Cálculo de intereses
Ahorrando S/ 277,652
Veamos que pasaría si Usted ahorrara 277,652 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 277,652.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,171.91 | S/ 6,380.05 | S/ 9,624.84 | S/ 12,906.70 | S/ 290,558.70 |
| 8.50% | S/ 5,720.69 | S/ 11,559.25 | S/ 17,518.10 | S/ 23,599.73 | S/ 301,251.73 |
| 8.00% | S/ 5,393.67 | S/ 10,892.11 | S/ 16,497.37 | S/ 22,211.51 | S/ 299,863.51 |
| 7.10% | S/ 4,802.15 | S/ 9,687.36 | S/ 14,657.06 | S/ 19,712.72 | S/ 297,364.72 |
| 7.00% | S/ 4,736.20 | S/ 9,553.19 | S/ 14,452.35 | S/ 19,435.08 | S/ 297,087.08 |
| 6.50% | S/ 4,405.74 | S/ 8,881.38 | S/ 13,428.05 | S/ 18,046.86 | S/ 295,698.86 |
| 6.10% | S/ 4,140.53 | S/ 8,342.80 | S/ 12,607.74 | S/ 16,936.28 | S/ 294,588.28 |
| 6.20% | S/ 4,206.90 | S/ 8,477.54 | S/ 12,812.89 | S/ 17,213.93 | S/ 294,865.93 |
| 5.90% | S/ 4,007.64 | S/ 8,073.13 | S/ 12,197.30 | S/ 16,381.00 | S/ 294,033.00 |
| 5.75% | S/ 3,907.85 | S/ 7,870.71 | S/ 11,889.34 | S/ 15,964.53 | S/ 293,616.53 |
| 5.70% | S/ 3,874.57 | S/ 7,803.20 | S/ 11,786.66 | S/ 15,825.71 | S/ 293,477.71 |
| 5.65% | S/ 3,841.27 | S/ 7,735.68 | S/ 11,683.97 | S/ 15,686.89 | S/ 293,338.89 |
| 5.60% | S/ 3,807.96 | S/ 7,668.14 | S/ 11,581.27 | S/ 15,548.06 | S/ 293,200.06 |
| 5.50% | S/ 3,741.30 | S/ 7,533.02 | S/ 11,375.83 | S/ 15,270.42 | S/ 292,922.42 |
| 5.30% | S/ 3,607.85 | S/ 7,262.58 | S/ 10,964.80 | S/ 14,715.13 | S/ 292,367.13 |
| 5.25% | S/ 3,574.46 | S/ 7,194.93 | S/ 10,862.02 | S/ 14,576.31 | S/ 292,228.31 |
| 5.05% | S/ 3,440.77 | S/ 6,924.17 | S/ 10,450.75 | S/ 14,021.02 | S/ 291,673.02 |
| 5.00% | S/ 3,407.31 | S/ 6,856.44 | S/ 10,347.90 | S/ 13,882.20 | S/ 291,534.20 |
| 4.95% | S/ 3,373.85 | S/ 6,788.70 | S/ 10,245.04 | S/ 13,743.38 | S/ 291,395.38 |
| 4.75% | S/ 3,239.87 | S/ 6,517.55 | S/ 9,833.47 | S/ 13,188.09 | S/ 290,840.09 |
| 4.55% | S/ 3,105.70 | S/ 6,246.14 | S/ 9,421.71 | S/ 12,632.80 | S/ 290,284.80 |
| 4.50% | S/ 3,072.13 | S/ 6,178.25 | S/ 9,318.74 | S/ 12,493.98 | S/ 290,145.98 |
| 4.40% | S/ 3,004.95 | S/ 6,042.42 | S/ 9,112.76 | S/ 12,216.34 | S/ 289,868.34 |
| 4.30% | S/ 2,937.72 | S/ 5,906.52 | S/ 8,906.74 | S/ 11,938.69 | S/ 289,590.69 |
| 4.25% | S/ 2,904.09 | S/ 5,838.55 | S/ 8,803.70 | S/ 11,799.87 | S/ 289,451.87 |
| 4.20% | S/ 2,870.44 | S/ 5,770.56 | S/ 8,700.66 | S/ 11,661.05 | S/ 289,313.05 |
| 4.15% | S/ 2,836.78 | S/ 5,702.55 | S/ 8,597.60 | S/ 11,522.23 | S/ 289,174.23 |
| 4.00% | S/ 2,735.74 | S/ 5,498.44 | S/ 8,288.36 | S/ 11,105.76 | S/ 288,757.76 |
| 3.90% | S/ 2,668.32 | S/ 5,362.28 | S/ 8,082.13 | S/ 10,828.12 | S/ 288,480.12 |
| 3.75% | S/ 2,567.09 | S/ 5,157.92 | S/ 7,772.70 | S/ 10,411.65 | S/ 288,063.65 |
| 3.50% | S/ 2,398.14 | S/ 4,816.99 | S/ 7,256.73 | S/ 9,717.54 | S/ 287,369.54 |
| 3.00% | S/ 2,059.31 | S/ 4,133.89 | S/ 6,223.85 | S/ 8,329.32 | S/ 285,981.32 |
| 2.75% | S/ 1,889.43 | S/ 3,791.72 | S/ 5,706.95 | S/ 7,635.21 | S/ 285,287.21 |
| 2.50% | S/ 1,719.24 | S/ 3,449.13 | S/ 5,189.73 | S/ 6,941.10 | S/ 284,593.10 |
| 2.00% | S/ 1,377.93 | S/ 2,762.70 | S/ 4,154.34 | S/ 5,552.88 | S/ 283,204.88 |
| 1.35% | S/ 932.34 | S/ 1,867.82 | S/ 2,806.43 | S/ 3,748.20 | S/ 281,400.20 |
| 1.00% | S/ 691.52 | S/ 1,384.77 | S/ 2,079.74 | S/ 2,776.44 | S/ 280,428.44 |
| 0.10% | S/ 69.39 | S/ 138.79 | S/ 208.21 | S/ 277.64 | S/ 277,929.64 |
Sobre los datos
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Para S/ 277,652 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 277,652 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.