Cálculo de intereses
Ahorrando S/ 276,658
Veamos que pasaría si Usted ahorrara 276,658 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 276,658.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,160.55 | S/ 6,357.21 | S/ 9,590.38 | S/ 12,860.49 | S/ 289,518.49 |
| 8.50% | S/ 5,700.21 | S/ 11,517.87 | S/ 17,455.39 | S/ 23,515.24 | S/ 300,173.24 |
| 8.00% | S/ 5,374.36 | S/ 10,853.12 | S/ 16,438.31 | S/ 22,132.00 | S/ 298,790.00 |
| 7.10% | S/ 4,784.96 | S/ 9,652.68 | S/ 14,604.59 | S/ 19,642.15 | S/ 296,300.15 |
| 7.00% | S/ 4,719.24 | S/ 9,518.99 | S/ 14,400.61 | S/ 19,365.50 | S/ 296,023.50 |
| 6.50% | S/ 4,389.96 | S/ 8,849.59 | S/ 13,379.98 | S/ 17,982.25 | S/ 294,640.25 |
| 6.10% | S/ 4,125.70 | S/ 8,312.93 | S/ 12,562.61 | S/ 16,875.65 | S/ 293,533.65 |
| 6.20% | S/ 4,191.84 | S/ 8,447.19 | S/ 12,767.02 | S/ 17,152.30 | S/ 293,810.30 |
| 5.90% | S/ 3,993.29 | S/ 8,044.23 | S/ 12,153.63 | S/ 16,322.35 | S/ 292,980.35 |
| 5.75% | S/ 3,893.86 | S/ 7,842.53 | S/ 11,846.77 | S/ 15,907.38 | S/ 292,565.38 |
| 5.70% | S/ 3,860.70 | S/ 7,775.27 | S/ 11,744.46 | S/ 15,769.05 | S/ 292,427.05 |
| 5.65% | S/ 3,827.52 | S/ 7,707.99 | S/ 11,642.14 | S/ 15,630.73 | S/ 292,288.73 |
| 5.60% | S/ 3,794.33 | S/ 7,640.69 | S/ 11,539.81 | S/ 15,492.40 | S/ 292,150.40 |
| 5.50% | S/ 3,727.91 | S/ 7,506.05 | S/ 11,335.10 | S/ 15,215.75 | S/ 291,873.75 |
| 5.30% | S/ 3,594.93 | S/ 7,236.58 | S/ 10,925.55 | S/ 14,662.45 | S/ 291,320.45 |
| 5.25% | S/ 3,561.66 | S/ 7,169.17 | S/ 10,823.13 | S/ 14,524.13 | S/ 291,182.13 |
| 5.05% | S/ 3,428.45 | S/ 6,899.38 | S/ 10,413.33 | S/ 13,970.83 | S/ 290,628.83 |
| 5.00% | S/ 3,395.12 | S/ 6,831.90 | S/ 10,310.85 | S/ 13,832.50 | S/ 290,490.50 |
| 4.95% | S/ 3,361.77 | S/ 6,764.39 | S/ 10,208.36 | S/ 13,694.18 | S/ 290,352.18 |
| 4.75% | S/ 3,228.27 | S/ 6,494.22 | S/ 9,798.27 | S/ 13,140.88 | S/ 289,798.88 |
| 4.55% | S/ 3,094.58 | S/ 6,223.78 | S/ 9,387.98 | S/ 12,587.58 | S/ 289,245.58 |
| 4.50% | S/ 3,061.13 | S/ 6,156.13 | S/ 9,285.38 | S/ 12,449.25 | S/ 289,107.25 |
| 4.40% | S/ 2,994.19 | S/ 6,020.79 | S/ 9,080.14 | S/ 12,172.60 | S/ 288,830.60 |
| 4.30% | S/ 2,927.20 | S/ 5,885.38 | S/ 8,874.85 | S/ 11,895.95 | S/ 288,553.95 |
| 4.25% | S/ 2,893.69 | S/ 5,817.65 | S/ 8,772.19 | S/ 11,757.63 | S/ 288,415.63 |
| 4.20% | S/ 2,860.17 | S/ 5,749.90 | S/ 8,669.51 | S/ 11,619.30 | S/ 288,277.30 |
| 4.15% | S/ 2,826.63 | S/ 5,682.14 | S/ 8,566.82 | S/ 11,480.98 | S/ 288,138.98 |
| 4.00% | S/ 2,725.95 | S/ 5,478.75 | S/ 8,258.68 | S/ 11,066.00 | S/ 287,724.00 |
| 3.90% | S/ 2,658.77 | S/ 5,343.08 | S/ 8,053.20 | S/ 10,789.35 | S/ 287,447.35 |
| 3.75% | S/ 2,557.90 | S/ 5,139.45 | S/ 7,744.87 | S/ 10,374.38 | S/ 287,032.38 |
| 3.50% | S/ 2,389.55 | S/ 4,799.74 | S/ 7,230.75 | S/ 9,682.75 | S/ 286,340.75 |
| 3.00% | S/ 2,051.93 | S/ 4,119.09 | S/ 6,201.57 | S/ 8,299.50 | S/ 284,957.50 |
| 2.75% | S/ 1,882.67 | S/ 3,778.14 | S/ 5,686.52 | S/ 7,607.88 | S/ 284,265.88 |
| 2.50% | S/ 1,713.09 | S/ 3,436.78 | S/ 5,171.15 | S/ 6,916.25 | S/ 283,574.25 |
| 2.00% | S/ 1,373.00 | S/ 2,752.81 | S/ 4,139.46 | S/ 5,533.00 | S/ 282,191.00 |
| 1.35% | S/ 929.00 | S/ 1,861.13 | S/ 2,796.38 | S/ 3,734.78 | S/ 280,392.78 |
| 1.00% | S/ 689.05 | S/ 1,379.81 | S/ 2,072.29 | S/ 2,766.50 | S/ 279,424.50 |
| 0.10% | S/ 69.14 | S/ 138.29 | S/ 207.46 | S/ 276.65 | S/ 276,934.65 |
Sobre los datos
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Para S/ 276,658 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 276,658 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.