Cálculo de intereses
Ahorrando S/ 282,461
Veamos que pasaría si Usted ahorrara 282,461 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 282,461.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,226.84 | S/ 6,490.55 | S/ 9,791.54 | S/ 13,130.24 | S/ 295,591.24 |
| 8.50% | S/ 5,819.77 | S/ 11,759.46 | S/ 17,821.52 | S/ 24,008.48 | S/ 306,469.48 |
| 8.00% | S/ 5,487.09 | S/ 11,080.77 | S/ 16,783.11 | S/ 22,596.22 | S/ 305,057.22 |
| 7.10% | S/ 4,885.33 | S/ 9,855.15 | S/ 14,910.93 | S/ 20,054.15 | S/ 302,515.15 |
| 7.00% | S/ 4,818.23 | S/ 9,718.65 | S/ 14,702.67 | S/ 19,771.70 | S/ 302,232.70 |
| 6.50% | S/ 4,482.05 | S/ 9,035.21 | S/ 13,660.62 | S/ 18,359.43 | S/ 300,820.43 |
| 6.10% | S/ 4,212.24 | S/ 8,487.30 | S/ 12,826.11 | S/ 17,229.62 | S/ 299,690.62 |
| 6.20% | S/ 4,279.76 | S/ 8,624.37 | S/ 13,034.81 | S/ 17,512.08 | S/ 299,973.08 |
| 5.90% | S/ 4,077.05 | S/ 8,212.96 | S/ 12,408.56 | S/ 16,664.72 | S/ 299,125.72 |
| 5.75% | S/ 3,975.54 | S/ 8,007.03 | S/ 12,095.27 | S/ 16,241.04 | S/ 298,702.04 |
| 5.70% | S/ 3,941.68 | S/ 7,938.36 | S/ 11,990.81 | S/ 16,099.81 | S/ 298,560.81 |
| 5.65% | S/ 3,907.80 | S/ 7,869.66 | S/ 11,886.34 | S/ 15,958.59 | S/ 298,419.59 |
| 5.60% | S/ 3,873.91 | S/ 7,800.96 | S/ 11,781.86 | S/ 15,817.36 | S/ 298,278.36 |
| 5.50% | S/ 3,806.10 | S/ 7,663.49 | S/ 11,572.86 | S/ 15,534.91 | S/ 297,995.91 |
| 5.30% | S/ 3,670.34 | S/ 7,388.37 | S/ 11,154.72 | S/ 14,970.00 | S/ 297,431.00 |
| 5.25% | S/ 3,636.37 | S/ 7,319.55 | S/ 11,050.15 | S/ 14,828.78 | S/ 297,289.78 |
| 5.05% | S/ 3,500.36 | S/ 7,044.10 | S/ 10,631.76 | S/ 14,263.87 | S/ 296,724.87 |
| 5.00% | S/ 3,466.33 | S/ 6,975.20 | S/ 10,527.13 | S/ 14,122.64 | S/ 296,583.64 |
| 4.95% | S/ 3,432.29 | S/ 6,906.28 | S/ 10,422.49 | S/ 13,981.42 | S/ 296,442.42 |
| 4.75% | S/ 3,295.99 | S/ 6,630.44 | S/ 10,003.79 | S/ 13,416.51 | S/ 295,877.51 |
| 4.55% | S/ 3,159.49 | S/ 6,354.33 | S/ 9,584.90 | S/ 12,851.61 | S/ 295,312.61 |
| 4.50% | S/ 3,125.34 | S/ 6,285.26 | S/ 9,480.15 | S/ 12,710.38 | S/ 295,171.38 |
| 4.40% | S/ 3,057.00 | S/ 6,147.08 | S/ 9,270.60 | S/ 12,427.93 | S/ 294,888.93 |
| 4.30% | S/ 2,988.60 | S/ 6,008.82 | S/ 9,061.00 | S/ 12,145.48 | S/ 294,606.48 |
| 4.25% | S/ 2,954.39 | S/ 5,939.67 | S/ 8,956.19 | S/ 12,004.25 | S/ 294,465.25 |
| 4.20% | S/ 2,920.16 | S/ 5,870.51 | S/ 8,851.36 | S/ 11,863.02 | S/ 294,324.02 |
| 4.15% | S/ 2,885.92 | S/ 5,801.32 | S/ 8,746.51 | S/ 11,721.80 | S/ 294,182.80 |
| 4.00% | S/ 2,783.12 | S/ 5,593.67 | S/ 8,431.91 | S/ 11,298.12 | S/ 293,759.12 |
| 3.90% | S/ 2,714.53 | S/ 5,455.15 | S/ 8,222.11 | S/ 11,015.66 | S/ 293,476.66 |
| 3.75% | S/ 2,611.55 | S/ 5,247.25 | S/ 7,907.32 | S/ 10,591.99 | S/ 293,052.99 |
| 3.50% | S/ 2,439.67 | S/ 4,900.42 | S/ 7,382.42 | S/ 9,885.85 | S/ 292,346.85 |
| 3.00% | S/ 2,094.97 | S/ 4,205.49 | S/ 6,331.65 | S/ 8,473.59 | S/ 290,934.59 |
| 2.75% | S/ 1,922.15 | S/ 3,857.39 | S/ 5,805.79 | S/ 7,767.46 | S/ 290,228.46 |
| 2.50% | S/ 1,749.02 | S/ 3,508.87 | S/ 5,279.61 | S/ 7,061.32 | S/ 289,522.32 |
| 2.00% | S/ 1,401.80 | S/ 2,810.55 | S/ 4,226.29 | S/ 5,649.06 | S/ 288,110.06 |
| 1.35% | S/ 948.49 | S/ 1,900.17 | S/ 2,855.04 | S/ 3,813.12 | S/ 286,274.12 |
| 1.00% | S/ 703.50 | S/ 1,408.75 | S/ 2,115.76 | S/ 2,824.53 | S/ 285,285.53 |
| 0.10% | S/ 70.59 | S/ 141.19 | S/ 211.81 | S/ 282.45 | S/ 282,743.45 |
Sobre los datos
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Para S/ 282,461 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 282,461 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.