Cálculo de intereses
Ahorrando S/ 273,318
Veamos que pasaría si Usted ahorrara 273,318 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 273,318.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 3,122.39 | S/ 6,280.46 | S/ 9,474.60 | S/ 12,705.23 | S/ 286,023.23 |
| 8.50% | S/ 5,631.39 | S/ 11,378.81 | S/ 17,244.65 | S/ 23,231.35 | S/ 296,549.35 |
| 8.00% | S/ 5,309.47 | S/ 10,722.09 | S/ 16,239.85 | S/ 21,864.80 | S/ 295,182.80 |
| 7.10% | S/ 4,727.19 | S/ 9,536.15 | S/ 14,428.28 | S/ 19,405.02 | S/ 292,723.02 |
| 7.00% | S/ 4,662.27 | S/ 9,404.07 | S/ 14,226.76 | S/ 19,131.71 | S/ 292,449.71 |
| 6.50% | S/ 4,336.97 | S/ 8,742.75 | S/ 13,218.44 | S/ 17,765.16 | S/ 291,083.16 |
| 6.10% | S/ 4,075.90 | S/ 8,212.57 | S/ 12,410.94 | S/ 16,671.92 | S/ 289,989.92 |
| 6.20% | S/ 4,141.23 | S/ 8,345.21 | S/ 12,612.89 | S/ 16,945.23 | S/ 290,263.23 |
| 5.90% | S/ 3,945.08 | S/ 7,947.11 | S/ 12,006.91 | S/ 16,125.30 | S/ 289,443.30 |
| 5.75% | S/ 3,846.85 | S/ 7,747.85 | S/ 11,703.75 | S/ 15,715.33 | S/ 289,033.33 |
| 5.70% | S/ 3,814.09 | S/ 7,681.40 | S/ 11,602.68 | S/ 15,578.68 | S/ 288,896.68 |
| 5.65% | S/ 3,781.31 | S/ 7,614.93 | S/ 11,501.59 | S/ 15,442.02 | S/ 288,760.02 |
| 5.60% | S/ 3,748.52 | S/ 7,548.45 | S/ 11,400.49 | S/ 15,305.37 | S/ 288,623.37 |
| 5.50% | S/ 3,682.90 | S/ 7,415.43 | S/ 11,198.26 | S/ 15,032.06 | S/ 288,350.06 |
| 5.30% | S/ 3,551.53 | S/ 7,149.22 | S/ 10,793.65 | S/ 14,485.44 | S/ 287,803.44 |
| 5.25% | S/ 3,518.66 | S/ 7,082.62 | S/ 10,692.47 | S/ 14,348.78 | S/ 287,666.78 |
| 5.05% | S/ 3,387.06 | S/ 6,816.09 | S/ 10,287.62 | S/ 13,802.16 | S/ 287,120.16 |
| 5.00% | S/ 3,354.13 | S/ 6,749.42 | S/ 10,186.37 | S/ 13,665.51 | S/ 286,983.51 |
| 4.95% | S/ 3,321.19 | S/ 6,682.73 | S/ 10,085.12 | S/ 13,528.85 | S/ 286,846.85 |
| 4.75% | S/ 3,189.30 | S/ 6,415.81 | S/ 9,679.98 | S/ 12,982.23 | S/ 286,300.23 |
| 4.55% | S/ 3,057.22 | S/ 6,148.65 | S/ 9,274.65 | S/ 12,435.61 | S/ 285,753.61 |
| 4.50% | S/ 3,024.18 | S/ 6,081.81 | S/ 9,173.28 | S/ 12,298.96 | S/ 285,616.96 |
| 4.40% | S/ 2,958.04 | S/ 5,948.10 | S/ 8,970.52 | S/ 12,025.65 | S/ 285,343.65 |
| 4.30% | S/ 2,891.86 | S/ 5,814.32 | S/ 8,767.71 | S/ 11,752.34 | S/ 285,070.34 |
| 4.25% | S/ 2,858.76 | S/ 5,747.41 | S/ 8,666.28 | S/ 11,615.68 | S/ 284,933.68 |
| 4.20% | S/ 2,825.64 | S/ 5,680.48 | S/ 8,564.85 | S/ 11,479.03 | S/ 284,797.03 |
| 4.15% | S/ 2,792.50 | S/ 5,613.54 | S/ 8,463.40 | S/ 11,342.37 | S/ 284,660.37 |
| 4.00% | S/ 2,693.04 | S/ 5,412.61 | S/ 8,158.98 | S/ 10,932.41 | S/ 284,250.41 |
| 3.90% | S/ 2,626.67 | S/ 5,278.58 | S/ 7,955.97 | S/ 10,659.10 | S/ 283,977.10 |
| 3.75% | S/ 2,527.02 | S/ 5,077.41 | S/ 7,651.37 | S/ 10,249.13 | S/ 283,567.13 |
| 3.50% | S/ 2,360.70 | S/ 4,741.80 | S/ 7,143.45 | S/ 9,565.86 | S/ 282,883.86 |
| 3.00% | S/ 2,027.16 | S/ 4,069.36 | S/ 6,126.70 | S/ 8,199.31 | S/ 281,517.31 |
| 2.75% | S/ 1,859.94 | S/ 3,732.53 | S/ 5,617.87 | S/ 7,516.03 | S/ 280,834.03 |
| 2.50% | S/ 1,692.40 | S/ 3,395.29 | S/ 5,108.72 | S/ 6,832.76 | S/ 280,150.76 |
| 2.00% | S/ 1,356.42 | S/ 2,719.57 | S/ 4,089.49 | S/ 5,466.21 | S/ 278,784.21 |
| 1.35% | S/ 917.79 | S/ 1,838.66 | S/ 2,762.62 | S/ 3,689.69 | S/ 277,007.69 |
| 1.00% | S/ 680.73 | S/ 1,363.15 | S/ 2,047.28 | S/ 2,733.10 | S/ 276,051.10 |
| 0.10% | S/ 68.30 | S/ 136.62 | S/ 204.96 | S/ 273.31 | S/ 273,591.31 |
Sobre los datos
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Para S/ 273,318 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 273,318 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.