Cálculo de intereses
Ahorrando S/ 285,887
Veamos que pasaría si Usted ahorrara 285,887 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 285,887.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,265.98 | S/ 6,569.27 | S/ 9,910.30 | S/ 13,289.50 | S/ 299,176.50 |
| 8.50% | S/ 5,890.36 | S/ 11,902.09 | S/ 18,037.68 | S/ 24,299.69 | S/ 310,186.69 |
| 8.00% | S/ 5,553.64 | S/ 11,215.17 | S/ 16,986.67 | S/ 22,870.29 | S/ 308,757.29 |
| 7.10% | S/ 4,944.58 | S/ 9,974.68 | S/ 15,091.79 | S/ 20,297.39 | S/ 306,184.39 |
| 7.00% | S/ 4,876.67 | S/ 9,836.53 | S/ 14,881.00 | S/ 20,011.51 | S/ 305,898.51 |
| 6.50% | S/ 4,536.41 | S/ 9,144.80 | S/ 13,826.32 | S/ 18,582.12 | S/ 304,469.12 |
| 6.10% | S/ 4,263.33 | S/ 8,590.24 | S/ 12,981.68 | S/ 17,438.60 | S/ 303,325.60 |
| 6.20% | S/ 4,331.67 | S/ 8,728.98 | S/ 13,192.91 | S/ 17,724.48 | S/ 303,611.48 |
| 5.90% | S/ 4,126.51 | S/ 8,312.57 | S/ 12,559.06 | S/ 16,866.85 | S/ 302,753.85 |
| 5.75% | S/ 4,023.76 | S/ 8,104.15 | S/ 12,241.97 | S/ 16,438.03 | S/ 302,325.03 |
| 5.70% | S/ 3,989.48 | S/ 8,034.64 | S/ 12,136.25 | S/ 16,295.09 | S/ 302,182.09 |
| 5.65% | S/ 3,955.20 | S/ 7,965.12 | S/ 12,030.51 | S/ 16,152.15 | S/ 302,039.15 |
| 5.60% | S/ 3,920.90 | S/ 7,895.58 | S/ 11,924.76 | S/ 16,009.21 | S/ 301,896.21 |
| 5.50% | S/ 3,852.27 | S/ 7,756.45 | S/ 11,713.23 | S/ 15,723.33 | S/ 301,610.33 |
| 5.30% | S/ 3,714.86 | S/ 7,477.99 | S/ 11,290.01 | S/ 15,151.58 | S/ 301,038.58 |
| 5.25% | S/ 3,680.47 | S/ 7,408.33 | S/ 11,184.18 | S/ 15,008.64 | S/ 300,895.64 |
| 5.05% | S/ 3,542.82 | S/ 7,129.54 | S/ 10,760.71 | S/ 14,436.88 | S/ 300,323.88 |
| 5.00% | S/ 3,508.37 | S/ 7,059.80 | S/ 10,654.81 | S/ 14,293.94 | S/ 300,180.94 |
| 4.95% | S/ 3,473.92 | S/ 6,990.05 | S/ 10,548.90 | S/ 14,151.00 | S/ 300,038.00 |
| 4.75% | S/ 3,335.97 | S/ 6,710.86 | S/ 10,125.13 | S/ 13,579.24 | S/ 299,466.24 |
| 4.55% | S/ 3,197.82 | S/ 6,431.40 | S/ 9,701.16 | S/ 13,007.49 | S/ 298,894.49 |
| 4.50% | S/ 3,163.25 | S/ 6,361.50 | S/ 9,595.13 | S/ 12,864.55 | S/ 298,751.55 |
| 4.40% | S/ 3,094.07 | S/ 6,221.63 | S/ 9,383.04 | S/ 12,578.67 | S/ 298,465.67 |
| 4.30% | S/ 3,024.85 | S/ 6,081.71 | S/ 9,170.91 | S/ 12,292.79 | S/ 298,179.79 |
| 4.25% | S/ 2,990.22 | S/ 6,011.72 | S/ 9,064.82 | S/ 12,149.85 | S/ 298,036.85 |
| 4.20% | S/ 2,955.58 | S/ 5,941.71 | S/ 8,958.72 | S/ 12,006.91 | S/ 297,893.91 |
| 4.15% | S/ 2,920.92 | S/ 5,871.69 | S/ 8,852.60 | S/ 11,863.97 | S/ 297,750.97 |
| 4.00% | S/ 2,816.88 | S/ 5,661.52 | S/ 8,534.18 | S/ 11,435.15 | S/ 297,322.15 |
| 3.90% | S/ 2,747.46 | S/ 5,521.32 | S/ 8,321.84 | S/ 11,149.27 | S/ 297,036.27 |
| 3.75% | S/ 2,643.23 | S/ 5,310.90 | S/ 8,003.23 | S/ 10,720.46 | S/ 296,607.46 |
| 3.50% | S/ 2,469.26 | S/ 4,959.86 | S/ 7,471.96 | S/ 10,005.76 | S/ 295,892.76 |
| 3.00% | S/ 2,120.38 | S/ 4,256.50 | S/ 6,408.45 | S/ 8,576.37 | S/ 294,463.37 |
| 2.75% | S/ 1,945.47 | S/ 3,904.18 | S/ 5,876.21 | S/ 7,861.67 | S/ 293,748.67 |
| 2.50% | S/ 1,770.23 | S/ 3,551.43 | S/ 5,343.65 | S/ 7,146.97 | S/ 293,033.97 |
| 2.00% | S/ 1,418.80 | S/ 2,844.64 | S/ 4,277.55 | S/ 5,717.58 | S/ 291,604.58 |
| 1.35% | S/ 960.00 | S/ 1,923.21 | S/ 2,889.67 | S/ 3,859.37 | S/ 289,746.37 |
| 1.00% | S/ 712.03 | S/ 1,425.84 | S/ 2,141.42 | S/ 2,858.79 | S/ 288,745.79 |
| 0.10% | S/ 71.44 | S/ 142.90 | S/ 214.38 | S/ 285.88 | S/ 286,172.88 |
Sobre los datos
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Para S/ 285,887 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 285,887 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.