 8,326.15 | S/ 11,155.05 | S/ 297,190.05 |
| 3.75% | S/ 2,644.60 | S/ 5,313.65 | S/ 8,007.37 | S/ 10,726.01 | S/ 296,761.01 |
| 3.50% | S/ 2,470.54 | S/ 4,962.42 | S/ 7,475.83 | S/ 10,010.94 | S/ 296,045.94 |
| 3.00% | S/ 2,121.48 | S/ 4,258.70 | S/ 6,411.77 | S/ 8,580.81 | S/ 294,615.81 |
| 2.75% | S/ 1,946.48 | S/ 3,906.20 | S/ 5,879.25 | S/ 7,865.74 | S/ 293,900.74 |
| 2.50% | S/ 1,771.15 | S/ 3,553.27 | S/ 5,346.42 | S/ 7,150.67 | S/ 293,185.67 |
| 2.00% | S/ 1,419.53 | S/ 2,846.11 | S/ 4,279.77 | S/ 5,720.54 | S/ 291,755.54 |
| 1.35% | S/ 960.49 | S/ 1,924.21 | S/ 2,891.16 | S/ 3,861.36 | S/ 289,896.36 |
| 1.00% | S/ 712.40 | S/ 1,426.58 | S/ 2,142.53 | S/ 2,860.27 | S/ 288,895.27 |
| 0.10% | S/ 71.48 | S/ 142.98 | S/ 214.49 | S/ 286.03 | S/ 286,321.03 |
Sobre los datos
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Para S/ 286,035 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 286,035 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.